Category: Health Insurance

The ketogenic diet, also known as the keto diet, has recently become popular after being pushed by fitness gurus and endorsed by celebrities. This diet has promised to help detox your body, along with helping people lose weight. It is a low carb, high-fat diet that reverses your body’s functions in how it produces energy.…

“Three things in human life are important: the first is to be kind; the second is to be kind; and the third is to be kind-” as stated by Henry James. It is important in our lives to be kind, especially to ourselves. Often we forget to stop and take care of ourselves after giving…

We have all been in a situation where the pile of work in front of us seems to just keep getting bigger, and we begin to feel overwhelmed and stressed. At times it seems like it will never end, and still your job demands more from you. When this occurs, it is crucial to take…

Sleep is one of the most important things that we need to survive and function on a daily basis. There are often times when we are busy, or something important comes up, and staying up all night to complete a task does not seem like a big deal. In reality, that lack of sleep hurt…

Research has found that almost everyone will experience a panic attack (also known as an anxiety attack) at least once in their life. Anxiety disorders are one of the most common mental illnesses in the U.S., affecting over 40 million people. There are different variations of anxiety disorders, such as general anxiety disorder (GAD), panic…

Stress can cause our bodies to become tired, causing them to become weak when fighting against an illness. When constantly dealing with stress, including constant stress at work, it takes a large toll on your health. Not only does your physical health deteriorate, but your mental health does as well. Physically you lose sleep and…

Since President Trump and the Department of Health and Human Services cut cost-sharing reductions in October, some states have brought a lawsuit against the government. The lawsuit centers on the loss of federal funding, which jeopardizes basic health programs. The Basic Health Program offers an alternative coverage plan for people with household incomes between 133…

When enrolled in a Marketplace Insurance plan, it is important to make sure your household information is up to date every year. There may be benefits you are missing out on and possible consequences if you do not update. What Changes To Report         Changes to your income for the year, whether a raise or demotion…

When the Trump Administration announced a rule to stop cost-sharing subsidies to insurance companies, there were threats of lawsuits. The threats have now become a reality, with an insurance co-op recently filing a lawsuit against the federal government. Cost-sharing reduction payments were set up under Obamacare to ensure that customers would be able to receive…

Health insurance premiums and deductibles can become costly, and continuously go u p every year depending on the plan. There are ways to help ease the burden of a high premium/deductible plan that is cost-effective while receiving the medical services you need. Compare Plans More than 90% of people end up not looking into their…

The Affordable Care Act is once again facing a new challenge, this time by Republican states trying to dismantle it once and for all. The basis of the claim filed is that since the individual mandate was removed, it makes the whole ACA unconstitutional. The individual mandate is the ruling that people must have insurance…

The Trump Administration has finally finalized expanding insurance companies ability to sell short-term health insurance plans for up to 3 years (36 months). This will allow consumers to buy less expensive and less comprehensive insurance policies for a longer time. The old rule for short-term health insurance was that it cannot last for more than…

Short term health insurance plans have taken the spotlight in the news due to Trump announcing the extensions of short term plan durations. Rather than having a limit of 3 months, it has been extended to a year. If you are thinking of choosing between a short term plan and a long term insurance plan,…

When it comes to determining if a short-term health insurance plan or a major medical health insurance is best for you, there are many factors you must consider. Two of the main things to consider are how long you want coverage and what you want to be covered. Short-term plans aid people when a catastrophic…

Uber has announced a new business line called Uber Health that will provide a ride-hailing platform for healthcare providers. Uber is offering to take patients to their medical appointments, as long as they are operating in the area. The health care providers that will use this business will be the ones billed for the services,…

In 2017 when President Trump did away with cost-sharing subsidies, it forced insurers to raise premiums. The cost-sharing subsidies helped pay back insurers for giving customers lower premiums due to their income status. Due to the halt in the subsidies, health-insurance premiums have been rising for those who have to buy their own insurance, approximately…

Medicare Advantage Plans have become very popular over the years, and like other insurance plans, changes occur every year. The most common changes are the list of drugs that are covered, how much your insurance company charges for them, premiums, and the percentage the plan pays towards your medical expenses. Changes can leave customers confused…

Plans will be at least 34 percent higher in 2018 due to Trump’s decision to halt cost-sharing subsidy payments to insurers. Because the Trump administration ceased these cost-sharing payments to insures, insurance companies raised premiums to compensate for the loss of these reimbursements. This termination of subsidies has also caused some insurers to drop out…