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Copay VS Coinsurance: Know The Difference

Health insurance can be confusing. With all the terms like deductibles, premiums, copayments, and coinsurance, some of which people often mistake for each. Those last two - copayments (or copays) and coinsurance - can be particularly problematic when it comes to confusion. Not only that, but many people are not sure when they will be…

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Health Insurance Tiers

The Affordable Care Act (ACA) has made it easier for people without access to health insurance through their employers to purchase individual coverage. One of the main ways it has done this is the creation of the Health Insurance Marketplace. Where you can go to compare and shop for plans. These plans are much more…

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The 4 Parts of Workers’ Compensation

Learn the 4 parts of worker’s compensation in case something happens at work. Then, you’ll be prepared for when you file a claim.

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Everything You Need To Know About Premiums & Deductibles

There are a lot of moving parts involved in health insurance. As well as a lot of terminology to learn in order to understand your plan and its costs. Two of the most important terms to understand are premiums and deductibles. These are the two out-of-pocket expenses associated with your health insurance plan that will end…

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How Do Drug Formularies Work?

Prescription drugs are not cheap. The good news is, though, that the Affordable Care Act requires insurance companies to cover them. But the bad news is that your insurance doesn't always fully cover them. In fact, you may have to pay more than half the cost of some of your prescriptions out-of-pocket. So how do you…

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Can I Have Two Health Insurance Plans?

Finding one insurance plan that’s right for you can seem like a big task. But in some cases, you might actually be wondering if it’s possible to have two health insurance plans. And the answer is yes: it is possible and legal to have two policies, a primary and secondary health insurance policy. And while…

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Is Vision Insurance Worth It?

Have you ever found yourself debating whether or not to purchase vision insurance? With the cost of routine eye exams, prescription eyeglasses, and contact lenses on the rise, it's no wonder many people are wondering if vision insurance is worth the investment. In this blog post, we'll discuss the benefits and help you determine if…

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Insurance Coverage for Anorexia Treatment & Eating Disorders

National Eating Disorders Awareness Week is from February 23rd to March 1st, and we feel it’s essential that we shed light on this important topic. After all, according to the National Eating Disorders Association (NEDA), 30 million Americans struggle with eating disorders, such as anorexia, bulimia, and binge eating. This is an overwhelming amount of…

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Can You Outgrow ADHD?

It is estimated that around 4 to 5% of U.S. adults are living with attention-deficit/hyperactivity disorder, or ADHD. But, with that being said, it’s thought that many adults who have this condition don’t actually get diagnosed or treated for it, which means there may be more people who have ADHD than we are aware of. …

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What You Need to Know about Cervical Health

January is Cervical Health Awareness Month, so it’s time to talk about that dreaded subject: cervical cancer. Did you know that each year more than 14,000 women in the United States are diagnosed with invasive cervical cancer, which only has a 66% five-year survival rate? Yet this disease is actually preventable through vaccination and appropriate…

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What Health Insurance Protections Are There for Domestic Abuse Survivors?

On average, nearly 20 people are physically abused by an intimate partner every minute in the United States. This equates to almost 10 million people each year suffering domestic abuse. The sad reality is that many people in this situation feel like there’s no way out. And feel that they can’t manage alone or start…

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Missed The OEP? Don’t Worry, You Can Still Get Great Health Insurance!

Life can get hectic, and it’s easy to forget about the little things - or even the big things, like getting health insurance! And if you were one of the people who completely forgot to look into health insurance during the Open Enrollment Period (OEP), you're probably stressing out about what you can do. But…

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5 Surprising Facts About Crohn’s Disease

Crohn’s disease is one of many inflammatory bowel diseases. It affects around 3 million people from children to adults in America. Its symptoms affect your gastrointestinal (GI) tract and commonly cause severe diarrhea. While there is no cure for Crohn’s yet, it can be managed effectively.   Living with Crohn’s can be difficult and sometimes…

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Millions at Risk of Losing Health Insurance & Other Benefits This January

It’s been almost 3 years since the Department of Health and Human Services (HHS) first declared the Covid-19 pandemic a public health emergency. And now, the Biden Administration is indicating that the emergency declaration will not be renewed this winter. And is telling healthcare providers to begin preparing for the end of the public health…

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5 Common Types Of Health Insurance

Before choosing your health insurance plan, you should know what types of plans are available to you. As you do your research, you’ll come across 5 common types of health insurance plans, which might seem a bit confusing at first. What’s the difference between them? What can you expect with each one? Which one is…

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Over 8 Million Americans May Soon Get Checks From Their Health Insurers: Find Out How Much You Could Get

We have been going through a tough time in this country, with the rising cost of gas, groceries, and so much more due to inflation. Keeping up with these increasing prices can feel incredibly frustrating, but there might be at least one light at the end of the tunnel that will help. Health insurance companies…

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Do You Have to Apply for Health Insurance Every Year During the OEP?

Each year, starting on November 1st, Americans have the opportunity to make changes to their health insurance plans. It’s important to take advantage of this time, because a lot of things can change in your life throughout the year, such as having a child, getting married, or changing your job, which could require changes to…

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I Had Covid: Will I Ever Get My Sense of Smell Back?

It might seem like the Covid pandemic is slowly becoming a bad memory, but the sad reality is that for some people this is not the case. Many people who contracted Covid-19 have experienced additional, ongoing health conditions. One of the lingering symptoms of Covid that some people have experienced is the loss of smell…

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