Weekly News

Medicare Supplement plans are purchased to help relieve some of the burden that Medicare part A & B leave behind in the form of out of pocket expenses. Medicare covers only 80 percent of Part B costs and the 20 percent is left for the individual to pay. Even though it is only 20 percent,…

Three. That simple number changed my life forever. I Was Lost For years, I struggled with achieving what I thought to be perfection. I stressed myself out studying for tests on subjects that made no sense to me, staying up late surrounded by piles of my meticulously-written notes, likely with tears in my eyes because…

Medicare is the federal health insurance program for people who are 65 or older. When you enroll in Medicare, it is important to understand how it works and whether or not you will need a Medicare Supplement plan to go with it. Once you pay your deductible, Medicare covers only 80% of your Part B…

Stress can cause our bodies to become tired, causing them to become weak when fighting against an illness. When constantly dealing with stress, including constant stress at work, it takes a large toll on your health. Not only does your physical health deteriorate, but your mental health does as well. Physically you lose sleep and…

We have all heard the about the gluten diet fad, it has taken over eating, there is everything from some foods with the label “gluten-free,” to restaurants now offering gluten-free options. This has all transpired because many people choosing not to eat anything that contains gluten anymore for dieting purposes. However, for some people, going…

In honor of Celiac awareness day we wanted to talk to someone who actually has Celiac disease and get their insight on what it is like living with this condition. How did you find out you had Celiac Disease? [caption id="attachment_1099" align="alignright" width="300"] Once they drew blood the results were clear, I had to cut…

Many people, especially older people think to themselves “why should I stop smoking? It has already been so long, why quit now.” A lot of times, seniors will think that it is too late to quit smoking, but it is actually the opposite. There are many benefits and reasons to stop smoking, even in your…

When it is time to consider Medicare, usually around the time you turn 65 years old, it would be wise to take a look at different Medicare Advantage plans. Medicare Advantage plans, also known as Medicare Part C, usually offer more benefits than Original Medicare for a lower cost. About one-third of Medicare beneficiaries have…

Medicare is the federal health insurance program for people who are 65 or older. When you enroll in Medicare, it is important to understand how it works and whether or not you will need a Medicare Supplement plan to go with it. Once you pay your deductible, Medicare covers only 80% of your Part B…

The Federal Government has extended the time to sign up for Medicare, mainly the relief period, also known as the Special Enrollment Period (SEP), for people through September 30. Normally the annual open enrollment for Medicare is January 1st through March 31st. This time is when people who missed signing up for Medicare Part B…

The Centers for Medicare and Medicaid Services, CMS, has announced that beginning in 2019, there will be a continuous Medicare Open Enrollment Period which will now be January 1- March 31st. During this time, Medicare beneficiaries will be able to to make a one time change of plans. In 2011, the Affordable Care Act changed…

Since President Trump and the Department of Health and Human Services cut cost-sharing reductions in October, some states have brought a lawsuit against the government. The lawsuit centers on the loss of federal funding, which jeopardizes basic health programs. The Basic Health Program offers an alternative coverage plan for people with household incomes between 133…

There are specific times of the year when you can enroll, disenroll, or switch from a Medicare Advantage Plan, also called Part C or MA Plans. These plans are sold by private insurance companies that are approved by Medicare. If you miss these enrollment periods, it may be hard to make changes to your coverage,…

When enrolled in a Marketplace Insurance plan, it is important to make sure your household information is up to date every year. There may be benefits you are missing out on and possible consequences if you do not update. What Changes To Report         Changes to your income for the year, whether a raise or demotion…

Medicare drug prices continue to increase making it harder for seniors to afford, President Trump decided to take action. Trump proposed a plan to bring down the prices of Medicare drugs by giving back to customers and focusing on raising foreign drug prices. The federal government is not allowed to negotiate Medicare drug prices, so…

Americans have been striking and pushing for a higher minimum wage from $7.25 to $15 an hour. Higher minimum wage would have many unforeseen negative effects, especially on taxes and health insurance benefits.  With a higher wage for their employees business owners would be less likely to offer benefit packages. The employee would also end…

The GOP tax bill that the Republicans have been working on, can lead to major cuts in Medicare funding and spending in 2018. The bill is estimated to cut $25 billion from Medicare starting 2018, and resulting in $400 billion over the next ten years. The Congressional Office has estimated a $1.5 trillion deficit to…

Working out is recommended at least 3-4 times a week by doctors to stay fit. It takes some discipline to go to the gym, and current fitness trends can influence how you work out. Every year there are new fads and fitness trends that people follow to get fit and stay fit. For example, have…