In the last few years mental illness has steadily become a topic of conversation for many people. We’re seeing people take their mental health more seriously. It’s important to take care of your mental health. In fact, it's just as important as your physical health. Insurers haven't always seen it this way, though. In the…
Why Annual Physicals Are So Important
Many people do not see the importance in scheduling an annual physical, especially if they’re in good health. However, regular exams are essential to your continued health no matter what age you are. These exams allow your doctors to monitor your health, make necessary adjustments to your medications, and prevent serious health conditions from developing…
Why Is Oral Hygiene So Important?
Oral hygiene is actually considered preventative care, just like annual physicals and routine blood work. If you take good care of your teeth and gums, you can stop dental health problems like cavities, gum disease, and even bad breath. Not to mention it helps stop other health issues as well. Oral health is also related…
Cost Sharing Reductions: Do You Qualify?
A cost-sharing reduction is a discount that reduces your deductibles, copayments, and coinsurance. They help reduce your out-of-pocket health care costs. Individuals qualify for health insurance coverage through the ACA Health Insurance Marketplace. Approved individuals receive discounts to assist with their deductibles, copayments (copays), and coinsurance, and to reduce their maximum out-of-pocket expenses for covered…
Will Health Insurance Cover My Breast Reduction Surgery?
The average size of a woman’s breasts in the United States has steadily increased over the past five decades, from a 34B in 1983 to a whopping 34DD in 2023. And that’s just the average; bra sizes go all the way to H. While a larger cup size can be appealing to many, it can…
HSA vs FSA
Because of the constant yearly rise of health services and health insurance premiums, healthcare has become a large portion of everyone’s personal budget. However, as these costs have increased over the last few decades, medical savings accounts have come into play to help offset them. There are a few different accounts you can choose from…
Is A Short-Term Health Plan Right For You?
If you’ve missed the health insurance Open Enrollment Period (OEP), or if you have had a sudden lapse in your insurance coverage, you might be stressing over how to get covered. But don’t worry, you still have options! One of your best options will be a short-term health insurance plan. These plans tend to be…
Blue Cross By State
Blue Cross Blue Shield (BCBS) companies have been around since 1929, and their members have benefited greatly from their healthcare coverage. BCBS provides its members with individualized healthcare plans based on the specific requirements of their neighborhoods in each and every one of their service areas. By partnering with local clinics and hospitals, they are…
Is Health Insurance Mandatory?
If you remember the passage of the Affordable Care Act (or ACA, also commonly known as Obamacare), you probably remember that it was a bit controversial at the time. One of the reasons it was controversial was that it included a health insurance mandate. Meaning that is was mandatory to ++enroll in an insurance plan…
Avoiding Unexpected Medical Bills
Avoiding surprise medical bills is easy once you know what to look for. See these tips for keeping those bad surprises at bay.
How To Address Massive Medical Debt
Getting a large medical bill, or multiple bills can easily result in some serious debt. Healthcare services aren’t cheap, and if you don’t pay them off in time, you risk losing your assets, having poor credit, and possibly having to file for bankruptcy. In fact, medical debt is currently the leading cause of bankruptcy in…
How To Meet Your Deductible
Insurance is easier with a little advice. If you want to meet your deductible faster, learn our tips and trick here.
Can You Cancel Your Health Insurance Policy?
So, you’ve decided it’s time to cut ties with your health insurance plan, but can you cancel your policy? The answer is both yes and no. You can cancel your health insurance, but if you do it at the wrong time or without a backup plan ready to go you could face fines or massive…
HMO Vs. PPO – Which Is Right For You?
It’s hard to choose between a PPO and and HMO, but we have some facts here that should make all the difference in deciding.
Questions To Ask While Shopping For Health Insurance
8 questions from in-network doctors to pre-existing conditions can get you the perfect insurance policy. If you want to get exactly what you need, you have to ask the right questions.
Low Deductible Plan Vs. High Deductible Plan
If you’re looking for a health insurance plan, you probably feel like you’ve had a lot of terminology to learn. Especially when it comes to the out-of-pocket costs that you’ll be responsible for with your plan. It’s true that there’s much more to plans than just monthly premiums. You’ll most likely have to think about…
What Is A Catastrophic Health Plan?
Health insurance can seem like a big expense, but the cost of a plan is nothing compared to the cost of a significant medical issue. That means it’s important to have at least some sort of coverage - but what if you’re struggling to find a plan that you can afford? In this case,…
It’s Time To Get Health Insurance
Need to sign up for health insurance? Follow these guidelines to secure the best plan for yourself–and save the most money.