When Is Open Enrollment for 2025?

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When it comes to your health insurance, Open Enrollment is the most important time of the year. This is the time that you’ll be able to change your plan, or enroll in a new one that better suits your needs and saves you money. It’s imperative that you know when the Open Enrollment Period (OEP) starts and how long it lasts so that you don’t miss out! If you do miss the OEP, you may have to wait an entire year in order to make changes, that is unless you qualify for a Special Enrollment Period (SEP). With all that being said, it’s super important to act before the deadline and avoid waiting until the last minute. To help you on this endeavor, we’ve outlined the key OEP dates for every state, to ensure you have ample time to get enrolled!

 

 

The 2025 OEP begins November 1st, 2024 in most states, and since changes to the OEP last year, it generally runs through January 15th in most states. Some states, though, have extended their OEP a little longer. Take a look at the following so you know when your state’s OEP begins and when it ends.

States With January 15th Deadlines

  • Alabama

    map of the US
    There are currently 33 states that have a January 15 deadline for the health insurance OEP.
  • Alaska
  • Arizona
  • Arkansas
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas 
  • Utah
  • Virginia
  • West Virginia
  • Wisconsin
  • Wyoming

States with Different OEP Dates

Some states with their own ACA exchanges have different date ranges for the 2025 Open Enrollment Period. The chart below shows the State Enrollment Period (SEP) and OEP dates for these states; other states have not yet announced their dates (these are also listed below).

State State Open Enrollment Period for 2025 Plans
California November 1, 2024 – January 31, 2025
Colorado November 1, 2024 – January 15, 2025
Connecticut November 1, 2024 – January 15, 2025
Idaho October 15, 2024 – December 15, 2025
Kentucky November 1, 2024 – January 15, 2025
Maine November 1, 2024 – January 15, 2025
Maryland November 1, 2024 – January 15, 2025
Massachusetts November 1, 2024 – January 23, 2025
Minnesota November 1, 2024 – January 15, 2025
Nevada November 1, 2024 – January 15, 2025
New Jersey November 1, 2024 – January 31, 2025
New Mexico November 1, 2024 – January 15, 2025
New York November 16, 2024 – January 31, 2025
Pennsylvania November 1, 2024 – January 15, 2025
Rhode Island November 1, 2024 – January 31, 2025
Vermont November 1, 2024 – January 15, 2025
Washington DC  November 1, 2024 – January 31, 2025
Washington November 1, 2024 – January 15, 2025

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The health insurance 2025 Open Enrollment Period is open from November 1 until January 15 (depending on your state), so now is the perfect time to reconsider getting a health insurance plan, or looking into your current one and making sure it’s got you covered. And if your plan doesn’t cover everything you need it to, it’s time to find a plan that does, so you can save as much money as possible. 

If you’re shopping for a plan, your best bet is to speak to a licensed EZ agent. Our agents work with the top-rated insurance companies in the nation, so we can compare plans in minutes. We will not only find a plan that has all the benefits you’re looking for, but we will also make sure the plan meets your financial needs. To get free instant quotes, simply enter your zip code in the bar above, or to speak to a local agent, call 888-694-0047. No obligation.

About The Author:
Picture of Kyle Mehlman
Kyle Mehlman
Kyle Mehlman is Marketing Coordinator specializing in SEO, copywriting and content creation. In 2021, Kyle graduated from the University of North Carolina, with a degree in Journalism and Media.

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