It’s Time to Get the Skinny on Fats

The holiday season is quickly approaching, and your thoughts might be turning to the damage that this time of year can do to your waistline, and maybe you’re even making some early resolutions to avoid all that fatty food that you ate last year. But wait! Before you start swearing off anything that isn’t low-…

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Can Failure Help You Succeed?

What’s the opposite of success? If your immediate reaction was to say “failure,” we suggest that you shift your thinking. It might sound cliché, but we would argue that the opposite of success is never actually taking a chance and risking failure. And as for failure itself? Well, while we’re not saying that it’s something…

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The 6 Medicare Enrollment Periods You NEED To Know

You probably mark all of the important dates in your life, such as your family’s birthdays and doctor appointments, in your calendar. But how about all of the Medicare enrollment period dates? If you’re 65 or older (or about to turn 65), these dates should be in your calendar, as well! For starters, the Medicare…

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How To Switch Plans During The Open Enrollment Period

Not happy with your health insurance plan? Looking to make a change during this year’s Open Enrollment Period? Well, now is the time to make the switch to a plan that better suits your needs - you only have from November 1st to December 15th to do so! But we get it, health insurance can…

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Bullying Doesn’t Always Stop at the Playground: Dealing with Bullies as an Adult

There are some things you just want to be done with once you’re an adult, like braces, acne, homework, bedtimes (although you really should have those), and, without a doubt, bullying. But while the word “bully” might conjure up images of children or adolescents tormenting each other in the schoolyard, the truth is that there’s…

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Key Tax Benefits of Your Life Insurance Policy

Most people don’t think that taxes and life insurance have anything to do with each other, but in reality, nothing could be further from the truth. One wrong move when purchasing your policy, and you and your beneficiaries could face large tax consequences, resulting in lost money. But on the other hand, if you play…

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Medical Bills Over Your Income? Have Your Medical Debt Forgiven.

If you have had a medical emergency, are dealing with a major health issue, or if you have a family member that needs medical attention, your medical bills are most likely piling up. And, unfortunately, accrued medical bills often lead to medical debt, which is something that many Americans are all too familiar with. In…

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The Hidden Problem of Seniors and Alcohol Abuse

We’re heading into what, for some, is the most wonderful time of the year; for others, though, it can be the most stressful, or even the loneliest. It’s also the time of year when some people will be enjoying a few drinks with friends at dinners and parties, while others will turn to alcohol use…

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If You Missed The Covid Special Enrollment Period, You’ve Got Another Chance To Sign Up!

Life can get pretty hectic, so it’s totally understandable if you missed out on the Covid-19 Special Enrollment Period, which ran from February to August of this year, and allowed Americans to sign up for health insurance outside of the usual Open Enrollment Period. But if you’re kicking yourself for not changing your plan or…

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Should You Change Your Medicare Supplement Plan Yearly?

The Medicare Annual Enrollment Period, or AEP, is here, so now is a great time to think about your current Medicare plan and the other options available to you. But while you’re checking out your options, you might be wondering whether you actually have to change your Medicare Supplement Plan every year. The short and…

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Is 10,000 REALLY a Magic Number When It Comes to Your Health?

Do you wear a fitness tracker? If so, do you love the little celebration it gives you at the end of the day when you’ve hit that magical target of 10,000 steps? And do you feel a little bummed if you don’t get to that goal? It’s understandable - we all want to feel like…

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What Is a Silent Partner?

If you’re the owner of a startup, you’ve probably heard the alarming statistics about startup failures: for example, around 82% of startups fail due to cash flow problems. So what can you do to avoid being another cash-flow casualty? Well, there’s the usual routes that involve loans, debt, and stepping up your sales, but have…

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Looking For More Flexibility In Life Insurance? Consider Variable Life Insurance

Shopping for the perfect life insurance policy? We get it, it can seem like there are endless options: you have to make the choice between term life insurance and whole life insurance, as well as research everything in between. But while you’re looking into all of these types of policies, you might want to take…

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The Complete Guide to Open Enrollment for Employers

It’s here! Open Enrollment for your group health insurance plan has come around again, running from November 1 - December 15. Now is the time when you can choose new benefits, or review and change existing health insurance benefits for your employees, and we get it: this time of year can be hectic and stressful,…

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Avoid These 3 Big Mistakes During Medicare Open Enrollment

The Medicare Annual Enrollment Period (AEP) is the time to review your current Medicare plan and research what options are available to you. Doing this is the best way to get all the benefits you want for next year, while still saving as much money as possible. But, while you’re doing all this, you need…

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What Information Will You Need in Order To Enroll in a Health Insurance Plan for 2022?

The Health Insurance Open Enrollment Period, or ACA Open Enrollment Period, begins on November 1st and runs through December 15 in most states, or through January in a select number of states. You can change your healthcare plan during this time, or if you don’t have health insurance, this is the time of year to…

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Will You Need Booster Shots? Moderna Tests Vaccine Longevity.

The Covid-19 vaccines have been available in the U.S. for around 9 months, and researchers are continuing to study their effectiveness, specifically questioning how long the protection they offer will actually last. And now, a recent analysis conducted by Moderna, who makes one of the two mRNA Covid-19 vaccines, has shown that the effectiveness of…

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Covid-19 Has Not Only Led To Academic Issues In Children, But Mental Health Issues Too

The pandemic forced many schools to close down in 2020, meaning many children spent the rest of the 2019-2020 school year and most, if not all, of the 2020-2021 school year learning online. It was not an easy transition for many children or for their parents, with reports from KFF Vaccine Monitor reporting that around…

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