Category: Life Insurance

If you take care of a loved one, know that you are not alone. One recent study shows that 43 million Americans are currently acting as unpaid caregivers for a loved one. This can create a large financial burden on you and your family, but one way you can be sure that your family will…

If you’re a dad, you’re probably the go-to guy in your family for a whole lot of issues. Your family relies on you every day, probably more than you even know, so what would they do if something were to happen to you? Aside from dealing with the immense grief of losing their husband and…

Insurance lingo can be confusing, which can leave you feeling a bit overwhelmed, or even downright turned off if you’re trying to purchase a policy. Trying to understand terms like contestability period, underwriting, accelerated death benefit, and more can be enough to make you want to close your laptop and give up. Don’t worry, though,…

There are many misconceptions about life insurance, and these misconceptions can turn people off from even looking into purchasing a policy. In fact, a lot of people are just plain confused about life insurance! To help clear things up, we want to talk here about what life insurance is not, in order to help give…

We are living in a time when convenience is king, and you can shop and purchase anything with the click of a mouse or the touch of your finger. Many consumers now prefer to do their shopping online, even for things that traditionally needed to be done in person, like purchasing life insurance. This is…

Is it ever too late to get life insurance? For example, what if you’re already in your 80s - would it be pointless to purchase a policy, and would you even be able to? Well, actually studies show that the typical limit set by most insurers for purchasing life insurance is around 90 years old.…

If you’ve watched any amount of television or movies, the thought has probably crossed your mind: can someone take out a life insurance policy on me without my knowledge? Fact or fiction, the concern is real. No one wants their death to be the reason someone benefits if it’s not something you were made aware…

Are you looking into a term life insurance policy, but worried that you might end up paying a lot of money in premiums over the years, without your family getting any benefits in return? You might want to look into what’s known as a return of premium life insurance policy. These policies allow you to…

It’s no secret that the price of everything has been steadily rising, making it harder and harder to afford even simple things like gas and groceries. And inflation doesn’t seem like it’s going to ease up anytime soon, leaving many Americans worried and afraid - and rightfully so, since it’s not easy to deal with…

Your child is off to college, and while this is generally a very joyous time, it can also be very nerve-wracking: after all, the cost of college has been increasing over the last decade and it doesn’t look like it will be slowing down anytime soon. In fact, we have $1.4 trillion in outstanding student…

Life insurance is the best way to ensure that your family will have financial security after you’re gone: the benefits that they will be able to claim will help them to pay the bills and stay afloat. But did you know that a small percentage of life insurance benefits go unclaimed by beneficiaries every year?…

If you have health issues or engage in certain behaviors, like smoking, trying to find a great life insurance policy can seem daunting. Most insurance companies require a medical exam to qualify for a policy, and most will ask you questions about your lifestyle and medical history, so they will know how healthy you are,…

Life insurance is incredibly important: having a policy will provide your family with a financial safety net when you are no longer around. And you know what? Life insurance is one of the easiest types of insurance to buy: not only is it inexpensive, but there are so many different types of plans to choose…

The lifetime risk of developing colorectal cancer is higher than many people might think. In fact,  approximately 1 in 23 men and 1 in 25 women will be diagnosed with this type of cancer in their lifetime. The good news, though, is that while a colorectal cancer diagnosis would have been considered a death sentence…

A lot of people think life insurance is a big expense, which is probably one of the main reasons that they choose not to buy a policy, or even to look into getting one. If that’s what you’re thinking, you might be surprised to know that life insurance is not nearly as expensive as you…

Your genes can determine a lot in your life, things like the color of your eyes, your height, and even whether you will develop any mental or physical health conditions. Your genes and your family history also help determine how much you will pay for life insurance, since insurers use information about your family’s medical…

A big part of life always seems to be planning for the next phase of your life, whether that’s going to college, starting a family, or even the end of your life. And while no one likes to think about their final days, planning for this time is important, especially if you have loved ones…

Oprah and Stedman. Goldie and Kurt. You and your partner. Some people don’t want to get married and that’s fine, but don’t toss the idea of buying life insurance on the backburner just because of your marital status - or lack thereof. You want to protect you and your loved ones in the event you…