Weekly News

If you’re looking for a health insurance plan, you probably feel like you’ve had a lot of terminology to learn. Especially when it comes to the out-of-pocket costs that you’ll be responsible for with your plan. It’s true that there’s much more to plans than just monthly premiums. You’ll most likely have to think about…

Health insurance can seem like a big expense, but the cost of a plan is nothing compared to the cost of a significant medical issue. That means it’s important to have at least some sort of coverage - but what if you’re struggling to find a plan that you can afford?    In this case,…

Medicare is the nation’s health insurance program for seniors 65 and older. It also provides coverage for younger people who meet specific eligibility criteria. Medicare Parts A, B, C, and D cover a large variety of your major medical expenses. It’s a great program but it can be difficult to read through all of the…

Need to sign up for health insurance? Follow these guidelines to secure the best plan for yourself–and save the most money.

A monopolistic state is any state where workers’ compensation is exclusively provided by the state’s workers’ compensation program. Meaning there is no open market for workers’ compensation insurance and getting coverage from private companies is illegal and not available. Certain companies in monopolistic states are permitted to self-insure. However, the requirements to qualify as a…

Your Initial Enrollment Period (IEP) is an important time if you're considering your Medicare options. It’s natural that everyone has their own opinions regarding Medicare and the best coverage. While advice from family and friends can be helpful, when it comes to Medicare, there are a lot of myths passed around. Maybe you’ve come across…

Have you heard the news? After more than a decade of advocacy, The Pregnant Workers Fairness Act went into effect Tuesday, June 28, 2023. This is great news for millions of pregnant and postpartum workers. The law originally passed in December of 2022 and required special accommodations for pregnancy related medical conditions from pregnancy to…

Health insurance can be confusing. With all the terms like deductibles, premiums, copayments, and coinsurance, some of which people often mistake for each. Those last two - copayments (or copays) and coinsurance - can be particularly problematic when it comes to confusion. Not only that, but many people are not sure when they will be…

Every business that has employees should have workers' comp insurance. In fact, this type of coverage is required in most states. But even if it weren’t required to have it. You would still have a responsibility to protect your business and its employees from the legal and financial risks associated with workplace injuries.    These…

The Affordable Care Act (ACA) has made it easier for people without access to health insurance through their employers to purchase individual coverage. One of the main ways it has done this is the creation of the Health Insurance Marketplace. Where you can go to compare and shop for plans. These plans are much more…

Learn the 4 parts of worker’s compensation in case something happens at work. Then, you’ll be prepared for when you file a claim.

There are a lot of moving parts involved in health insurance. As well as a lot of terminology to learn in order to understand your plan and its costs. Two of the most important terms to understand are premiums and deductibles. These are the two out-of-pocket expenses associated with your health insurance plan that will end…

Prescription drugs are not cheap. The good news is, though, that the Affordable Care Act requires insurance companies to cover them. But the bad news is that your insurance doesn't always fully cover them. In fact, you may have to pay more than half the cost of some of your prescriptions out-of-pocket. So how do you…

As a small business owner, you care about your employees' success. As well as their wellbeing and their safety in the workplace. But even the most conscientious employers have to face the fact that mishaps can and will occur even in the safest of workplaces. Accidents are inevitable in any workplace. So, it's crucial that…

Finding one insurance plan that’s right for you can seem like a big task. But in some cases, you might actually be wondering if it’s possible to have two health insurance plans. And the answer is yes: it is possible and legal to have two policies, a primary and secondary health insurance policy. And while…

If you’re a small business owner, there are probably a lot of things that worry you. One of them might be the amount of liability insurance you should have. Since facing a major lawsuit could mean losing everything you've worked for. This, of course, is the worst-case scenario. Since the likelihood of being hit with…

Have you ever found yourself debating whether or not to purchase vision insurance? With the cost of routine eye exams, prescription eyeglasses, and contact lenses on the rise, it's no wonder many people are wondering if vision insurance is worth the investment. In this blog post, we'll discuss the benefits and help you determine if…

Whether you're shopping for your own mom or a mother figure in your life, showing her appreciation and love on Mother's Day is a must. With so many gift possibilities out there, it can be tricky to find something unique that expresses just how much she means to you. To help make this holiday a…