Category: Health Open Enrollment

The average person in the United States spends about $3,400 a year on health insurance. If you're going to spend a lot of money on health insurance, you should make sure you're getting the most out of it. You’re already paying for the benefits so why not use them and get your money’s worth. To…

By now you know that the Open Enrollment is the only time where you can enroll or change your health insurance plan. But what you might not know is why the Open Enrollment Period exists. The short answer is that it prevents adverse selection. Which is when people only buy health insurance when they’re sick…

Americans can make changes to their health insurance plans every year starting on November 1st. It's important to take advantage of this because a lot can happen in your life over the course of a year. Like having a child, getting married, or changing jobs. All of which could mean that you need to change…

The health insurance Open Enrollment Period (OEP) is coming, and you might feel a little lost. It can be hard to sort through all of the different health insurance options in your area, but you know that you and your family need health insurance to stay healthy. Don’t worry though. You can always work with…

A cost-sharing reduction is a discount that reduces your deductibles, copayments, and coinsurance. They help reduce your out-of-pocket health care costs. Individuals qualify for health insurance coverage through the ACA Health Insurance Marketplace. Approved individuals receive discounts to assist with their deductibles, copayments (copays), and coinsurance, and to reduce their maximum out-of-pocket expenses for covered…

So, you’ve decided it’s time to cut ties with your health insurance plan, but can you cancel your policy? The answer is both yes and no. You can cancel your health insurance, but if you do it at the wrong time or without a backup plan ready to go you could face fines or massive…

Life can get hectic, and it’s easy to forget about the little things - or even the big things, like getting health insurance! And if you were one of the people who completely forgot to look into health insurance during the Open Enrollment Period (OEP), you're probably stressing out about what you can do. But…

Each year, starting on November 1st, Americans have the opportunity to make changes to their health insurance plans. It’s important to take advantage of this time, because a lot of things can change in your life throughout the year, such as having a child, getting married, or changing your job, which could require changes to…

There’s no doubt that our country has been deeply affected by the pandemic, physically, mentally, and financially. It has opened the eyes of many Americans as to how important health insurance is. And now that the health insurance Open Enrollment Period (OEP) is finally here, it’s time to focus on your health and find a…

The health insurance Open Enrollment Period (OEP) is here, and you might be feeling a little overwhelmed. Sifting through all the different health insurance options available to you in your region can be tricky, but you know you and your family need to have health insurance to be protected. Don’t worry, though, if you work…

When it comes to your health insurance, Open Enrollment is the most important time of the year. This is the time that you’ll be able to change your plan, or enroll in a new one that better suits your needs and saves you money. So you have to know when the Open Enrollment Period, or…

In April, the Department of Health and Human Services (HHS) and the Centers for Medicare and Medicaid Services (CMS) announced that they have new measures that will allow consumers to more easily find the right form of quality, affordable health care coverage. Beginning November 1st, 2022, health insurance coverage will be more accessible and affordable…

The Health Insurance Open Enrollment Period is coming up: starting November 1st, you’ll have around 6 weeks to find a plan that meets your needs. That means a lot of information about all the different health insurance plans available, and information about any changes to your current plan will soon be coming your way. You’ll…

Keeping on top of your health is one of your top priorities - or at least it should be! You know you shouldn’t put off getting that weird pain you’ve been feeling or that mole on your arm checked out, so that whatever is going on doesn’t get any worse. But maybe you’re avoiding a…

Qualifying for health insurance subsidies has gotten much easier these days, now that President Biden has extended premium subsidies to those who earn up to 400% of the federal poverty level. That means that millions more Americans can save hundreds of dollars a year on insurance - but it doesn’t mean that everyone qualifies. So…

The Open Enrollment Period is coming to an end soon, and if you still haven’t looked into your health insurance options for the new year, now is the time to do so. But we get that picking a plan can be overwhelming because of all the options out there, so we want to give you…

New reports surfacing show that people who dealt with Covid-19 in 2021 are now facing thousands of dollars in out-of-pocket medical costs from their hospitals, doctors, and ambulance companies. When the pandemic first started in 2020, doctors and hospitals were waiving fees such as co-pays and deductibles, when it came to Covid patients. That is…

The new year is here, and we could all definitely use a better year than we’ve had the past couple of years. Maybe you’ve made some resolutions to help make this a better year - but is being healthier one of those resolutions? If not, it should be, because the healthier you are, the better…