EZ.Insure offers many types of insurance, but what specifically to help your business? Here, we have a guide on which insurance types you need and why.
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How To Address Massive Medical Debt
Getting a large medical bill, or multiple bills can easily result in some serious debt. Healthcare services aren’t cheap, and if you don’t pay them off in time, you risk losing your assets, having poor credit, and possibly having to file for bankruptcy. In fact, medical debt is currently the leading cause of bankruptcy in…
What Is Hazard Insurance?
Keeping your business’s doors open depends on a number of factors. But it’s clear that maintaining your business’s property and equipment is a huge part of that. If these assets are damaged in a fire or natural disaster, it might be difficult for your business to recover. So, you need to protect them. The best way…
Reasons to Work With A Medicare Agent
You can technically enroll in Medicare and Medicare products on your own. You can do all your own research on Medicare, Medicare Advantage, and Medicare Supplement Plans. Or you can look into all of the providers available. You can even search for quotes for these plans on your own. However, is this the best way…
Medicare Supplement Plan G vs Plan F
Original Medicare, which is made up of Medicare Parts A and B, pays for a portion of the health care services you may need. However, it does not cover the cost of everything, and you may have to pay some things out of pocket. Thankfully, Medicare Supplement plans can help with this. These plans fill…
Am I Required To Have Workers’ Compensation Insurance?
Your small business can benefit from many different kinds of commercial insurance, including policies like general liability, commercial property, and small group health coverage. One of the most important policies to add to that list is workers’ compensation insurance. With this type of policy, small business owners can protect their employees and themselves from…
How To Meet Your Deductible
Insurance is easier with a little advice. If you want to meet your deductible faster, learn our tips and trick here.
Can a Life Insurance Claim Be Denied?
One of the best things you can do for your family is to protect their financial future with a life insurance policy. The last thing you want is for their death benefits to be denied after you’ve passed. It’s a rare possibility, but it can happen. If you buy your plan from a reputable life…
Whole Life Vs Term Life Insurance
There are many aspects of life that are beyond our control, most of all being when it will end. Even though you have no control over that. You can take steps to ensure that your family is not put in a financially precarious situation when the time comes. It’s time to look into purchasing life…
Who Is Exempt From Workers’ Compensation?
Virtually every employer has to carry workers’ compensation insurance. However, some state laws provide exemptions for particular types of employees and business structures. Only a few worker categories are occasionally exempt. This exemption also applies to certain business owners. However, even when workers’ compensation coverage is not required, it is almost always in the best…
Individual vs. Group Life Insurance: Which is Best For You?
Life insurance is an important way to ensure your families stability if anything should ever happen to you. Oftentimes you will need to go out and get a life insurance policy on your own. But sometimes your employer will provide you with a life insurance plan through their company. This is known as a group…
Medicare Supplement Vs. Medicare Advantage
Part A (hospital insurance) and Part B (medical insurance) pay for a lot of your healthcare needs, but they are not able to cover everything. Before your insurance kicks in, you'll have to pay a deductible. After that, you'll have to pay other fees, like coinsurance, which is a percentage of certain costs. Also, Original…
Workers’ Compensation Myths
You buy workers’ compensation insurance to cover employees in the event of a work-related illness or injury. But not every business owner knows the risks to their business if they opt out of coverage. Or the risk of not having enough coverage to meet your company’s specific needs. Most states have a law that requires…
What Is A Medicare Medical Savings Account
Medicare Medical Savings Accounts (MSAs) are a special type of Medicare Advantage plan that combines a high-deductible health plan (HDHP) with a medical savings account. The HDHP portion is a type of health plan where you have to pay a large annual deductible before your coverage benefits kick in. Specifically, you are responsible for the…
Can You Cancel Your Health Insurance Policy?
So, you’ve decided it’s time to cut ties with your health insurance plan, but can you cancel your policy? The answer is both yes and no. You can cancel your health insurance, but if you do it at the wrong time or without a backup plan ready to go you could face fines or massive…
HMO Vs. PPO – Which Is Right For You?
It’s hard to choose between a PPO and and HMO, but we have some facts here that should make all the difference in deciding.
How To Maximize Your Medicare Budget
Medicare is an essential program for seniors over 65, however, many of its benefits are underutilized or misunderstood. Consider the annual “wellness” visit. During which a physician will assess your health risks, take your blood pressure and other routine measurements, test for cognitive impairment, and provide personalized health advice. It’s Free! Nonetheless, a surprising number…
Questions To Ask While Shopping For Health Insurance
8 questions from in-network doctors to pre-existing conditions can get you the perfect insurance policy. If you want to get exactly what you need, you have to ask the right questions.