What To Do If Your Are Denied Life Insurance

Rejection happens to the best of us. Things are no different when it comes to life insurance: some companies might reject your application for a policy. If you get denied for life insurance coverage, you might question why you were denied. There could be a number of reasons, such as your financial history, health, lifestyle,…

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Why You Should Consider Joint Life Insurance

Getting married and setting up a life with your partner is a joyful time, and life insurance might not be at the top of your minds. But it’s an important subject to discuss: after all, you both want to support each other for as long as possible. There are multiple options to consider when looking…

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Tips To Get The Most Out Of Your Life Insurance Policy

Life insurance as a concept is pretty simple: you pay a premium each month so that your family will receive a lump sum, or death benefit, when you are gone. But in practice, it’s not always that easy; there are many different twists and turns to navigate, and a lot of different kinds of life…

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What Is Simplified Issue Life Insurance?

As we age, we can all develop health problems, which can make finding affordable life insurance an issue. If you have pre-existing conditions, life insurance companies could either deny you coverage or raise the price of your premiums. The greater the risk it is to cover you, the higher the price for whole life insurance…

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Why Having Life Insurance In Your 50s Is Important

Your 50s can be a time of big changes in your life. You might have a newly empty nest or a new love in your life; you might be getting remarried, paying off your mortgage, or looking forward to retirement. One thing you should definitely be thinking about at this point in your life is…

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Is Life Insurance With No Medical Exam The Way To Go?

The coronavirus pandemic has put a lot of things into perspective, including how fragile life can be. The pandemic has made many people realize how important life insurance is to providing for their family once they can no longer do so. So, if you’re one of them, why are you still hesitating? Is it the…

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Universal Life Insurance Explained

If you’ve made the decision to buy life insurance, congrats! As you’ve been researching policies, you’ve probably come across multiple types of policies, including universal life insurance, which might be a good option for you because of the many benefits it offers. Universal life insurance is a type of permanent life insurance that covers you…

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Common Questions Expectant Mothers Have About Life Insurance

If you’re expecting a baby, congratulations! Before you know it, you will be holding your bundle of joy in your arms, and your strong instinct to protect your child will kick in. As an expectant mother, you might have some fears and questions about how you plan to raise your child and how you plan…

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Life Insurance & Pre-existing Conditions

Having a pre-existing condition is very common; in fact, according to the Centers for Medicare and Medicaid Services (CMS), half of Americans under the age of 65 have at least one pre-existing condition. Unfortunately, when it comes to life insurance, pre-existing conditions can affect your coverage options. It’s no secret that the healthier you are,…

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Choosing Life Insurance Beneficiaries

When you make the wise choice to purchase a life insurance policy, you have a lot of decisions to make. First, you have to decide if you want term life, whole life, final expense life, or another type of life insurance policy. Then, you need to decide how much coverage is needed to provide full…

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Why Single People Need Life Insurance Too

When many people think of life insurance, they think about buying it as security for the families who rely on them. While life insurance is definitely something that everyone with a family should have, this doesn’t mean that single people don’t also need life insurance. In fact, there are multiple reasons why single people should…

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Getting Life Insurance & Preparing For A Medical Exam

If you’re shopping for a life insurance policy, you are most likely searching for a great rate. But in order to determine your premium price, some insurance companies will require you to undergo a medical exam before you buy. They do this in order to figure out how much of a risk it is to…

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9 Factors That Affect Life Insurance Costs

Are you looking to protect your loved ones financially? Life insurance is the best way to make sure your family is taken care of at the end of your life. It is also a great investment! As you are searching for a policy, though, you might be confused about the multiple quotes you are receiving.…

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8 Life Insurance Myths Debunked!

Life insurance is necessary: it will keep your family protected, and give you peace of mind knowing that you can keep on providing for your family even after you’re gone. But many people choose not to purchase a life insurance policy because they think they do not need it or that it will be too…

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Is Employer-Provided Life Insurance Enough? Most Likely Not

Life insurance is something everyone should have. Fortunately, most employers offer life insurance as part of their employee benefits package. It is a valuable benefit because it is convenient, and costs little to nothing to have. But while employer-provided life insurance is a nice perk, does it provide enough coverage for you and your family?…

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Whole Life Vs Term Life Insurance

There are a lot of things about life that we can’t control, including when it ends. Although you cannot control that, you can make sure your family is financially secure when that time comes. Now is the time to shop for life insurance - and when you begin your search, you will see that there…

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Final Expense Life Insurance

Final expenses are not easy to talk about, but it is necessary to do so. Funerals can cost $10,000 or more, and this does not include other end-of-life expenses such as medical, legal or credit card bills. Without final expense insurance, these final expenses will fall on your family’s shoulders and strain their finances. But…

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Term Life Insurance

It might not be a subject that we like to think about, but unfortunately, we won’t be around to take care of our families forever. It is important, though, to plan for the future, because when we are gone, our bills will get passed on to our family members. If you are married, have children,…

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