Archives: Testimonials

If you or your family rely on health insurance through the Affordable Care Act (ACA)—also known as Obamacare—you may have seen headlines about a recent Supreme Court decision. The good news? Your ACA coverage is safe. In June 2025, the U.S. Supreme Court ruled in favor of preserving a key part of the ACA that…

If you’re planning to enroll in health insurance for yourself or your family, it’s important to know who manages your state’s health insurance exchange—because it can affect how and when you enroll, what plan options are available, and what subsidies you may qualify for. Under the Affordable Care Act (ACA), each state has the option…

If you or your employees use personal vehicles for work—whether it’s driving to job sites, meeting clients, or delivering goods—you might assume your personal car insurance has you covered. But in many cases, it doesn’t. And that could leave your business exposed to serious risk.   Commercial auto insurance isn’t just for companies with branded…

If you run a courier service, manage a fleet of box trucks, or operate a local freight trucking business, one thing is non-negotiable: you need commercial auto insurance for small businesses—and the right kind. Whether you’re moving packages across town or hauling freight between warehouses, protecting your vehicles and business from risk is critical.  …

If you’ve heard about Donald Trump’s “One Big Beautiful Bill,” you’re probably wondering: What does this mean for my health insurance?   While the bill isn’t law yet, it’s made major headlines—and for good reason. It proposes changes to programs like Medicaid and Medicare, and could affect how much people pay for coverage, or whether…

Let’s Talk About Workers’ Comp—What It Really Covers When you're running a business, keeping your team safe isn’t just the right thing to do—it’s good business. But even with strong safety practices in place, accidents can happen. That’s where workers’ compensation insurance steps in: to protect your people and your bottom line. Still, we hear…

Having adequate insurance coverage is crucial when managing a business, but there is a lot of false information out there, especially when it comes to general liability insurance.   Regardless of your level of experience in the world of business, it's easy to fall for common insurance myths that result in leaving your business dangerously…

Economic uncertainties caused by newly imposed tariffs and rising costs are putting pressure on small businesses far and wide to cut costs. While it’s important to carefully evaluate your company’s finances, it’s never a good idea to cut your employee health insurance plan altogether.   Instead, a QSEHRA serves as a simple, cost-effective way to…

When thinking of tariffs and the impact they have on everyday people, you may expect an increase in the cost of food or materials for businesses or home projects— but what about your auto insurance?    While you’re probably aware of the tariffs that were recently imposed on foreign vehicles, you might have not realized…

The current wave of US tariffs on imported goods are making headlines mostly for geopolitical reasons, but the impact they’ll have on small businesses is quite alarming. Increased expenses, interrupted supply chains, and new uncertain partnerships are affecting both the day-to-day operations as well as long term planning. However, one area that’s often overlooked, is…

  The costs of running a business are numerous - from equipment, supplies and marketing to payroll, taxes and insurance. But for many entrepreneurs, insurance is one of the biggest unknown expenses. How much will it cost to protect your business and comply with regulations? The numbers can vary widely depending on your location, services…

When in the market for an insurance policy, it’s tough to know where to start. With so many agents and brokers to pick from, it’s crucial to understand how to choose an insurance agent that’s right for you.   It doesn't matter if you’re simply looking for a personal health insurance policy, or a comprehensive…

Workers’ Compensation is an essential type of commercial insurance coverage for most businesses, but not everyone is required to have it.    To give you a better understanding about what workers’ comp exemptions are, we’ll be discussing:    The professionals who may qualify for an exemption. Varying state laws in regards to exemptions. How to…

A Certificate of Insurance (COI) is more than simply a piece of paper—it’s proof of your coverage and professionalism.   Whether you're a contractor, small business owner, event organizer, or another profession, having a COI guarantees that you meet legal and client demands while simultaneously building trust with your partners.    Now let’s take it…

Driving for Uber or another ride-sharing is an awesome way to earn extra money, but it also comes with some risks. On top of that, most standard auto insurance won’t fully cover you while on the job.   That’s why it’s crucial to understand the types of coverage you need, the average cost, and how…

Consider this scenario: a client sues your company for inaccurate advice, or someone slips and falls at your workplace. Suddenly, you're facing thousands of dollars in unanticipated legal fees—all as a result of a simple error or accident.   If you own a small business, protecting yourself from these dangers is critical. But do you…

Today you’ll discover the essential coverages that restaurant insurance offers:   Protection against expensive accidents.   Peace of mind for you and your employees.   And a competitive edge in the restaurant industry.   Let’s get started.   Restaurant insurance is a specific type of business insurance designed to meet specific requirements associated with the…

Product liability insurance is an essential form of protection for businesses who produce, distribute or sell goods and products. Regardless of how careful you are when producing or selling items, accidents happen. If an accident does happen to occur and it involves injury, damage or defects relating to your product, you could be held liable. …