How To Get Health Insurance While Unemployed text overlaying image

How To Get Health Insurance While Unemployed

Losing a job can be a stressful and challenging experience, and one of the many concerns that may arise is how to maintain access to essential healthcare services. Health insurance is a critical component of overall well-being, providing financial protection and access to medical care when needed. Fortunately, there are several avenues available for individuals…

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Workers' Comp vs. Occupational Accident Insurance text overlaying construction workers

Workers’ Comp vs. Occupational Accident Insurance

One of the most important concerns for both workers and businesses is the health and safety of their workforce. Workers' compensation insurance and occupational accident insurance are two important insurance policies. They each come into play when it comes to the protection and safety of the workplace. In spite of the fact that both are…

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Vasectomies; Are They Covered? text overlaying image of a couple

Vasectomies; Are They Covered?

Vasectomy is a type of permanent contraception that is frequently used by individuals and couples who are looking for a method of birth control that is dependable and completely irreversible. People who are thinking about this method of family planning should make it a priority to learn about the specifics of the operation and determine…

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How Employee Fatigue Affect Workers' Comp text overlaying image of a tired worker

How Employee Fatigue Affect Workers’ Comp

Employee fatigue has become a major worry for both workers and employers in today's fast-paced and demanding work environments. Employee hours are increasing longer as our economy demands more and more from its workers. This frequently implies that employees can work much beyond the regular work week, putting them at risk of tiredness and fatigue.…

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Claims-Made vs. Occurrence Policies text overlaying image of two different color buttons

Claims-Made vs. Occurrence Policies

When it comes to buying insurance for your business, not knowing the difference between claims-made and occurrence plans can be an expensive error. Getting a claims-made or occurrence policy will have a significant impact not just on the cost of your coverage. But also, on the lifecycle of your coverage. Professional liability and directors and…

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How Is My Commercial Property Insurance Premium Calculated? text overlaying image of a bag of money and wooden buildings

How Is My Commercial Property Insurance Premium Calculated?

Almost any time of the year, fires, floods, storms, hurricanes, and many other disasters can cause a lot of damage to homes and businesses. One of the first things a business owner should do to protect their investments from natural disasters is buy business insurance, specifically commercial property insurance. Commercial property insurance is a type…

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Commercial Property Package: What You Need To Know text overlaying image of an insurance agent and a business owner speaking in a warehouse

Commercial Property Package: What You Need To Know

A commercial package policy (CPP) is a type of insurance policy that covers various dangers, such as liability and property risk. A commercial package policy enables a company to receive insurance coverage in a flexible manner. CPPs also offer the advantage of allowing you to pay cheaper rates than if you got a separate policy…

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What are lifetime reserve days? 

If you have Medicare, you should be up-to-date of the prospective costs of a hospital stay so that you can plan accordingly. While Medicare Part A normally covers hospital stays, including your room, nursing services, meals, medications, and so on, it only does so for 90 days. So, what if you need to be in…

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Autism At Any Age

Autism spectrum disorder (ASD) is a complicated developmental illness. It's characterized by chronic difficulties with social communication, limited interests, and repetitive behavior. While autism is a lifelong illness, the degree of functional impairment caused by these issues differs amongst persons with autism. According to the CDC, one in every 36 kids and over 5.4 million…

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Crohn’s & Colitis Awareness

Every year from December 1 to December 7, Crohn's and Colitis Awareness Week is commemorated. It aims to raise awareness on the difficulties people suffering from these illnesses encounter. Crohn's disease is a chronic inflammatory disease that affects the gastrointestinal tract, whereas ulcerative colitis affects only the colon or large intestine. However, both conditions are…

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Mental Wellness During The Holidays text overlaying image of christmas lights

Mental Wellness During The Holidays

While the holidays are a joyful time spent with loved ones, they are also a highly busy and stressful time. It may be a busy time of year at work, and running around shopping and decorating can be stressful. You could also be suffering from the Christmas blues. If you are experiencing the blues, know…

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Last Chance For AEP

Every year, from October 15 to December 7, the Medicare Annual Enrollment Period takes place. This is a good time to look over your present Medicare coverage. Does it cover the medicines you need? Are you able to pay for the plan? Are you able to see your favorite doctor through the plan? The Medicare…

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Health Insurance Open Enrollment Ends Soon Don't Miss Out text overlaying image of a clock

Health Insurance Open Enrollment Ends Soon Don’t Miss Out

If you want your new health insurance to start on January 1st then you must enroll before December 15th. You can still enroll until January 15th, but your policy won’t start until February. We know you’ve been hearing OEP over and over the last few months, but that’s because we can’t stress enough how important…

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When Can Your Employees File For Workers' Comp? text overlaying an image of a work injury claim form

When Can Your Employees File For Workers’ Comp?

While workers' compensation covers most workplace injuries, there are a few exceptions. The workers’ compensation system is a no-fault system. Meaning, it makes no difference whether the injury was caused by you or your employee’s negligence. In general, all that matters is that your employee’s injury was directly caused by their job. However, there are…

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Explaining Pelvic Girdle Pain (PGP) text overlaying image of a pregnant woman with pain

Explaining Pelvic Girdle Pain (PGP)

Carrying an excess burden all in one location (particularly, the belly) while pregnant has a slew of unanticipated consequences. It will most likely cause you to move differently, throw your muscles and joints out of whack, keep you off balance, and in some women, trigger pain in the pelvis where none previously existed. This is…

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Employer Tax Advantages From HSAs text overlaying image of tax paperwork with a calculator

Employer Tax Advantages From HSAs

It's no secret that health savings accounts (HSAs) offer numerous tax benefits. These tax savings are one of the primary reasons why HSAs are gaining traction in the market. However, while HSA participation continues to increase at a rapid pace, the majority of the attention when it comes to HSA tax benefits is focused on…

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Endorsements For Business Insurance text overlaying image of a agent looking over an insurance contract

Endorsements For Business Insurance

"Commercial insurance endorsements" is a phrase that insurance companies and brokers frequently use, but few business owners understand what an endorsement is. An insurance endorsement (or rider) amends a commercial insurance policy by adding, removing, or excluding specific categories of coverage. It enables you to tailor your insurance to your specific demands or budget without…

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fibromyalgia and medicare text overlaying image of an older woman trying to relieve pain in her neck

Fibromyalgia and Medicare

Fibromyalgia, a medical illness that causes musculoskeletal pain throughout the body, affects approximately 4 million people in the United States. While it is not an age-related disease, the symptoms are more severe in seniors. It can cause severe pain and make daily tasks difficult. There is still a lot of mystery surrounding this condition, but…

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