Ways To Use Your Benefits When You’re Healthy

If you’re healthy, you might not think you need health insurance. You might look at it as an unnecessary expense – but health insurance can be affordable! That is not the only reason you should get it, though. Having a plan offers financial protection in case of an emergency or in the event you do get sick, and will mean not having to worry about a large bill after seeing the doctor. It can also help keep you healthy, if you know how to take advantage of your benefits. Check out the many free benefits and ways to save that your plan offers.

Preventive Care

Most ACA-approved insurance plans cover a set of preventive services. Preventive care benefits will help you stay healthy, and what’s best about them is that most are free. With your healthcare plan, you can go to the doctor for an annual wellness visit, during which your doctor will conduct exams, screenings and offer any necessary immunizations. Your doctor can screen you for multiple conditions during your exam, including:

black and white picture of someone sitting with their hands across their knees.
Health insurance plans will provide preventive care, such as screening for depression, and providing counseling for it.
  • High cholesterol
  • Depression
  • Type 2 diabetes
  • HIV
  • Lung cancer
  • Obesity
  • Breast cancer

You will also be able to get free immunizations, including shots for: :

  • The flu 
  • Measles, mumps, and rubella
  • Varicella
  • Herpes
  • Hepatitis A and B
  • Pneumonia
  • HPV
  • Tetanus 

After your wellness visit, any follow-up doctor visits will require a copay, coinsurance or deductible for any tests required. 


One of the biggest perks you can get with insurance? The discounts and rebates! Your plan might offer the following:

elliptical machines lined up in a gym
Some plans will offer gym membership stipends.

Gym membership stipends- some plans offer a stipend that pays a portion of your monthly gym membership.

Smoking cessation help– some plans cover medication to help you quit smoking.

Weight loss counseling– some plans offer rebates for weight loss programs.

Free Medical Equipment

Did you know that some plans offer free medical equipment? If you get injured or are sick, you could be covered for crutches, walkers, and oxygen supplies. Health insurance plans will also offer diabetic supplies for free. And if you have a baby? Many women are unaware that they can get a breast pump for free!

Looking For An Affordable Plan?

Being healthy does not mean you do not need health insurance; in fact, the best time to get insurance is when you’re healthy! The right plan can offer you many freebies to take advantage of, including the preventive care you need to stay healthy. In addition, if you are healthy, your health plan will be more affordable, especially if you consider a high deductible health plan. EZ.Insure’s agents work with many insurance companies in the country, which allows us to compare plans in your area in minutes. We will find you an affordable plan that will protect you against the unexpected, while saving you money on things you want, like gym memberships. To get free instant quotes, enter your zip code in the bar above, or to speak with one of our licensed agents, call 888-350-1890.