Category: Health Insurance

In today's complex healthcare landscape, understanding medical benefits is essential for individuals and families to access quality care while managing costs. Medical benefits encompass the coverage and services provided by health insurance plans or programs, offering financial protection against unforeseen medical expenses. This comprehensive guide aims to demystify the intricacies of medical benefits, empowering readers…

Losing a job can be a stressful and challenging experience, and one of the many concerns that may arise is how to maintain access to essential healthcare services. Health insurance is a critical component of overall well-being, providing financial protection and access to medical care when needed. Fortunately, there are several avenues available for individuals…

Autism spectrum disorder (ASD) is a complicated developmental illness. It's characterized by chronic difficulties with social communication, limited interests, and repetitive behavior. While autism is a lifelong illness, the degree of functional impairment caused by these issues differs amongst persons with autism. According to the CDC, one in every 36 kids and over 5.4 million…

While the holidays are a joyful time spent with loved ones, they are also a highly busy and stressful time. It may be a busy time of year at work, and running around shopping and decorating can be stressful. You could also be suffering from the Christmas blues. If you are experiencing the blues, know…

If you want your new health insurance to start on January 1st then you must enroll before December 15th. You can still enroll until January 15th, but your policy won’t start until February. We know you’ve been hearing OEP over and over the last few months, but that’s because we can’t stress enough how important…

Carrying an excess burden all in one location (particularly, the belly) while pregnant has a slew of unanticipated consequences. It will most likely cause you to move differently, throw your muscles and joints out of whack, keep you off balance, and in some women, trigger pain in the pelvis where none previously existed. This is…

Insurance companies can’t change your premiums based on your medical history or turn you down for any pre-existing conditions. However, they can change your premiums based on other things, such as whether or not you smoke. If you regularly smoke, vape, or even chew tobacco, your health insurance can cost up to 50% more. Companies…

Kids and adults actually have a lot of the same dental issues, but since kids' teeth are still growing, they are more likely to have problems. If you don't treat tooth problems early, they can get worse and cause their adult teeth to come out of place. If kids of any age don't take good…

The term "alternative medicine" is now commonly used, but chiropractic care, acupuncture, and therapeutic massage aren't really that alternative today. Many adults and children use complementary and alternative medicine (CAM) to stay healthy and treat serious or long-lasting illnesses, according to the National Center for Complementary and Integrative Health. It's possible that a lot more…

The average person in the United States spends about $3,400 a year on health insurance. If you're going to spend a lot of money on health insurance, you should make sure you're getting the most out of it. You’re already paying for the benefits so why not use them and get your money’s worth. To…

By now you know that the Open Enrollment is the only time where you can enroll or change your health insurance plan. But what you might not know is why the Open Enrollment Period exists. The short answer is that it prevents adverse selection. Which is when people only buy health insurance when they’re sick…

Americans can make changes to their health insurance plans every year starting on November 1st. It's important to take advantage of this because a lot can happen in your life over the course of a year. Like having a child, getting married, or changing jobs. All of which could mean that you need to change…

Like a Health Maintenance Organization (HMO), An Exclusive Provider Organization (EPO) health insurance plan only lets you see doctors and go to hospitals in its network. One good thing about the EPO health plans is that you usually don’t need a referral to see a specialist. This speeds up the process if you know what…

The health insurance Open Enrollment Period (OEP) is coming, and you might feel a little lost. It can be hard to sort through all of the different health insurance options in your area, but you know that you and your family need health insurance to stay healthy. Don’t worry though. You can always work with…

If you’re having eye problems, you may wonder, is an ophthalmologist covered by my medical insurance or do I need vision insurance? In short, most ophthalmologists accept both medical and vision insurance, depending on the type of services you need. Vision insurance covers your optical needs, such as annual eye exams, eyeglasses, and contact lenses.…

Want to spend less on health insurance? You’re not alone! Most of us feel like health care costs go up every year, making it harder and harder to save money. Health insurance is the most expensive part of healthcare for nearly everyone, but if you think that the cost of health insurance is a reason…

Everyone needs health insurance to cover them in case of an emergency or unexpected illnesses. It’s also best to have health insurance for things like checkups and medications that keep you from getting sick in the first place. Unfortunately, there are so many choices in health plans that it can be hard to figure out…

Most of the time, doctors and other health care workers see their patients in person at a place like a doctor's office, clinic, or hospital. However, doctors and nurses can now diagnose, treat, and keep an eye on their patients' care online. Thanks to computers, smartphones, and other new digital technologies. Using technology, telehealth is…