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How To Get Health Insurance While Unemployed

Losing a job can be a stressful and challenging experience, and one of the many concerns that may arise is how to maintain access to essential healthcare services. Health insurance is a critical component of overall well-being, providing financial protection and access to medical care when needed. Fortunately, there are several avenues available for individuals…

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Vasectomies; Are They Covered? text overlaying image of a couple

Vasectomies; Are They Covered?

Vasectomy is a type of permanent contraception that is frequently used by individuals and couples who are looking for a method of birth control that is dependable and completely irreversible. People who are thinking about this method of family planning should make it a priority to learn about the specifics of the operation and determine…

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Autism At Any Age

Autism spectrum disorder (ASD) is a complicated developmental illness. It's characterized by chronic difficulties with social communication, limited interests, and repetitive behavior. While autism is a lifelong illness, the degree of functional impairment caused by these issues differs amongst persons with autism. According to the CDC, one in every 36 kids and over 5.4 million…

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Mental Wellness During The Holidays text overlaying image of christmas lights

Mental Wellness During The Holidays

While the holidays are a joyful time spent with loved ones, they are also a highly busy and stressful time. It may be a busy time of year at work, and running around shopping and decorating can be stressful. You could also be suffering from the Christmas blues. If you are experiencing the blues, know…

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Health Insurance Open Enrollment Ends Soon Don't Miss Out text overlaying image of a clock

Health Insurance Open Enrollment Ends Soon Don’t Miss Out

If you want your new health insurance to start on January 1st then you must enroll before December 15th. You can still enroll until January 15th, but your policy won’t start until February. We know you’ve been hearing OEP over and over the last few months, but that’s because we can’t stress enough how important…

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Explaining Pelvic Girdle Pain (PGP) text overlaying image of a pregnant woman with pain

Explaining Pelvic Girdle Pain (PGP)

Carrying an excess burden all in one location (particularly, the belly) while pregnant has a slew of unanticipated consequences. It will most likely cause you to move differently, throw your muscles and joints out of whack, keep you off balance, and in some women, trigger pain in the pelvis where none previously existed. This is…

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How Tobacco Use Affects Health Insurance text overlaying image of a cigarette

How Tobacco Use Affects Health Insurance

Insurance companies can’t change your premiums based on your medical history or turn you down for any pre-existing conditions. However, they can change your premiums based on other things, such as whether or not you smoke. If you regularly smoke, vape, or even chew tobacco, your health insurance can cost up to 50% more. Companies…

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The Importance of Your Child's Dental Health text overlaying image of a little girl holding a toothbrush and toothpaste

The Importance of Your Child’s Dental Health

Kids and adults actually have a lot of the same dental issues, but since kids' teeth are still growing, they are more likely to have problems. If you don't treat tooth problems early, they can get worse and cause their adult teeth to come out of place. If kids of any age don't take good…

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Is Alternative Medicine Covered By Health Insurance text overlaying image of a chiropractor

Is Alternative Medicine Covered By Health Insurance

The term "alternative medicine" is now commonly used, but chiropractic care, acupuncture, and therapeutic massage aren't really that alternative today. Many adults and children use complementary and alternative medicine (CAM) to stay healthy and treat serious or long-lasting illnesses, according to the National Center for Complementary and Integrative Health. It's possible that a lot more…

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Tips To Maximize Your Health Insurance Plan text overlaying image of building blocks showing money going to different points

Tips To Maximize Your Health Insurance Plan

The average person in the United States spends about $3,400 a year on health insurance. If you're going to spend a lot of money on health insurance, you should make sure you're getting the most out of it. You’re already paying for the benefits so why not use them and get your money’s worth. To…

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Why Does Open Enrollment Exist?

By now you know that the Open Enrollment is the only time where you can enroll or change your health insurance plan. But what you might not know is why the Open Enrollment Period exists. The short answer is that it prevents adverse selection. Which is when people only buy health insurance when they’re sick…

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Open Enrollment: Why You Shouldn’t Wait text overlaying image of a man questioning

Open Enrollment: Why You Shouldn’t Wait

Americans can make changes to their health insurance plans every year starting on November 1st. It's important to take advantage of this because a lot can happen in your life over the course of a year. Like having a child, getting married, or changing jobs. All of which could mean that you need to change…

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What Is an Exclusive Provider Organization? text overlaying an image of someone picking up a health block

What Is an Exclusive Provider Organization?

Like a Health Maintenance Organization (HMO), An Exclusive Provider Organization (EPO) health insurance plan only lets you see doctors and go to hospitals in its network. One good thing about the EPO health plans is that you usually don’t need a referral to see a specialist. This speeds up the process if you know what…

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preparing for 2024's open enrollment text overlaying image of a stethoscope

Preparing For 2024’s Open Enrollment

The health insurance Open Enrollment Period (OEP) is coming, and you might feel a little lost. It can be hard to sort through all of the different health insurance options in your area, but you know that you and your family need health insurance to stay healthy. Don’t worry though. You can always work with…

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Vision Insurance: What You Need To Know text overlaying image of a woman reading an eye chart

Vision Insurance: What You Need To Know

If you’re having eye problems, you may wonder, is an ophthalmologist covered by my medical insurance or do I need vision insurance? In short, most ophthalmologists accept both medical and vision insurance, depending on the type of services you need. Vision insurance covers your optical needs, such as annual eye exams, eyeglasses, and contact lenses.…

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Tips For Saving On Health Insurance

Want to spend less on health insurance? You’re not alone! Most of us feel like health care costs go up every year, making it harder and harder to save money. Health insurance is the most expensive part of healthcare for nearly everyone, but if you think that the cost of health insurance is a reason…

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what is a point of service health plan text overlaying image of healthcare blocks

What Is a Point of Service (POS) Health Plan?

Everyone needs health insurance to cover them in case of an emergency or unexpected illnesses. It’s also best to have health insurance for things like checkups and medications that keep you from getting sick in the first place. Unfortunately, there are so many choices in health plans that it can be hard to figure out…

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Does Health Insurance Cover Your Sexual Health? text overlaying image fo a woman being offered different types of birth control

Does Health Insurance Cover Your Sexual Health?

Sexual health is very important. It can change other parts of health and is affected by other parts of health. This includes mental, emotional, and social health as well as physical health. The World Health Organization (WHO) says that sexual health is "fundamental to the overall health and well-being of individuals, couples, and families." Sexual…

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