A Medicare Diabetes Prevention Program (MDPP) was announced by the CDC to begin in 2018. The model will be added as a covered benefit for Medicare enrollees who meet the criteria. The program started April 1, 2018. [caption id="attachment_1019" align="alignleft" width="300"] New Medicare Programs For Diabetes Can Result In You Saving Big![/caption] Diabetes affects more…
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Legal Challenges Ahead For ACA
The Affordable Care Act is once again facing a new challenge, this time by Republican states trying to dismantle it once and for all. The basis of the claim filed is that since the individual mandate was removed, it makes the whole ACA unconstitutional. The individual mandate is the ruling that people must have insurance…
Cheaper Short Term Plans Can Now Last Up To 3 Years
The Trump Administration has finally finalized expanding insurance companies ability to sell short-term health insurance plans for up to 3 years (36 months). This will allow consumers to buy less expensive and less comprehensive insurance policies for a longer time. The old rule for short-term health insurance was that it cannot last for more than…
Medicare Prices Steadily On The Rise
Details have emerged after a report was released on the investigation into Medicare drug prices. The report "Manufactured Crisis: How devastating drug price increases are harming America's seniors,” and its findings were released by U.S. Sen. Claire McCaskill, Democrat-Missouri. This report talks about the hiked up drug prices for senior citizens and how it needs…
Short Term Plans Continue to Be Cheaper Than ACA Plans
Short term health insurance plans have taken the spotlight in the news due to Trump announcing the extensions of short term plan durations. Rather than having a limit of 3 months, it has been extended to a year. If you are thinking of choosing between a short term plan and a long term insurance plan,…
Short-Term Health Insurance VS Major Medical Health Insurance
When it comes to determining if a short-term health insurance plan or a major medical health insurance is best for you, there are many factors you must consider. Two of the main things to consider are how long you want coverage and what you want to be covered. Short-term plans aid people when a catastrophic…
How To Cut Down On Sodium
Usually we are unaware of how much salt we consume in a day. Around 75% of the things we eat already have salt in it, even things like bread, and cereal. It is important to keep an eye on our salt intake in order to prevent any serious health conditions. High sodium intake can cause…
$25 Billion Medicare Cuts Possible Due To Republican Tax Bill
The GOP tax bill that the Republicans have been working on, can lead to major cuts in Medicare funding and spending in 2018. The bill is estimated to cut $25 billion from Medicare starting 2018, and resulting in $400 billion over the next ten years. The Congressional Office has estimated a $1.5 trillion deficit to…
Uber Launching ‘Uber Health’
Uber has announced a new business line called Uber Health that will provide a ride-hailing platform for healthcare providers. Uber is offering to take patients to their medical appointments, as long as they are operating in the area. The health care providers that will use this business will be the ones billed for the services,…
Healthcare Rates to Rise in 2019
In 2017 when President Trump did away with cost-sharing subsidies, it forced insurers to raise premiums. The cost-sharing subsidies helped pay back insurers for giving customers lower premiums due to their income status. Due to the halt in the subsidies, health-insurance premiums have been rising for those who have to buy their own insurance, approximately…
There Is NO Open Enrollment For Medicare Supplement Plans
Medicare Supplement Insurance Does Not Have a Deadline Many senior citizens think that the Medicare Open Enrollment period is the only time they can purchase a Medicare Supplement plan. But, there is no deadline to purchase Medicare Supplemental Insurance. During the Medicare Open Enrollment Period, everyone is busy picking a plan that is best for…
Changes To Medicare Advantage in 2018
Medicare Advantage Plans have become very popular over the years, and like other insurance plans, changes occur every year. The most common changes are the list of drugs that are covered, how much your insurance company charges for them, premiums, and the percentage the plan pays towards your medical expenses. Changes can leave customers confused…
Medicare Part B Rates Fluctuating In 2018
The fourth quarter is when senior citizens learn about their social security benefits and Medicare. They find out if they will receive higher social security, and how much, also how much monthly premiums will be for Medicare. Most people with Medicare will face higher premiums in 2018. Medicare Part B insurance covers outpatient care, preventative…
Plans Rates to Increase in 2018: Silver Costing More than Gold
Plans will be at least 34 percent higher in 2018 due to Trump’s decision to halt cost-sharing subsidy payments to insurers. Because the Trump administration ceased these cost-sharing payments to insures, insurance companies raised premiums to compensate for the loss of these reimbursements. This termination of subsidies has also caused some insurers to drop out…
Senate GOP Planned on Getting Rid of Healthcare Mandate, With No Success
Republicans have been working to get rid of the individual mandate from the Affordable Care Act. The reason is to not only save the government money, but to “provide more tax relief to middle class families.” However, they have failed repeatedly to get the tax reform bill passed, leaving the mandate applicable, and the penalty…
CVS & Aetna Merging In 2018
Before 2018, one of the largest pharmaceutical and drugstore chains, CVS, and one of the oldest insurance companies, Aetna, hope to finalize a $70 billion merge. To gain control of costs and provide better quality, health insurance companies are narrowing their network of doctors, hospitals, and pharmacies. Due to this, CVS has taken a hit…
Medicare Enrollment Extended For States Impacted By Hurricanes
The Centers for Medicare and Medicaid (CMS) announced an extension of Medicare Open Enrollment for Americans affected by hurricanes Harvey, Irma, and Maria. This special enrollment period will be extended for all Medicare beneficiaries to December 31st. The extension will give the families and individuals who were affected by the hurricanes the ability to enroll…
Obamacare Enrollment Rates Skyrocketing
Republicans have made many attempts to end Obamacare, recently proposing a tax reform bill to end the individual mandate. The mandate gives Americans an incentive to buy healthcare insurance or to pay a penalty. But Obamacare proves to be thriving despite the Trump Administration's efforts. Recently, the Obamacare mandate has proven it works, with the…