If you have Medicare or will soon have it, you probably know what it covers on a basic level. But do you know about the less common perks that come with Medicare coverage? These perks aren’t technically free, since Medicare itself isn’t free. However, many Medicare recipients don’t have to pay anything out of their…
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Medicare Supplement Vs. Medicare Advantage
Part A (hospital insurance) and Part B (medical insurance) pay for a lot of your healthcare needs, but they are not able to cover everything. Before your insurance kicks in, you'll have to pay a deductible. After that, you'll have to pay other fees, like coinsurance, which is a percentage of certain costs. Also, Original…
What Is A Medicare Medical Savings Account
Medicare Medical Savings Accounts (MSAs) are a special type of Medicare Advantage plan that combines a high-deductible health plan (HDHP) with a medical savings account. The HDHP portion is a type of health plan where you have to pay a large annual deductible before your coverage benefits kick in. Specifically, you are responsible for the…
How To Maximize Your Medicare Budget
Medicare is an essential program for seniors over 65, however, many of its benefits are underutilized or misunderstood. Consider the annual “wellness” visit. During which a physician will assess your health risks, take your blood pressure and other routine measurements, test for cognitive impairment, and provide personalized health advice. It’s Free! Nonetheless, a surprising number…
Most Common Medicare Mistakes
Medicare is the nation’s health insurance program for seniors 65 and older. It also provides coverage for younger people who meet specific eligibility criteria. Medicare Parts A, B, C, and D cover a large variety of your major medical expenses. It’s a great program but it can be difficult to read through all of the…
Medicare Advantage Vs. Medicare
You're probably already familiar with Original Medicare, especially if you’re nearing the age of 65 and getting ready to enroll. You may not be aware, though, that there are some gaps in Original Medicare’s coverage, which lead many people to either add a Medicare Supplement Plan or choose a Medicare Advantage Plan. Medicare Advantage Plans,…
How Medicaid & Medicare Are Different
Do you know the differences between Medicare and Medicaid? While they both help people, they do it in very specific ways.
Dental & Vision Coming to Medicare–If Congress Approves
More benefits covered by Medicare could help a lot of people. We’re just waiting on Congress now.
Does Medicare Cover Dental?
Dental may be covered by Medicare if it falls under certain umbrellas. Either way, the coverage is important to have.
Trump’s New Plan To Strengthen Medicare
What is Trump’s new plan to help with Medicare? If you’re affected by health insurance (which you should be), the new system coming with definitely change things for you.
Can You Lose Your Home To Medicare?
Scared about losing your home when going to nursing care? You should be fine but look at these different ways to keep your home safe.
Mutual of Omaha Plans To Sell Medicare Advantage Plans in 2019
In 2019, Mutual of Omaha, an Omaha-based insurer will begin selling Medicare Advantage plans with prescription drug coverage. They have partnered up with Lumeris, a St. Louis company that will handle the health provider networks, and healthcare solutions. The Kaiser Family Foundation recorded that one in three Medicare recipients are enrolled in a Medicare Advantage…
Planning Your Medicare Costs During Retirement
Many Americans are turning 65 every day, and can be overwhelmed with the retirement costs to come, especially when unprepared. It is important to plan for retirement and costs for Medicare. Most people underestimate the expenses during retirement. It is important to research medical costs and plan accordingly. [caption id="attachment_1521" align="alignleft" width="300"] As you get…
The Benefits of Using EZ.Insure
Comparing and finding the best health insurance, Medicare Supplement, or Medicare Advantage plans can be a complicated process. Many people jump around different sites thinking that this will help them get the best price, but they are wrong. Shopping around like this can take up a lot of time , and it gives your information…
Medicare “Step Therapy” To Lower Drug Costs
Prescription medication can be very expensive, and there is no way around it because it is necessary. However, Medicare has a way to make medication more affordable. The step therapy program allows Medicare to negotiate lower prices and help Medicare beneficiaries save money by offering cheaper medication options. How Does Step Therapy Work? Step therapy…
Protect Yourself, Know How to Spot Medicare Card Scams
Starting in April 2018, The Centers for Medicare & Medicaid services will be issuing new Medicare ID cards to Medicare beneficiaries. As stated on their website, www.cms.gov, the new cards issued will not have the beneficiary's social security number on them anymore to “prevent fraud, fight identity theft, and keep taxpayer dollars safe.” Instead, the…
Medicare Advantage Plans Have A $0 Premium For Most
When it is time to consider Medicare, usually around the time you turn 65 years old, it would be wise to take a look at different Medicare Advantage plans. Medicare Advantage plans, also known as Medicare Part C, usually offer more benefits than Original Medicare for a lower cost. About one-third of Medicare beneficiaries have…
Is There A Difference Between Medicare & MedSup?
Medicare is the federal health insurance program for people who are 65 or older. When you enroll in Medicare, it is important to understand how it works and whether or not you will need a Medicare Supplement plan to go with it. Once you pay your deductible, Medicare covers only 80% of your Part B…