Is Vision Insurance Worth It?

Have you ever found yourself debating whether or not to purchase vision insurance? With the cost of routine eye exams, prescription eyeglasses, and contact lenses on the rise, it’s no wonder many people are wondering if vision insurance is worth the investment. In this blog post, we’ll discuss the benefits and help you determine if it’s worth it for you. We’ll also highlight a leading vision insurance provider, VSP Individual Vision Plans, and explain why they are a great option to consider when shopping for plans. Whether you have perfect eyesight or need corrective lenses, keep reading to learn more about the importance of vision insurance and how it can benefit you.

Vision Insurance with VSP

Maintain Healthy Vision

First and foremost, regular eye exams are essential for maintaining healthy vision. While health insurance may cover some vision-related expenses, it typically doesn’t cover the cost of routine eye exams. Vision insurance can help offset the cost of these exams, making it more affordable for you to prioritize your eye health. In addition to routine exams, it can also cover the cost of prescription eyeglasses and contact lenses, as well as frames and lenses upgrades.

Network Of Doctors And Specialists

Another benefit of vision insurance is the access to a network of eye doctors and specialists. You can choose from a network of providers that offer discounted rates on services and products. This means you can see an eye doctor you trust without having to pay full price out of pocket. Plus, many vision insurance plans offer online tools to help you find a provider near you, making it easy to schedule appointments and access care.

VSP Individual Vision Plans 

Vision Insurance -VSP When it comes to vision insurance providers, VSP Individual Vision Plans is a great option to consider. VSP has been providing vision insurance for over 65 years and is the largest provider in the United States. Their plans offer comprehensive coverage for routine eye exams, prescription eyewear, and even LASIK procedures. Plus, their plans are customizable, so you can choose the coverage that best fits your needs and budget.

With VSP Individual Vision Plans, you’ll also have access to a network of over 38,000 eye doctors, making it easy to find a provider you trust. Plus, their website offers helpful tools and resources, including a cost calculator to estimate your out-of-pocket expenses and a frame gallery to help you find the perfect pair of glasses.

The Bottom Line

Vision insurance is a great way to guarantee access to care and protect your overall eye health. Investing in a single annual premium might cost more initially, but consider the savings you could collect by not having to pay as much for routine visits down the road. Plus, providers such as VSP Individual Vision Plans can offer exclusive deals that are only available with their plans too. Remember to weigh all of your options before making a decision. Do some research into your different needs and consider if investing in vision insurance makes sense for yourself or your family. Who knows? It might even save your sight someday!

The Importance Of Eye Care For Children

August is Children’s Eye Health and Safety Awareness Month, so let’s all take a moment and think about when we last took our children to the optometrist to get their eyes checked. If you’re like a lot of parents, you might not have taken them in a long time, or even ever, if they’ve never shown any obvious signs of vision impairment. Getting regular eye exams, though, is not something we should put off; after all, according to the CDC, approximately 6.8% of children younger than 18 in the United States have a diagnosed eye or vision condition, with studies suggesting that 10% of preschoolers and 25% of school-aged children have vision issues. This month, we want to help raise awareness about the importance of eye care for your children, and how keeping on top of their eye health can help your child succeed. 

How Often Your Child Should Get Checkedinfographic for eye care

Your child should see an optometrist for their first eye exam when they are around 6 months old. The doctor will check their eye movement patterns, as well as check for any eye health issues that could need correction, like astigmatism, farsightedness, and nearsightedness. After this initial eye exam, your child should be seen again at least once between the ages of 2 and 5; this is important because, according to the American Optometric Association, 1 in 4 children wear or need glasses by the time they are in kindergarten! Once your child is 6 years old, you should take them to the optometrist every year for vision screenings (your pediatrician might do these at their annual well visits, as well). 

Why It Is Important To Get Regularly Checked

As children grow, their eyes change quickly, so the best way to catch any problems early on is by getting their eyes checked regularly. Not only that, but making sure your child’s eyes are healthy is vital to their education: according to the American Optometric Association, about 80% of learning in school occurs through visual activities like reading, writing, and using computers, so if your child has undiagnosed eye issues, they can end up having difficulty keeping up in school. They can become easily fatigued and have problems with attention because they are struggling; in addition, if they play sports, their vision could cause hand-eye coordination problems, and they could get injured.

While your pediatrician and your child’s school do perform annual vision screenings, these screenings will only test whether your child’s vision is 20/20, or if they have issues seeing things that are close up or far away. These simple screenings cannot recognize or point out any specific eye conditions your child may be experiencing – in fact, around 60% of vision problems go undetected with one of these screenings.  

Early Signs Of Eye Conditions

young caucasian girl sitting down rubbing her eyes
Your child rubbing their eyes is a sign that they might have eye issues.

Children might not realize that they have vision issues, or might be having issues but won’t complain to you about them, so it’s important for you to be aware of the common signs and symptoms of eye conditions, and seek help if necessary. Common signs of vision issues in children can include:

  • Squinting
  • Frequently rubbing their eyes
  • Straining or turning their head to look at things
  • Lazy eye
  • Color blindness
  • Blurry or distorted vision, which is a sign of astigmatism
  • Frequent headaches
  • Covering one eye
  • Holding things close to their face
  • Short attention span
  • Difficulty with hand-eye coordination while playing sports 

Ways You Can Protect Your Children’s Eye Health

There are some proactive things you can do to improve your child’s eye health, including:

  • Look for the common signs of eye issues above.
  • Provide a balanced diet- nutrients such as zinc, omega-3 fatty acids, and vitamins A, C, and E are all beneficial to eye health. 
  • Protect their eyes with necessary eyewear- if your child is active and plays sports,  make sure to provide them with protective eyewear made with shatterproof plastic. Research shows that 90% of childhood eye injuries can be prevented!young caucasian boy sitting at a table looking at a tablet
  • Limit use of digital screens– try to keep screens 18-24 inches from their eyes and encourage them to follow the 20-20-20 rule, which means they should try to look up from the screen every 20 minutes and look at something at least 20 feet away for 20 seconds. 
  • Attend regular eye exams!

Getting regular, thorough eye exams and treating any vision conditions is important for your child’s health, as well as for their academic success. Taking your child to the optometrist can help catch any conditions that your child’s pediatrician or school nurse cannot, but some health insurance plans do not cover vision care – so if you are interested in a more comprehensive health insurance plan that does offer great vision care, EZ can help! Our agents work with the top-rated insurance companies in the country, and we can compare all available plans and find the best, most affordable plan for your family’s needs. To get free instant quotes, simply enter your zip code in the bar above, or to speak to a licensed agent, call 888-350-1890. No obligation!