High Cholesterol Is More Common Than It Should Be

More likely than not, you know someone with high cholesterol, or maybe you have been diagnosed with it yourself: roughly 38% of American adults have been diagnosed with this condition – and even more might have it and not know, because there are no symptoms. It is important to get checked and to know your numbers, though, because high cholesterol puts you at risk for heart disease and stroke, two of the leading causes of death in America. In honor of September being National Cholesterol Education Month, we will discuss what different cholesterol levels mean, what is considered high, and how to help manage and lower your high cholesterol. 

What Is Cholesterol? molecular makeup of cholesterol

Cholesterol is a waxy, fatty substance that is produced naturally by your liver and found in your blood; it is also found in certain foods and animal products, and eating foods high in saturated fat and trans fat will raise the levels of cholesterol in your blood. While we might automatically think of all cholesterol as “bad,” it’s actually necessary for good health, because your body uses it for making hormones and digesting fatty foods; in addition, there are two types of cholesterol, one that is considered “good” and one that is considered “bad.” Having a higher “good” number is helpful, but having too much “bad” cholesterol in your blood is a problem, and puts you at risk for heart disease and stroke. There are no signs or symptoms of high cholesterol, so the only way to know if you have it is to get blood work done. 

Understanding Cholesterol Numbers

Cholesterol travels through the blood on proteins called lipoproteins. There are two types of lipoproteins:

  • LDL (low density lipoprotein), also known as “bad” cholesterol, because it builds up on the walls of your blood vessels in the form of plaque; this plaque makes your blood vessels narrower, meaning blood will have a harder time flowing to and from your heart, which is what causes heart attacks. So, if your LDL number is high, you are at greater risk for heart disease and stroke.
  • HDL (High-density lipoprotein), also known as “ good” cholesterol. Your body will absorb this type of cholesterol, carry it back to the liver, and flush it from the body. Having a higher HDL will help lower your risk for heart disease and stroke.

When you have a blood test to check your cholesterol levels, you will be presented with 4 numbers:

  1. Your bad cholesterol, or LDL, which should be less than 100 mg/dL
  2. Your good cholesterol, or HDL, which should be at least 50 mg/dL in women and 40 mg/dL in men. 
  3. Your total cholesterol number, which should be between 125 mg/dL and 200 mg/dL.
  4. Your triglycerides, which is a type of fat in the blood. Normal levels should be below 150 mg/dL.

According to the CDC, roughly 1 in 5 adolescents, and nearly 93 million U.S. adults aged 20 or older have total cholesterol levels higher than 200 mg/dL. Nearly 29 million adult Americans have total cholesterol levels higher than 240 mg/dL.

deep fried chicken wings
Eating deep fried foods can increase your cholesterol level.

What Causes High Cholesterol?

Everyone is at risk for developing high cholesterol, although your risk does go up with age; it can be caused by multiple factors, including your lifestyle and a genetic predisposition to high cholesterol, known as familial hypercholesterolemia. In many cases, though, your diet is the culprit: your body naturally produces all the bad cholesterol it needs, so eating foods high in certain fats  will cause your body to produce too much LDL cholesterol. The main dietary causes of high bad cholesterol include:

  • Not eating enough foods containing healthy fats– Healthy fats will help increase your good HDL cholesterol levels.
  • Eating foods containing unhealthy fats– Full-fat dairy products, butter, deep-fried foods, and baked goods such as biscuits and pastries are high in trans fats, which raise LDL levels.
  • Not eating enough foods containing fiber– Eating foods high in dietary fiber, like veggies, fruits, whole grains, nuts, and seeds can reduce the amount of bad cholesterol in your blood. 
  • Older age– The older you get, the harder it is for your body to clear cholesterol from your blood. 

Conditions That Increase Your Risk

Certain health conditions can increase your risk of high cholesterol, such as:

  • Type 2 diabetes– lowers your good cholesterol levels and raises bad cholesterol levels
  • Obesity– linked to higher LDL cholesterol levels, and lower HDL cholesterol levels

Prevention & Treatment of High Cholesterol

Getting your cholesterol levels checked is extremely important for catching and managing high bad cholesterol, since there are no symptoms of this condition. Everyone aged 20 or older should get tested every 5 years; if you have cardiovascular disease risk factors, you should get tested more often. 

If you do find out that your numbers are high, you can take steps to help lower your cholesterol levels, including:

  • Losing weight- Being overweight or obese raises bad cholesterol levels and lowers good cholesterol levels. Losing weight can help improve those numbers.
  • Eating a healthy diet– Limit foods high in saturated fat, such as full-fat dairy products, fatty meats like red meat, fried foods, butter, and coconut oil. Instead focus on eating plenty of vegetables, fruits, healthy protein sources such as fish, lentils, and nuts, avocados, low-fat milk, low-fat or fat-free dairy products, and foods high in fiber.legs of a woman in red workout pants tying her shoe lace of her sneaker
  • Exercising- A sedentary lifestyle will lower your good cholesterol levels. You should aim to do about 2 ½ hours a week of some type of aerobic exercise, such as walking, swimming, or biking.
  • Quitting smoking– Using tobacco products, including vaping, lowers your HDL cholesterol. By quitting, you can lower your LDL cholesterol and increase your HDL cholesterol levels. 

If you are unable to get your cholesterol numbers down through diet and exercise alone, you might need to take medications like statins to help manage your cholesterol, and lower your risk of heart disease. You will likely be prescribed medicine if:

  • You have already had a heart attack
  • Your LDL cholesterol level is 190 mg/dL or higher
  • You’re 40-75 years old and have diabetes

Be Prepared

Having the right health insurance plan means being able to get tested and treated for conditions like high cholesterol, without having to worry about  forking out a lot of money for medical bills. If you do not have health insurance, or your current plan is not sufficient for your needs or is too expensive, EZ can help. One of our highly trained agents will work with you to compare available plans in your area and will find the right one for your medical and financial needs. All of our services are free, so your focus can be on finding a great plan, not worrying about spending extra money. To get free instant quotes, simply enter your zip code in the bar above, or to speak to a local agent, call 888-350-1890. No obligation and no hassle.

Why African Americans Are 20x More Likely To Have Heart Disease

Heart disease is the number one killer in America. It affects African Americans more than members of any other race or ethnic background. According to the CDC (Centers for Disease Control and Prevention), 44% of African American men and 48% of African American women have some form of cardiovascular disease, putting them at a far greater risk for heart disease and stroke than Caucasians. In fact, in African Americans under the age of 50,  the heart failure rate is 20 times higher than that of any other race. There are multiple factors that contribute to heart disease, with

Heart disease is higher among African Americans than any other race.
Heart disease is higher among African Americans than any other race.

high blood pressure (also known as hypertension) being the largest factor. Weight, dietary practices and smoking can also contribute. However, there are ways to combat these factors, and lower your risk of developing heart disease, or beat it if you are already struggling with this silent killer.

High Blood Pressure

According to a 2009 study published in the New England Journal of Medicine, African Americans are more likely to have high blood pressure, also known as hypertension, than members of any other race. The risk is especially high in African American women. The American Heart Association theorizes that high blood pressure develops early in life for African Americans due to their genetic makeup, and salt sensitivity. This raises the chance of having a stroke. Because high blood pressure increases the risk of heart attack, stroke, and death, it is important to learn ways to lower your blood pressure and keep it under control. Whether high blood pressure  runs in your family or not, find out what your numbers are and check them often. The more regularly you check your blood pressure, the greater your chance of learning how to control it. Report your numbers to your doctor so they can be aware of the changes as well.

Obesity & High Cholesterol

Another risk factor for developing heart disease is obesity, and African-American women are 80% more likely to be overweight or obese, than any other groups in the U.S. Being overweight increases your chances of high blood pressure, high cholesterol and heart disease; the more weight you carry, the more oxygen your body needs to move around the excess tissue, which means your heart needs to work harder and will be put under stress.  Some strategies for controlling your weight include drinking plenty of water to feel more full, and opting for lean meats such as chicken instead of beef. Vegetables and fruits should be added to every meal as well. Exercise plays a key role in burning calories and strengthening your heart, so it is important to make moving your body a daily habit. Start slowly with gentle activities such as walking for half an hour everyday.


African Americans are also 77% more likely to be diagnosed with diabetes, a disease which can play a significant role in developing heart disease. High levels of glucose (or hyperglycemia, a defining characteristics of diabetes) narrow and harden the arteries, thus making it harder for blood to flow to and from your heart and, again, causing stress to your heart. Diabetes is, however, treatable and preventable as long as you are aware of the causes and work at managing it if you do develop it. Staying away from sugar and high-carb foods will help  keep your insulin 

Smoking increases your chances of developing heart disease.
Smoking increases your chances of developing heart disease.

levels down.


The CDC has found that 1 in 5 African American adults smoke cigarettes, a practice which increases the chance of developing heart disease. It is no secret that smoking is not good for you, and it can be hard to quit once you begin, but it  is never too late to stop smoking. Seek help from your doctor, as well as family or friends to help you quit. Quitting will significantly lower your risk of heart disease

While your racial or ethnic background may mean a greater chances of developing  heart disease, lifestyle choices play a bigger role. In order to reduce your risk, it is important to take care of yourself and stay healthy. Stay on top of your blood pressure numbers, and take the necessary medications to keep it regulated. A healthy diet is key to keeping your heart healthy, so make sure you eat foods low in sodium, and limit sugary snacks or foods. Avoiding heart disease is possible as long as you take care of yourself, as healthier lifestyle changes can go a long way  in reducing your risk.