What are you focused on for your business? Do you have your sights set on improving efficiency, and making sure your business is running like a well-oiled machine? That’s a great goal, but is there a downside to constantly striving toward greater efficiency? There could be: according to some experts, efficiency might just be one…

Surprise! What Some Seniors Don’t Know About Nutrition
It should come as no surprise to you that, now that you’re getting older, you need to take really good care of yourself. Not that striving to be healthy wasn’t important when you were younger, but now the stakes just seem higher, right? So you’ve got to be at the top of your game when…

What Is a Health Insurance Plan Grace Period?
Health insurance plans need to be renewed every year. In some cases, your policy will automatically renew, but there are times when you will have to renew it on your own by speaking with your health insurance company. If you’re in this situation, and you fail to renew your health insurance policy before it expires,…

Benefits of Whole Life Insurance
Life insurance is one of those things that you might think about from time to time, but put off purchasing, which could mean higher rates when you do decide to purchase a policy. Or maybe you have a policy through work, which will be terminated once you’re no longer working, or minimal, temporary coverage with…

Seniors: Know a Luddite? How to Get Them to Talk Tech
Young people might think they’ve cornered the market on communicating using technology, but that’s definitely not the case, especially after the last two years. So many older adults are embracing the power that is literally at our fingertips, and staying in touch with loved ones across states, countries, and continents, or just keeping their weekly…

The First Signs of Juvenile Arthritis
If your child is complaining of aches and pains in their joints, you might just write them off as growing pains. But you should be aware that consistent joint pain in children can actually be a condition called juvenile arthritis, which is a chronic disease. Nearly 300,000 children under the age of 18 are affected…

Signs and Symptoms of Strep Throat in the Elderly
As you age, you’ll find that your immune system is not as strong as it used to be, meaning you might get sick more often. Recognizing the signs and symptoms of the illnesses that you might be more susceptible to can help you take the proper measures to get better as quickly as possible. For…

Does Medicare Cover Dental Implants?
As you age, your teeth might require more care, and you might even lose some or all of your teeth. In fact, one in five adults 65 and older have lost all of their teeth, which can take a major toll on their overall health. Dental implants can help, but they can be quite expensive.…

How to Get HIV Prevention Medication for Free
According to the CDC, around 38,000 Americans contract HIV each year. But fortunately, there are now drugs available that can help prevent becoming infected with HIV, including Truvada and Descovy, known as PrEP drugs. Unfortunately, these drugs have been so expensive that they have been out of reach for many people: they can cost as…

Are We Still Paying the Pink Tax?
We’re all about equality in this country, right? We even have a whole holiday to celebrate the noble idea that “all men are created equal,” as laid out in the Declaration of Independence. But there are still so many little things (and yes, big things, too) that can make us feel like it’s just the…

Individual vs. Group Life Insurance: Which is Best For You?
When it comes to a life insurance policy, you have a lot of options. Your employer might even offer group life insurance as part of your benefits package, which can seem like an easy choice for protecting your family. But while group life insurance can offer you and your family affordable financial protection, in many…

Can the Japanese Concept of Kaizen Help You Grow?
The writer Mark Twain once said, “Continuous improvement is better than delayed perfection.” Sounds pretty deep, huh? And although he wasn’t talking about a strategy for business growth, that quote could easily be the tagline for the Japanese philosophy known as “kaizen,” which many businesses have adopted because of its focus on continuous improvement to…

14 Sneaky Ways to Get Your Healthy On
Getting healthier. It can sound so…hard. You might feel like you have to completely overhaul your whole lifestyle, find time for an epic workout every day, throw out everything delicious in your kitchen, and slave away at chopping and cooking weeks of healthy meals (and add kale to everything, right?). When you put it that…

Ready To Travel? Make Sure You’re Insured!
Now that travel restrictions are finally being lifted, and people are getting back to traveling, you might be thinking that it’s time for you to get back out there, too. But before you do, you should check a few things off of your list: along with grabbing your passport, vaccination card, and itinerary, you need…

Survivorship Life Insurance – What You Should Know
Survivorship life insurance, or second-to-die life insurance, is a type of life insurance policy that allows you to cover both you and your spouse. This means that, when you both pass, your family will receive death benefits from both of you. In other words, while you will both be named on the policy, death benefits…

How to Balance Health Insurance Costs
Health insurance is a necessity, but it can be a big expense for a lot of people. That means that some people go without it in order to “save” money. But going without insurance can backfire, and end up costing you a lot in medical bills. We get it, though, the cost of some insurance…

Your A-Z Guide to Sexual Attraction, Behavior, and Orientation Vocab
Did you know that there are over 170,000 words in the dictionary, and that some counts put the number of words in the English language at around 1 million? One million words! And it can start to feel like we’re using around half of them to talk about sexuality, right? Just kidding - but we’d…

What Happens to Your Life Insurance if You Declare Bankruptcy?
These days, millions of Americans are finding it difficult to pay their bills and keep up with the rising cost of living, so they have no choice but to file for bankruptcy. You might have found yourself in this situation, meaning you’ve had to deal with the many ways that filing for bankruptcy can affect…