Prescription drugs have become so expensive that one in ten Americans opts not to get a prescription filled because of its cost. In an effort to help control the cost of prescription medications, the ...
Final expenses are not easy to talk about, but it is necessary to do so. Funerals can cost $10,000 or more, and this does not include other end-of-life expenses such as medical, legal or credit card b...
It might not be a subject that we like to think about, but unfortunately, we won’t be around to take care of our families forever. It is important, though, to plan for the future, because when we ar...
The coronavirus pandemic rages on, with cases of the disease at an all time high. On Friday, January 8, the U.S. reported 283,204 new COVID-19 cases, bringing the total to 21,862,773 cases. This is co...
Many of us spend our days sitting in front of our computers or scrolling on our cell phones for long periods of time. And with more people working from home, many of us are using devices more than eve...
Adding a new member to the family is exciting! Whether you are getting married, adopting children, or having a baby, a lot will change in your life, including your health insurance needs. To make sure...
Throughout the 2020 campaign and after his election, President Biden put forward many proposals related to healthcare, including one to lower the Medicare eligibility age from 65 to 60. If this were t...
For many people, one of the biggest perks of their job is the health benefits. Being offered group health insurance can take a huge weight off of your shoulders. But what if you don’t have enough co...
One of the best ways to attract and retain the best employees is to offer competitive benefits. These benefits can come in many forms and are an important part of any employee's compensation package. ...
When a loved one passes away, the last thing on your mind is your health insurance plan. But once you are ready to look into it, you might find that, unfortunately, there isn’t a lot of information ...
You can never be too healthy, right? Well, that depends. If we’re just talking about getting enough sleep, eating a balanced diet, and getting your daily dose of exercise, then sure, there’s no ar...
You know what movie I think about at this time of year? Groundhog’s Day with Bill Murray. First of all, I love anything that has to do with Bill Murray - how can you not? Second of all, it’s cold ...
They say that youth is wasted on the young. And maybe it’s true that younger people don’t appreciate the advantages of youth, and maybe some of us think about what we would do if we could turn bac...
Health insurance can seem expensive if you’re only looking at the cost of premiums, copays, and deductibles, and not looking at how insurance works to actually help save you money. To understand how...
When reading your commercial insurance policy, you might come across the term “waiver of subrogation.” Waiving subrogation rights means that your insurance company will be prohibited from “stepp...
Despite the fact that health insurance is an important and very popular employee benefit, many small business owners have been canceling their group insurance policies. For some business owners, even ...
The economy may not be at its strongest, but there are still customers out there willing to spend money. The key to connecting with them is knowing what they’re looking for, and that doesn’t mean ...
When it comes to group health insurance plans, most people have heard of HMOs and PPOs. But how about Exclusive Provider Organization plans (EPOs)? While these plans are not as well known as HMOs and ...
Unfortunately, workplace accidents and injuries happen. When they do, it can be very costly for a business. If one of your employees is injured on the job, they can claim workers compensation benefits...
If you own a business, commercial insurance is a must. Depending on the type of business you own, you could need a number of different commercial policies. Having all of these different policies can c...
Arthritis stinks. The pain and stiffness can really put a damper on your day (or night), so you’ve probably put a lot of thought into what helps relieve your symptoms. Maybe you’ve noticed that yo...
Children’s Mental Health Awareness Week is February 1st - 7th, and we want to take this time to focus on the mental health of children. The CDC estimates that approximately 1 in 5 children are deali...
How many condoms do you think are used on Valentine’s Day alone each year? More than 7.5 million! That’s a lot of lovers getting down to it - safely, which we wholeheartedly encourage. Condom...
Stop for a moment. Are you aware of your body right now? If so, are you thinking about the sensations you’re currently experiencing and the amazing things that it is allowing you to do? Or has the t...
Chronic obstructive pulmonary disease, or COPD, is most common among individuals 65 and older. It is especially common among women age 65 to 74 years old. This disease is the third leading cause of de...
This year, Medicare Part B premiums rates are not the only rates on the rise. The Centers for Medicare and Medicaid (CMS) released the 2021 Medicare Part D rates back in October, and noted that, while...
You probably had a lot of dreams for your small business when you started it. Was one of those dreams rapid growth? We can’t blame you: who doesn’t want to see their revenues soar as their vision ...
In most cases, insurance companies cannot ask you about your medical history when you apply for a policy. One thing they can ask you, though, is whether you smoke and how often. If you vape, smoke, or...
According to the Centers for Medicare and Medicaid Services (CMS), heart disease has been the leading cause of death for Americans ages 65 and over for the past several decades. One in four deaths is ...
It takes a lot of work to keep your small business growing, so having a strong team of employees behind you might be one way that you get it all done. But have you ever really stopped to think about h...
You have probably heard or read about something like this in the news- a large company is hacked, leading to a major data breach. For example, not too long ago, big box store Target was the victim of ...
Being a business owner has its perks, but it also comes with a lot of responsibilities. One of these responsibilities is keeping your employees happy and healthy by offering them some kind of health b...
It’s official: it’s cold out there. But that doesn’t mean that you have to head to a gym or give up on exercise completely. If you’re feeling up for an invigorating, wintery outdoor exercise s...
Some of us are just over the whole idea of New Year’s resolutions. We’re sick of judging ourselves, setting ourselves up to fail, or living in a cloud of negativity. 2020 was a rough year and you ...
As much as we wish everyone was open-minded and accepting, the reality is that some people are not. Unfortunately, in your business, you could find yourself with an employee who acts in an inappropria...
The coronavirus pandemic has hit the country hard. Many Americans have been affected financially, and now Medicare-accepting doctors are going to be among those suffering a pay cut. A new rule that is...
Was your fall so busy with work and holiday prep that you totally missed Open Enrollment? The Open Enrollment Period began November 1 and ended December 15, and, for some, a little over a month to sig...
What is the one thing we’ve always got with us? That’s an easy answer: our smartphones. These devices have been our once-in-a-generation technological advancement, like the computer before them, t...
Watch the TV long enough, and you’re bound to be bombarded with ads promoting pills for men’s sexual health. There doesn’t seem to be many taboos remaining when it comes to talking about older m...
It’s that time of year again, when many people’s thoughts turn from all the Christmas cookies they packed away in December to getting fit in January. That’s a great goal, but you need a way to s...
There are many advantages to purchasing a family health insurance plan. Having one of these plans is much cheaper than paying for individual plans for each person in your family, and will give you pea...
Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs) are both great options for employees and employers who want to save money on group health insurance costs. Many employers ...
Most people know exactly what to do when there is something physically wrong with them. Think you have strep throat? You call your primary care physician, make an appointment, get checked, get treated...
What’s on your list of things that are vital to your health? Exercising? Eating right? Getting enough sleep? How about taking your daily vitamins or supplements? According to a recent poll, a whoppi...
Ten months into the coronavirus pandemic and we are still in the thick of things, although there is now some light at the end of the tunnel. Many states, as well as other countries, are seeing a sharp...
Having health insurance is necessary for keeping you protected in the event of an emergency or accident. A full-coverage plan is usually your best bet, but in some cases you might decide to opt for a ...
One of the first steps in getting your business up and running is making sure it is insured. Once it is fully insured, you can rest easy knowing that your hard work is protected in the event of any mi...
The terms claim and lawsuit are often used interchangeably, but they have very different meanings and affect your business in very different ways. If you own a business, it is important to know the di...
If you were to be hit with a lawsuit, could you sustain it? If you did not have the right amount of coverage, you could lose the business you’ve worked so hard to build. An umbrella policy can provi...
Each year, the IRS sets contribution limits for Health Savings Accounts (HSAs). This year, HSA contribution limits are up by about 1.5% from 2020’s amount. New contribution limits for 2021 are going...
Some kids get to live their dreams. Some, well, they fall through the cracks. Some have access to programs that challenge them and bring out the best in them, while some look around and see nothing bu...
The Health Insurance Open Enrollment Period is over. To get the most savings, this year take a deep dive into all the plans available in your area, instead of just renewing your health insurance plan ...
Glaucoma is the cause of approximately 10% of cases of total blindness in the U.S. It mainly affects people over the age of 65; in fact, the American Academy of Family Physicians notes that about 75% ...
It’s no secret that the economy is not at its strongest right now, and that many small businesses are struggling. The approximately 30 million small firms in this country are the backbone of our eco...
The Employee Retirement Income Security Act of 1974, also known as ERISA, was designed to define the rules and standards for retirement and healthcare benefits. It was created to protect the assets of...
As parents, we know there are lots of reasons why we shouldn’t be overloading our kids with sugar. A treat now and then is no big deal, but a steady diet of sweets can lead to health issues now and ...
Shopping for Medicare can be an exciting time; it is when you can find a plan that offers the coverage you need and saves you money. But it can also be a hectic and frustrating time, when you could ge...
Now that New Year’s has come and gone, what’s on your mind? Are you reflecting on the past year? Or are you looking forward to the year to come? Or maybe you, like many people, made weighty resolu...
As a small business owner, you want to take care of your employees; after all, they are the backbone of your business. Offering group health insurance is a great way to take care of them, but it can b...
In 2015, a U.S. Supreme Court decision gave same-sex couples the constitutional right to get married in all 50 states. Because same-sex marriages are now legally recognized, couples can receive each o...
Have you ever gotten acupuncture, or a chiropractic adjustment? If so, then you are one of the 40% of U.S. adults that use complementary and alternative medicine, also known as CAM. These days, some ...
It can be easy to focus on the things that we lose as we age. Energy, sleep, even taste buds! The possibility of losing one’s memory can be the scariest thing of all, and, unfortunately, it does hap...
You and your spouse are probably used to doing a lot of things together. While you were working, healthcare was probably one of the things that you participated in jointly. If you had an individual or...
If you asked most people how much they would pay themselves if they could set their own salary, you’d probably hear a lot of 6 or 7-figure numbers being thrown around. But when you’re the owner of...
Did you know that senior citizens over the age of 65 make up 14% of all chiropractic patients in the US? As people age, they can experience a loss of mobility due to bone and joint deterioration. This...
Original Medicare offers great health benefits for people ages 65 and older, but there are some expenses it does not fully cover. Medicare Part B covers 80% of most medical costs, leaving beneficiarie...
Health insurance plans change from year to year. Sometimes prices will change, and coverage will change: some things will no longer be covered, and some benefits will be added to your plan. As you loo...
Buyer's remorse- it happens to the best of us. It can even happen to you after you sign up for a health insurance plan. Now that Open Enrollment has ended and you have signed up for a plan, have you r...
What do you look for when you’re shopping for food, beauty products, and cleaning supplies? Are the labels “clean,” “green,” or “natural” important to you, and are you willing to pay mor...
There are some things that we know aren’t true. “Old wives’ tales” like eating bread crusts will make your hair curly, shaving will make your hair grow back thicker and darker, or making silly...
Health insurance companies are projected to owe rebates to almost 8 million people this year. Are you one of them? According to the Kaiser Family Foundation, 7.9 million policyholders will receive som...
It is easy to find cheap commercial insurance, but, more likely, a cheap plan will not provide the coverage that your business needs. If a policy is a lot less expensive than others, there is usually ...
With age comes wear and tear to your body. Knees are especially vulnerable to damage because of how much use they get over the years. As you age, the cartilage in your knees wears down, and can become...
When you were a child, it probably felt like it was easy to meet new people and form relationships. Whoever had a ball or the latest gadget to play with was a good candidate, and you could march right...
Sometimes you just need a mental health day. And sometimes you get one, and then have no idea what to do with all that “me time.” So you end up feeling guilty, unproductive, and more dissatisfied ...
Hiring an employee is expensive. Three different recent studies have found that the cost of hiring a new employee can be anywhere from $4,000 to over $7,000. Money isn’t the only resource that you u...
Insurance terminology can be confusing, you’re a business owner, not an insurance expert. It can be difficult to differentiate between terms, but it is crucial to understand the differences in order...
When it is time to enroll in Medicare, change your Medicare plan, or purchase a Medicare Supplement Plan, speaking to an agent is a great idea. But before you do, make sure you have all of your inform...
It’s official. New Year’s is cancelled this year. Ok, maybe that’s being a little overly dramatic, but so far we know that some of the most well-known American New Year’s traditions, like the ...
The Centers for Medicare & Medicaid Services (CMS) has finally released Medicare costs for 2021. Knowing these costs will help you decide whether to stick with Original Medicare or buy a Medicare ...
Are you finding that life isn’t as...sweet as it used to be? How about salty? Or sour? You’re not imagining things - as you age, your sense of taste actually starts to decline, like your eyesight ...
Jin-Ya Huang might have the secret to building both a successful business and a nonprofit organization that has lasting, tangible effects on people’s lives. Her unique catering company, Break Bread,...
For many people, turning 65 and starting to collect Social Security means being automatically enrolled into Medicare. There are exceptions to this and ways to put off enrolling into Medicare, such as ...
What’s your go-to food vice? Do you have a sweet tooth? Is salty and crunchy that really gets you going? Or maybe every day is different, and you find yourself rummaging around for whatever snack it...
Employers who have trouble providing their employees with a traditional group health insurance plan sometimes turn to health reimbursement arrangements (HRAs) to help. HRAs are not health insurance, t...
Whether it’s for a job, to attend school, or just to start a new life, moving is a life-changing event. Changing locations impacts a lot of things in your life, including your current health insuran...
One of the best ways to attract better employees is by offering group health insurance. Unfortunately, providing high quality health insurance usually means that your business is going to pay a lot fo...
Retirement. For some, it’s something they’ve been looking forward to for half of their working lives; for others, it’s a necessary evil that they learn to live with. However you felt about retir...
Being a small business owner means being on a tight budget, so fitting in a group health insurance plan for your employees can seem a bit overwhelming. Offering group health insurance, though, is not ...
Open Enrollment for health insurance has begun. This period gives employers and employees the opportunity to change their benefit options, and many companies use this time to review their employees’...
While Medicare does not have a “network” of doctors in the same way that a private insurance policy does, there is still a risk that you could get hit with a bill if you see the wrong doctor. Medi...
It's 6 PM and your child is running a high fever. The pediatrician's office is closed, but you want to speak to a doctor immediately. Should you go to the emergency room? Use telehealth services? Or s...
As a small business owner, you want to provide the best for your employees. That includes offering group health insurance that will not break the bank. When researching group health plans for your emp...
When you own a small business that offers advice or services, there’s always a risk of lawsuits due to errors and omissions. Even if you have done your job to the best of your ability, something can...
Medicare Open Enrollment is the perfect opportunity for you to change plans and find ways to get more coverage and save money. Medicare Open Enrollment is also the perfect opportunity for scammers to ...
It can be easy to put safety on the back burner when working in a fast-paced environment, but having an unsafe workplace is bad for your employees, and bad for business. No business owner wants to be ...
When most people hear the word “franchise,” they probably think of a huge, modern-day corporation, like McDonald’s, and its thousands of fast food outlets all over the world. But this type of bu...
Getting hit with an unexpected medical bill can be scary. It can happen to anyone; in fact, surprise medical bills have affected more than half of all Americans. Even if you have health insurance, the...
It’s no secret that in order to survive, your business has to grow. How that growth looks might differ from business to business. You might not be interested in adding locations, franchising, or exp...
Having commercial insurance is important for your business. The right coverage mitigates any financial risks and protects you in case of any unexpected events. To make sure that your business has adeq...
Strokes are more common than you might think: they are one of the leading causes of death and disability in the US. According to the CDC, each year almost 800,000 people suffer a stroke. Nearly three-...
Open Enrollment begins on November 1, and the 2021 premium rates for ACA plans have now been announced. Rates will be increasing slightly, because insurance companies have had to shoulder the costs of...
It’s easy to simply purchase a health insurance plan, get comfortable with it, and not review it at the end of your year-long policy period. But if you automatically renew your plan and don't look a...
Running a small business often means finding ways to save money. One way that many small business owners do this is by leasing their property rather than buying it. There are multiple reasons to go th...
For seniors, access to healthcare can be a real issue. Research has shown that, despite the universality of Medicare, seniors in the United States face greater barriers to healthcare and are overall s...
If you feel like healthcare costs are out of control, you’re not alone. It seems like costs are constantly rising, making it hard for many to afford a health insurance plan or their medications. Bec...
Allergies. Anyone can suffer from them, no matter their age. They can be seasonal, they can be food-related, they can be triggered by pets...but no matter the cause, they’re always annoying, and som...
If you own a business that employs fewer than 50 people, then you are not required to offer your workforce group health insurance - but that doesn’t mean that you can’t, or that you shouldn’t. M...
Trends in music come and go, but some things never change. Kids will always find ways to be cruel to each other, it will always be tough to be a teenager, and music will always have the power to heal ...
Having enough commercial property insurance coverage is crucial to protecting your business. Whether you’re choosing to insure the actual cash value (ACV) or the replacement value of your real prope...
One of the most common causes of repeat seizures is epilepsy. A diagnosis of this disorder usually comes after someone has experienced at least 2 seizures that were not caused by another medical condi...
Open Enrollment is less than 2 weeks away (November 1- December 15), so make sure you’re prepared! Whether you are enrolling in an individual health insurance plan for the first time, renewing your ...
The marijuana plant has been the topic of heated conversations in recent years. Most people know Marijuana has a reputation for recreational use, but what about the impressive medical research and ben...
As we navigate one of the worst public health crises of our lifetimes, something ominous looms on the horizon. With a severe cold and flu season ahead, as well as a surge of COVID-19 cases, it’s imp...
Every single business is required to have workers’ compensation insurance, right? Well, it depends. While it’s required by the state in some situations, in others it might not be so cut and dry. I...
If the COVID-19 pandemic has taught us anything, it’s that sometimes the unexpected happens. Unfortunately, has also taught many families that they are financially underprepared for a crisis. In 201...
Have you ever spent too much time trying to convince yourself to cook dinner, just to end up throwing in the towel and ordering takeout? You’re not alone. After a long day, the idea of gathering ing...
Amid uncertainties about Medicare prices for 2021, Congress has taken action to provide some relief next year for the 64 million Medicare beneficiaries in the United States. On Wednesday, September ...
You're probably already familiar with Original Medicare, especially if you’re nearing the age of 65 and getting ready to enroll. You may not be aware, though, that there are some gaps in Original Me...
If there’s one thing that we can all agree on, it’s that 2020 has been an unusual year, especially when it comes to healthcare. We’ve seen a once-in-a-lifetime pandemic, and we still don’t kno...
When it comes to making a claim on your commercial insurance policies, there's no arguing with your insurance company about what is covered and what isn’t. But that doesn’t mean that once a policy...
It’s that time of year again! For many employers who offer healthcare benefits, the fall means open enrollment for your employees. It’s time to start thinking about how you’re going to present y...
As an employer, you are entrusted with a lot of personal information about your employees. This is especially true when it comes to their healthcare. You provide their health insurance plan, and you a...
Approximately 80% of Medicare beneficiaries stay with the same Medicare plan year after year, which means that they could be losing money. You should resist the temptation to automatically re-enroll i...
According to a recent study, Medicare spent $1.4 billion on drugs in 2017 and 2018 that ended up being discarded. More specifically, Medicare spent $695 million on discarded Part B drugs in 2017, and ...
When was the last time you were checked for pancreatic cancer? This “silent killer” is difficult to diagnose early on, because it often causes no symptoms until it affects the organs around it. Ma...
It is a misconception that women over the age of 65 do not need regular pap smears or annual pelvic exams. One recent study conducted in San Francisco found that women over the age of 65 were less lik...
It's almost impossible to walk anywhere these days without seeing a smartphone in nearly everyone’s hand. Smartphones are wildly popular, and their technology has advanced greatly in the last few ye...
Nobody said starting your own business would be easy. There are so many moving pieces, and you are responsible for everything. The pressure of solo entrepreneurship can lead to stress, setbacks, and...
This school year might not look exactly how you imagined it would. With 42% of parents working from home and millions of students settling into online classrooms, we are facing an entirely different s...
There is no shortage of fitness trends out there (think pole fitness, aerial yoga, prancercise…), but there is one that brings a whole new meaning to the phrase “clowning around.” Circus fitness...
Starting a small business is a great accomplishment! It takes a lot of hard work, and you probably have a to-do list a mile long. One very important thing on your list should be finding a great group ...
October is Breast Cancer Awareness Month, and it is important that this month, and every month, we continue to focus on preventing and treating this disease. While raising awareness means listening to...
Health insurance is important for everyone, but it can be especially important for women. The right policy will provide coverage for reproductive healthcare, and for preventative services that can det...
It’s easy to take what you have for granted, it’s easy to opt out of putting in the work to take care of ourselves, it’s easy to look at other people and not see them for everything that they ar...
When it comes to safety in the workplace, you shouldn’t take any shortcuts. Same goes for workers comp insurance: not only does the right coverage protect your employees from huge medical bills and ...
How much money have you put into your health savings account recently? If the answer is “not much,” then you should put contributing to it at the top of your to-do list. As long as you are enrolle...
Not having commercial insurance could be a costly mistake to make. You need coverage to protect everything you’ve been working so hard to build. Hurricanes can hit, burglaries can happen, employees ...
If this was your first year as a Medicare beneficiary, then you are heading into your first Medicare Open Enrollment Period. When you enrolled in Medicare, you chose whether to stick with Original Med...
Over 18 million Americans have some form of sleep apnea, and some need a Continuous Positive Airway Pressure (CPAP) machine. If you are enrolled in Medicare and are one of these millions of people wit...
If you’re running a small business, there’s a good chance you have more than one type of employee. You might have a few full-time workers, a few independent contractors, and some part-time employe...
Health insurance is complicated, and sometimes searching for a plan can leave you with a lot more questions than answers. Purchasing a health insurance plan is a huge investment, so you need to make s...
The price of medications has been steadily increasing over the years, and there is no sign that prices will be going down any time soon. Studies show that the prices of some top-selling brand-name med...
With the rising cost of health insurance premiums, it’s no wonder that high-deductible health plans (HDHPs) are gaining in popularity. For employers, these plans are a great way to offer employees h...
Healthcare claims for sexually transmitted diseases have reached record levels in the United States. Between 2007 and 2018 alone, private insurance claims for STDs rose by approximately 76%. According...
There’s a new school of thought in the business world, one that makes positivity and employee experience a higher priority than it was in the past. It used to be that the majority of businesses focu...
September is here, and with it will come important documents for Medicare's fall Open Enrollment. Medicare Open Enrollment, which is also referred to as the Annual Election Period (AEP), occurs every ...
Medicare Open Enrollment Period (October 15 - December 7) is right around the corner, so it’s time to start reviewing your current plan. Is it working for you? If you’re not totally satisfied with...
Building a business from the ground up is no small feat. It requires patience, commitment, and most of all, strategy. It’s like they say - if you fail to plan, you can plan to fail. So much of busin...
Do you think you’ll live to see 100 years old? For some people, living to be a century old seems unlikely. But in some small, isolated communities known as “The Blue Zones”, it’s the norm. In ...
If your business is really taking off, and you’ve decided to expand, then you’ll need to start thinking about updating your commercial insurance policies. When you first started your business, you...
Breast cancer. Those two words can be terrifying, especially for older women. The median age for a breast cancer diagnosis is 61 years old, with 41% of breast cancer cases diagnosed in women age 65 an...
If there’s one thing that can really wreak havoc on your business property, it’s water. Flooding, heavy rains that come with hurricanes, and burst pipes can all cause serious damage and cost you a...
If you’re headed towards retirement, how prepared are you to give up your steady paycheck? If you’re already retired, how financially secure do you feel? Your goal doesn’t have to be living the ...
Offering any type of healthcare plan to your employees is beneficial to both of you, and not just because they help keep your employees healthy and productive. There are a lot of tax benefits to offer...
Prescription drug prices have been soaring over the past decade, leaving millions of Americans unable to afford the medications that they need. If you have a great health insurance plan, then you have...
According to the National Institute of Neurological Disorders and Stroke, over half a million people over the age of 65 suffer from a stroke every year. A stroke can be very serious, and can have long...
Wouldn’t it be great if insurance was simple, and your policies were written in plain English? An accident wouldn’t be called a “coverage trigger” and you wouldn’t have to scramble to figure...
In order to ensure that hospitals, clinics, and other healthcare providers are not being overpaid for Medicare services, CMS usually conducts on-going audits. However, CMS suspended most fee-for-servi...
With the coronavirus pandemic dominating the news cycle, some of the focus has been taken off one of our country’s other major health crises: the epidemic of opioid addiction. This epidemic has clai...
As fall approaches and the new school year begins, the coronavirus continues to spread in the U.S. Some universities have started allowing students to return to campuses, and their return has been acc...
According to the National Coalition Against Domestic Violence (NCADV), around 20 people are physically abused every minute in the United States by their partners. That equates to over 10 million women...
When tragedy strikes, we are often faced with two choices. We can give up, or we can emerge stronger. In some cases, like that of Dr. Dorothy Johnson-Speight, founder of the Philadelphia-based organiz...
An increasing number of employers are jumping on the high deductible health plan bandwagon. In 2006, only around 6% of companies that offered healthcare plans offered High Deductible Health Plans, but...
https://youtu.be/iAjLAfFym2oStarting a small business and working from home is a goal for many people, and a reality for some. Those who are already living the dream will tell you that you need to...
As anxiety, depression, and other mental health issues are on the rise, people are seeking natural, holistic ways to help relieve their day-to-day blues. Of course, you should always talk to a trusted...
The fastest a vaccine has ever been developed and made available for distribution is 4 years, but scientists are currently trying to develop one for the coronavirus in under a year. Scientists in doze...
Sometimes it feels like big corporations get all the breaks. They have the money and the leverage to get the best deals on everything. But small businesses like yours are what make up the backbone of ...
We hope it never happens to you, but there might come a time when your business experiences an accident or loss. An unexpected storm could rip through your town and knock a tree onto your building, or...
The debate over the economic stimulus package continues, despite the fact that Congress is in recess. President Trump has been saying that he would step in if there was no agreement reached, and he ha...
All businesses go through rough patches, whether it be when they first start up, or when they are faced with unforeseen circumstances. If your business falls on hard times, you might end up feeling st...
The thought of aging can be scary for many people. They worry about things like worsening health conditions, limited abilities, or losing friends and family members. The things that people seem to fea...
"Mompreneurs" are powerful women who run businesses and households. Separately, each of these jobs is daunting and exhausting, so combining them is not for the faint of heart. Women who are raising ch...
The time has come to hire a new employee! Maybe you’re expanding your business, realizing you can’t use interns for full time labor, or replacing an employee who has moved on. Whatever the reason,...
Many people are obsessed with fitness, and obsession can spiral out of control quickly. Following fitness celebrities and looking into new diet trends may seem like steps in a positive direction, bu...
Thanks to modern technology, anywhere can be an office or a workspace, and you can have meetings with people you’ve never actually met in person. You might employ people in different parts of the co...
Businesses big and small all use social media to connect and communicate with their customers. Many bigger businesses pay for a social media strategist, but we believe you can handle the basics on you...
If you’re a newbie shopping for group health insurance for your small business, how are you feeling about the whole process? Confident? Nervous? Confused? We get it, there’s a lot of feelings to f...
With the coronavirus pandemic still hitting our country hard, many are hoping that a vaccine is on the horizon. While President Trump is claiming that a vaccine will be ready for distribution before e...
Medical bills can be a huge source of stress. They can seem like they are never ending, but there is actually a limit on how much you can spend on out-of-pocket healthcare costs. The out-of-pocket max...
If everything has been smooth sailing for your business so far, then that’s great! We’re happy for you! We don’t want to drag you down, but we do need to remind you that sometimes things go wron...
Over the past few months, many people have gotten used to seeing their doctor virtually, or being able to call them from the comfort of their own home. Access to telemedicine was greatly expanded duri...
One in three Medicare beneficiaries has diabetes, which is more than 3 million people nationwide. Unfortunately, Medicare does not provide coverage for insulin. In May, President Trump announced that ...
The seasons are changing, the temperature is dropping, and soon we'll see some beautiful foliage. It’s the perfect time to take advantage of the great outdoors. And what better way to do this than b...
The Affordable Care Act (ACA) changed a lot of things about the way healthcare works in the U.S. One of the changes it made was to create an open enrollment period for everyone shopping for a health i...
Many new parents worry about raising their children. Will they be kind? Creative? Smart? As parents, we only want to do the best for our children, but there’s no guidebook for nurturing their b...
As this unusual summer rapidly draws to a close, it can be hard to visualize how this school year is going to unfold. But whether you're dropping the kids off at school, or setting up a kitchen classr...
As we get older, it’s easy to feel isolated. We know that a sense of community and connection is pivotal for the health and wellness of seniors, but how to maintain that sense of community when livi...
Those of us who are suckers for a crazy, sweaty workout know the meaning of motivation. So do those of us who have ever been moved to support a worthy cause or work in some way for social justice. It...
Many businesses are operating remotely, schooling is being done virtually, weddings have been postponed, masks and social distancing are the new norm, and it seems like no one has been left untouched ...
Ambulance rides are not cheap, they can range anywhere from hundreds to thousands of dollars. During a medical emergency, the last thing you want to worry about is if Medicare will cover the large amb...
Do you remember your first internship? For many business school graduates, an internship is a rite of passage. And now, the tables have turned and you’re in a position to supervise a young up-and-co...
When you sign up for Medicare, you will receive several preventive care services at no cost to you. The exams and screenings offered to you are meant to assess your overall health and your risk for de...
There’s a lot to keep on top of when you’re running a small business, especially if that business is growing. Growth is great, right? If you’re not moving forward, you’re just standing still, ...
Transgender people have fought for a long time to get equal rights. One area that has seen great advancement is the healthcare industry. In the last few decades, the medical community has shifted from...
Have you ever woken up with an aching jaw? Do you suffer from sensitive teeth? How about tension headaches that stretch across your forehead like a rubberband? These symptoms - a constant aching pain,...
There are a lot of choices when it comes to Medicare Supplement Plans. You not only have the choice between 10 different letter plans, but you also have the choice of multiple companies to buy your pl...
Coronavirus continues to spread through the US like wildfire, with cases now topping 4 million. Some states, like California, are still seeing a large rise in case numbers, and death tolls in other st...
There are many ways you can describe the health insurance system, but when it comes to enrollment, “flexible” isn’t always one of them. Each year, you choose your company’s plan and your emplo...
One of the questions often asked by small business owners is: can I offer my employees ACA Marketplace coverage and qualify for subsidies? The answer to this is actually yes and no. If you are a small...
Swim Lessons. This might seem like a common sense solution but you would be surprised how many parents wait too long to get their child comfortable in the water. If you own a pool or are frequently ar...
There’s more to healthcare than just physical health. Annual check-ups and care for injuries or illnesses are important, but so is managing stress, anxiety, and other mental health concerns. You can...
Social media is a powerful tool for communication with and connection to your customers. In this multi-part series we have been covering the basics of social media for businesses. In this edition, we...
https://youtu.be/v_LEo0voojAHMO, PPO, and POS, oh my! These are just some of the many different types of group health insurance options on the market. While it’s good to have options, having so ...
Medicare provides peace of mind. It’s great to know that it’ll be there after you retire and no longer have employer-based health insurance. But Medicare Part B only pays for 80% of your medical c...
There are lots of ways to spread the word about your business, from advertising to word of mouth to social media marketing. All of these things help to get your name out there, and tell people that yo...
No two businesses are exactly alike. No two business insurance policies are alike either. If you’ve been comparing insurance plans, you know exactly how true that is. You might be wondering why your...
Health insurance is worth the cost. Paying your monthly premiums can mean the difference between having your medical emergencies or chronic conditions covered, or being hit with huge medical bills and...
Colorectal cancer is the second leading cause of cancer-related deaths in men and women in the U.S. It is estimated that about 1 in 20 people will be diagnosed with colorectal cancer in their lifetime...
Over the past few weeks, coronavirus has been surging in almost every state, forcing two states to order refrigerated trucks for storing bodies, many states to shut back down, and some to begin consid...
Most of us are looking for ways to make our bodies healthier. In fact, over 80% of us take vitamins and supplements every day. But the secret to health might not be in a pill, it might be in the foods...
Ah, weekends. For many of us, weekends are a chance to decompress after a long week at work by doing something that feeds our souls. But what about feeding yourself? Weekends are perfect for brunching...
Crisis can hit any small business at any time. Unforeseen circumstances, such as the recent pandemic, can force businesses to temporarily close their doors, leaving their owners wondering how to stay ...
The coronavirus hit America hard, forcing much of the country to shut down in mid-March. Schools closed their doors for the remainder of the 2019-2020 school year, and children were forced to continue...
Setting goals for yourself and your business is always a great idea, but some goals are better than others. It’s not enough to have good intentions for a positive end result, you need to be able to ...
Mental illness does not discriminate. It affects people of all ages, genders, ethnicities, and socio-economic classes. Health insurance claims for the treatment of depression, anxiety, and other menta...
So, you’ve decided to take the plunge and start a small business. Congratulations! You’re in good company. As we saw with the recent pandemic, many people have left the traditional 9-to-5 pursue a...
A recent national survey found that the number 1 way to attract people is with a beautiful smile. But having a healthy mouth is about more than flashing your pearly whites to impress others. Current r...
Insurance companies are businesses, and, like most businesses, they have terms and conditions of service. It is possible for your health insurance to legally drop you, but only under certain circumsta...
Summer isn’t all fun in the sun. There is a dangerous threat lurking in those UV rays so many of us love to soak up! While exposure to UV radiation makes your skin tan, it also puts you at risk for ...
How well do you really know your customers? How well do you really know what they want, and do you really know how you can provide the best possible service to them? If these questions have you scratc...
Going through a divorce can be one of the most stressful and emotional experiences in someone’s life. Not only are you losing your partner and the dreams you shared, but also your sense of normalcy ...
There may come a time in many seniors’ lives when they require emergency hospitalization. The hospital provides the necessary treatment, then they might send the patient to a nursing care facility f...
Throughout our lives there may be times when we experience a profound sense of loneliness or isolation. For many people, loneliness will increase as we age. According to AARP (formerly the American As...
Owning your own business can be a liability landmine. Just one mistake can mean the end of the business that you’ve invested so much time and money in. The biggest mistake you can make is not having...
Claims-made. Occurrence policy. Coverage trigger. It can feel like commercial insurance has its own foreign language sometimes. But don’t worry, all of these terms can be broken down into plain Engl...
Any way you look at it, offering health insurance to your employees is a good thing to do. Not only does a healthcare plan keep your employees healthy and protect them from huge medical bills, but stu...
As you age, your likelihood of developing cataracts increases. About 30% of Americans 65 and older have some kind of vision impairment from cataracts, and for those over 80, that number jumps to 50%. ...
Yoga is an ancient practice that marries breath and movement to create strength, flexibility, and peace in the mind and body. Despite the fact that it originated in Northern India over 5,000 years ago...
Large breasts. Some women long to have them, some women love theirs, and others want to get rid of them. They are great food shelves, but they come with some major downsides. This includes the inabili...
We live in a time of technology. Many people own multiple portable devices that allow them to access videos and communicate with anyone, anytime. Recent stay-at-home orders have meant that people are ...
It’s time to settle something once and for all. Are all types of liability insurance created equally? The quickest answer is, of course, no. General liability covers the physical damage that we ofte...
LLC and INC. These letters stand for two ways to designate your business as an entity separate from yourself. “LLC” stands for “Limited Liability Company”, and “Inc.” or “corp.” refers...
There are a lot of diet trends out there: the fruit and veggie-heavy Mediterranean, raw-food paleo, and the blue zones diet, to name a few. It seems like diet fads go in and out of fashion rapidly, bu...
The world of health insurance can be intimidating. There are so many industry terms, as well as different types of plans with different coverage options and prices. Doing all of the necessary research...
According to Ebony Underwood, founder and CEO of the organization We Got Us Now, there is an “invisible population” that is being traumatized by the prison system in the United States. She’s not...
It is an unfortunate fact that, with recent events, we have seen unemployment numbers in the U.S. soar to an all-time high. And, because our healthcare system often ties coverage to employment, there ...
Thanks to social media, connection and communication has never been easier. Companies are building personalized relationships with clients through social media platforms, using online marketing strate...
Summer is here! And not only is it time for fun in the sun, but it’s also the season for snacking on chips and dips, hot dogs, burgers, and ice cream. All of these treats are okay in moderation, but...
America is reopening and everyone is adjusting to the “new normal.” This new normal consists of businesses being open, but with people still being required to follow social distancing rules and we...
The cost of health insurance is not one size fits all. If you’re healthy, under 30, and facing financial hardship, you could have some cheaper options available to you. For people in these categorie...
With the arrival of summer, temperatures are beginning to rise - and so is energy consumption. With concerns over climate change continuing to grow, now is a great time to focus on environmental con...
Multiple researchers and weather organizations are predicting a more than usually active hurricane season this year. According to noted forecasters at Colorado State University, we could see 16 named ...
Retirement. A simple word that has so much meaning to it. You have been working your whole life looking forward to the day you no longer have to work. Now that the time has finally come, you can begin...
Take a look around you - what do you see? Maybe you see friends and neighbors chatting outside, a flourishing garden, a beautiful sunset, or a clear blue sky. Our sense of sight is one of the things t...
Businesses in some parts of the country are finally up and running again, but things aren’t going smoothly. Some states are seeing the beginning of a second wave of the coronavirus, and the U.S. has...
Most of us are walking around with some pretty powerful cameras right in our pockets. The camera capacities on iPhones have improved greatly in the last few years, so much so that they can almost comp...
Workers’ compensation insurance is designed to financially protect both you and your employees in case an accident or injury occurs on the job. It’s not just a good idea to have workers’ comp, i...
High deductible health plans are rising in popularity, with more companies offering them and even more people purchasing them individually. These plans definitely have benefits, like their lower premi...
The Covid-19 pandemic has changed the way industries function and reshaped our economic landscape - possibly for years to come. Thousands of businesses have been impacted by stay-at-home orders, and s...
Did you know that 56% of employees would prefer health insurance over an increase in pay? Offering health insurance also means recruiting the best candidate for a job - most job seekers will not look ...
Health insurance is expensive. And frustrating. Especially if you’re someone who is self-employed and does not have any employees. Until recently, if you were in this boat, then you were stuck getti...
The Medicare for All debate is full of disagreements between politicians in regards to it’s future. Some Democrats advocate for the single-payer healthcare system that would eliminate private health...
When it comes to choosing a way to provide healthcare coverage for your employees, there are a lot of letters that get thrown around: HDHP, HSA, HRA, ICHRA, QSEHRA, and SHOP. Even if you’re not tota...
States all over the country have begun transitioning to the yellow phase, allowing businesses to reopen. With businesses opening people are finally able to return to work resulting in a drop in unempl...
In the dog days of summer, the last thing you want to do is come home and cook dinner. Sweating next to a hot stove, or having the oven turn the house into an inferno can seem like a very unappealing ...
Providing healthcare for employees is expensive, and, as an employer, you take on most of the cost. In fact, employers pay an average of 82% of the cost of employees’ premiums, which can add up fast...
We live in a culture that glorifies being busy and taking on as many tasks as possible. Multitasking is not just a way to get a few things done, it is considered a valuable skill to be listed on resum...
If you’re about to turn 65, then you have a lot to look forward to, including finally being able to take advantage of the Medicare benefits that you’ve worked so long for. You probably already kno...
The relationship you have with your doctor is an extremely important one. If you have established a great relationship with your doctor, then consider yourself lucky. Unfortunately though, not all doc...
Although many had hoped that the coronavirus crisis would begin to improve as summer approached, the CDC is predicting otherwise, and is forecasting more deaths for June. However, some states have alr...
If you are unhappy with your current health insurance policy, then it might be time to shop for a different plan. But can you purchase a new plan at any time? Yes, and no. For marketplace plans, once ...
Picture it: a glistening pool reflecting a clear blue sky, a warm, sun-soaked towel, and a glass of ice cold lemonade. Spending time by the pool is a great way to pass the hours on a summer day. It’...
This year it was out with the old and in with the new for Medicare. Out went Medicare Supplement Plan F and High Deductible Plan F, but in came High Deductible Plan G. [caption id="attachment_540...
Now that you are 65 and enrolled in Medicare, you might find that you want a Medicare Supplement Plan to pay for the coverage gaps in Original Medicare. The first thing you need to do when deciding on...
You’re not starting any ordinary small business. You’re building a startup. Your goal is to grow and, in order to do this, you not only need a solid business plan, but also protection for everythi...
It’s summertime, and for many of us that means hot, lazy days, dripping popsicles, and epic meltdowns when it comes time to tackle summer homework packets and reading lists. This is the plight of so...
No responsible business owner should ever be without workers comp coverage. You are required to protect your employees against the financial losses that can come from a workplace injury, as well as to...
The summer solstice, which falls this year on June 20th, marks the beginning of the summer season. This day is also the longest of the year, giving us around 15 hours of daylight. With the return of t...
President Trump notes ‘very sad milestone’ after U.S. coronavirus death toll surpasses 100,000- the highest number of any country. Parts of all 50 states have begun to reopen in phases, causing a ...
With warmer weather comes more opportunities to bask in the sun. Remember, though, that it’s important to protect your skin while soaking up that vitamin D. This is especially true for older adults....
We’ve come a long way in a short time towards protecting the rights of the LGBTQ+ community. In the last decade we’ve seen states outlawing conversion therapy for minors, banning biased coverage e...
https://youtu.be/sxn18pmCpmcHealth insurance plans are complicated, and it can be hard to understand the ins and outs of what each plan has to offer. One of the things that you need to look at whe...
When you enroll in Medicare, you might find there are things you don’t love about it, like the out-of-pocket expenses of Part B or the lack of dental, vision, and prescription coverage. However, des...
There are any number of opinions on which diets are best to follow. Some people believe that a vegan lifestyle is necessary for optimal health, while others think a caveman’s diet fulfills our omniv...
If your business is run out of an office, a shop, or any other physical location, then you already have property insurance to protect yourself against the unexpected, right? Fire or theft are very rea...
No matter what kind of business you run, cybercrime is always a threat. But there are some very scary statistics surrounding cybercrime attacks in regards to small businesses: according to the 2018 Ve...
https://youtu.be/WoDIdoOSWx0Having health insurance is the best way to help keep healthcare costs manageable. When you are signed up for a health insurance plan, you have the peace of knowing that...
The coronavirus crisis continued in our country this week, but the focus of many people’s attention was the battle over when to reopen states and businesses. The federal stay-at-home order expired a...
We live in an age of digital connection. Many companies use online marketing strategies to engage with consumers, promote events and sales, and manage customer service. For business owners, an active ...
There are different ways that diseases can be transmitted between people. Some can travel through the air and can infect anyone who breathes it in. These diseases are called airborne diseases. Airborn...
Medicare processes millions of claims each year, and some of them get denied. There can be any number of reasons why claims are denied, ranging from issues with billing codes to not meeting eligibilit...
2020 will bring more health insurance options for people in counties that have previously had few choices. This fall open enrollment period, people shopping in the ACA Marketplace will find about 60% ...
When we pay for health insurance, we want to know that our money is going where it should be going. Contributing to premiums can be expensive, and until recently, we’ve had to trust that insurance c...
Most small business owners will tell you that owning your own business is well worth the effort. However, they will also tell you that it’s no walk in the park. Many people don’t understand the wo...
https://youtu.be/3DUsIqmhBkMCommercial insurance is all about managing risk. You know that you need to protect your business against lawsuits, for example if someone injures themselves on company ...
The number of cases and deaths from coronavirus continued to climb this week, with new confirmed cases surging to around 200,000 a day. Because of the rapid increase in new cases, a draft government r...
If you run a small business, odds are you’re on a tight budget. But you’re still looking to recruit and keep the best employees. So you may have to make choices when it comes to the compensation y...
https://youtu.be/5BYvXfAZb0ILooking out for your employees’ health can mean looking out for your bottom line. You’ve probably heard how huge companies like Google and Microsoft offer unbelieva...
Nutrition experts suggest that seniors eat more fresh fruits and vegetables, with most recommending 5 or more servings a day. Making produce the main building-block of your snacks and meals is a smart...
Enrolling in Medicare can be overwhelming. In addition to all of the new terms that you will need to learn, you will also need to learn about what is covered and how much you will pay for different se...
Climate change is one of the biggest threats facing our world today. While some celebrities have made themselves the faces of the climate change movement, there are many unsung heroes working everyday...
The coronavirus pandemic continues to affect the United States, with confirmed cases passing 1 million and deaths passing the 60,000 mark. This week, however, brought intensified talk about reopening ...
Americans are some of the most stressed-out people in the world. A whopping 55% of Americans report high stress levels, compared to the global average of 35%. Many people have adopted a “busy is bes...
Celery juice is today’s latest fitness trend. Fitness bloggers and celebrities are raving about this “miracle juice,” and are taking over instagram with artfully displayed glasses of grass-gre...
Most recently, if you’d gone looking for Terence Lester, you’d have found him on the streets of Atlanta, setting up portable hand washing stations. These sinks, which are sanitized and refilled ea...
Coral reefs are home to 25% of the ocean’s marine life. These fragile ecosystems are actually living creatures and are being irreparably damaged at an alarming rate. Over 35% of the world’s reefs ...
When many seniors enroll in Medicare , they find that the cost of Part B bills are more than they expected them to be. Luckily, there are a lot of options for Medicare Supplement Plans to help with th...
Got cabin fever? Bored being stuck with your family all day? We get it, but being quarantined with kids does not mean you have to suffer. While it can be challenging to find things to do around the ho...
With 62,603 deaths in America from the Coronavirus as of April 30th, it doesn’t feel as if the situation in our country is improving. However, the stay-at-home orders and social distancing measures ...
You have probably noticed throughout your life that taxes are being taken from your paycheck, most notably FICA (Federal Insurance Contributions Act). The FICA tax is what you pay towards Social Secur...
Are you over 65, working, and on your employer’s insurance? Are you looking into enrolling in Medicare as well? You can have both employer-based health insurance and Medicare at the same time, as lo...
As a business owner, much of the work falls on your shoulders. From employee supervision to navigating the customer experience, you’re doing a lot for other people every day. It can become hard to k...
The cost of health care continues to rise every year, making it harder for many people to afford their medical bills. Data collected over the years shows that doctor visits for people under 65 years o...
Though some still find it controversial, medical marijuana is now legal in 33 states and the District of Columbia. Doctors may prescribe it for the treatment of (or relief of symptoms of) conditions...
https://youtu.be/XgFQFasGdHISome people are unaware of all the tax deductions available to them, and might be missing out on great tax-savings opportunities. Remember, the more you can deduct, t...
The time has come and you have decided that you want to part ways with your health insurance plan. But can you actually cancel your policy? To answer the question, yes and no. You can cancel your heal...
Spring is a time to refresh, and what better place to start than your home? Here are 10 spring cleaning projects you can do with just 10 minutes of free time. So turn on some music, open the windows t...
Having indoor plants can bring life and color to a room. Plants help improve air quality and can boost productivity, focus, and attitude. But what to do if you’re horticulturally challenged? Luckily...
As of April 14, total global deaths from Coronavirus have surpassed 100,000, with the U.S. accounting for about 31,000. Also on April 14, President Trump decided to halt funding to the World Health Or...
https://youtu.be/mzTRq0mTAXMSo you’re a small business and want to offer your employees some sort of healthcare coverage? Bravo! You’ve made the easy decision to take care of your employees, b...
Silver or gold? If given the option, which would you choose? You’d probably be tempted to immediately answer gold. But when it comes to group health insurance, it’s not that easy. It turns out tha...
In honor of World Red Cross Day (5/8) and International Nurse Appreciation Day (5/12), we want to highlight the innumerable benefits and (relatively!) painless process of giving blood. To locate a blo...
Remember just a few short months ago when it was dark by 5pm? In the depths of winter, the days can seem to stretch on forever, and it sometimes feels like crawling into bed immediately after dinner i...
Bone health is not something that people often think about. But they should: our bones support safe and easy movement and protect our internal organs. Bone health becomes even more critical as we age:...
What comes to mind when you hear the term “cafeteria plan”? Lunch! Well, these plans have nothing to do with what’s on the menu. “Cafeteria plan” is the informal name for Section 125 of the ...
According to the CDC, as of April 8, 48 U.S. states and 1 U.S. territory have reported some community spread of the coronavirus. Of these states, New York has the most confirmed cases and has seen 7...
Yoga has many benefits for the mind, body, and soul. It can strengthen muscles and enhance flexibility while also encouraging mindfulness, patience, and acceptance. Yoga comes in many different forms,...
72 million. According to a survey from The Commonwealth Fund, that is the number of working-age Americans who deal with medical debt. In 2019, over half of bankruptcies that were filed in the U.S. wer...
https://youtu.be/luMLucAOgicEvery year, the U.S. suffers on average $8-10 billion dollars in damages from freshwater flooding. Massive storms in August 2016 pushed that number to around $15 billio...
We live in an age of digital connection. Many brands and companies use online marketing strategies to engage with consumers, to market events and sales, and even to manage customer service. For busine...
They’re focused and driven; they’ve been featured on the news and they’ve won the President’s Volunteer Service Award. And they’re not even old enough to vote.
Twins That Did Good
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Many businesses choose to use their brand and reach to positively impact their community. One way they do this is by forming partnerships with local nonprofits. Partnering with organizations that have...
On March 6,2020, Congress signed the Coronavirus Preparedness and Response Supplemental Appropriations Act, which provides emergency relief to the nation during the current COVID-19 health emergency. ...
So you’re living the dream, you are the boss of your own home-based business. You’re not alone. According to the National Bureau of Labor Statistics, a whopping 3 out of 10 homeowners in the U.S. ...
Protecting Americans and their health is a high priority, especially now during the COVID-19 pandemic. In order to help keep Americans safe, major health insurance providers are waiving copayments and...
Health insurance can be quite expensive, leaving individuals and families stressed due to medical costs. Over the years, health insurance rates have been slowly increasing, and this year is unfortun...
As millions of Americans lose their jobs due to the coronavirus crisis, they also find themselves without health insurance coverage. According to a report by FOX Business unemployment claims have hit ...
When people think of the word vaccines, they often think of babies and young kids. While immunizations are important for children, they are just as important for seniors. Older adults should get vacci...
As everyone is now aware, we are currently in the middle of a global pandemic. This week, Italy recorded its lowest death toll since the beginning of the outbreak, but other countries, including the U...
Have you ever hit a roadblock when working on a project, and felt like you just couldn’t work on it for one second longer? For some of us, that’s due to procrastination: feeling like we need to ra...
It is one of the most dreaded words that someone can hear at the doctor’s office: cancer. When facing a diagnosis of this disease, a lot of people's minds will race as they begin to worry about trea...
https://youtu.be/MtLcBhjk19ELosing a job is not easy. You lose the money that paid your bills, and you lose the health insurance that protected you and your family’s health. But you do not have ...
Looking for Medicare quotes? Did you use Medicare’s Plan Finder Tool on their site, Medicare.gov? If so, you could’ve been given the wrong information, which could be costing you hundreds of dolla...
By now most people have heard of Marie Kondo’s method of “sparking joy.” She suggests that in order to declutter and organize your home, you must first pay attention to the details of the object...
Before President Trump was elected, one of his campaign promises to Americans was that he would not touch Medicare or Social Security. He has now proposed a budget plan for Medicare, which he claims w...
“Pandemic” seems to be the word on every one’s lips these days. Recent events, as well as our modern world’s reliance on global travel and trade, have made many think about the risk of illness...
April showers bring… May allergies. Spring is my favorite season by far, but unfortunately the joy I find in blooming flowers and budding trees is marred by the runny noses, burning eyes, and other ...
https://youtu.be/tpb2P6osirgEver work with a company and feel like they are doing the bare minimum? We have been there, which is why EZ.Insure goes out of our way to make sure our customers come f...
https://youtu.be/AdiuEzau6rINothing is worse than having to constantly search for insurance plans on different sites. All the back and forth is not only time consuming, but it can be frustrating. ...
https://youtu.be/Sf-UH1h32twTelemarketers. The continuous, pesky monsters that call at all times of the day asking if you are in need of assistance. Generally they start calling right around the t...
https://youtu.be/tU2SNlpJr8sInsurance is a complex thing. When the time comes to pick the best plan, you want to make sure you know that you chose the one that meets your needs and budget. Doing t...
Previously, if Americans did not have health insurance, they would face a penalty, or tax, called the individual mandate penalty. Thanks to the Tax Cuts and Jobs Act, the penalty no longer exists. How...
Have you ever gotten the feeling that there isn’t much good left in the world? Or that there’s nothing you can do to make a difference and you don’t have enough to offer? Well, Adam Theroux, fou...
https://youtu.be/UmCe0ytrmaoIf you offer health insurance to your employees, it can be costly, but luckily there is a silver lining- the small business health care tax credit! One of the provision...
Many people wonder if Humana and Medicare are the same. Simply put, no. Medicare is a government administered health insurance program, and Humana is one of the largest private insurance companies. Pe...
If you are turning 65 soon you might be looking for information on your Medicare eligibility, and what exactly having Medicare means. Medicare provides insurance to seniors under plans known as Part...
Group health plan, and group health insurance plan. These two words are used interchangeably, because they are almost the same thing. Almost. There are some key differences between the two. One is act...
Approximately 1 in 5 older adults suffer from a mental disorder. Declining health issues bring on these kinds of challenges that require medical attention. It is important to know if the services that...
There are many terms in health insurance that you need to understand. Some include deductibles, premiums, copays, and coinsurance. A lot of people confuse copay and coinsurance and think that when the...
Cigna, and small startup insurance company Oscar are teaming to begin offering small business health insurance options that are fully insured. The plans will be branded as Cigna + Oscar, and both comp...
https://youtu.be/8t1gXzOXWoQNothing beats being your own boss! If you are self-employed, then you are probably wondering about your health insurance options. Don’t worry, you do not have to brea...
Medical costs in the U.S. are high, which is why a lot of employees look for a job that offers health insurance. Over 88% of people consider health insurance benefits when choosing a job. For companie...
There are an array of health insurance plans to choose from, and it can be difficult to choose the one that meets your exact needs and budget. If you are healthy, then considering a catastrophic healt...
When dealing with an illness or disability that leads to the assistance of durable medical equipment such as an adjustable bed. Questions come up, mainly how much they are, and if the costs of these b...
If you are enrolling in your employer’s health insurance, you might have some questions regarding which kind of plan to choose. Your employer might offer a high deductible plan, in which you can sig...
Accidents happen. If an employee gets hurt at work, not only can you lose a lot of money in a lawsuit, but you can lose your business as well. The best way to protect yourself is with a Workers’ Com...
Medical life alert systems were created to help older adults in the unfortunate event of a fall, or a medical emergency. Generally, these alert devices are worn around the neck or on the wrist, so tha...
https://youtu.be/s0eSB-CQ9ywWhen a person is eligible for benefits under two health insurance plans, it is called Coordination of Benefits. Suppose you start a new job, but do not want to necessar...
Intermittent fasting has become a popular trend over the past couple of years. Why? Well it has so many benefits, such as helping shed extra pounds, improving health, and helping you live longer! Cont...
Too much of anything can be a bad thing, even something that's good for you like water! We are told by doctors and nutritionists that we should be drinking at least 8 cups of water a day. This has bee...
As you age, being fit is more important than ever in order to stay healthy, and enhance your overall quality of life. Going to the gym is beneficial in order to build muscle and hop on the treadmill t...
After having sex with someone new, whether you use protection or not, sometimes your mind will begin to think and fear the possibility of an STI. STIs such as chlamydia, HPV, herpes, and gonorrhea are...
Did you know that a balanced pH level of a vagina is between 3.8 and 4.5? When pH levels are not in this range, bacteria can thrive, and cause different infections, such as a urinary tract infection, ...
In the past, when you would have surgery, you were most likely to spend a couple of days recovering in the hospital. As medicine advanced, people are now able to have their gallbladder removed and be ...
Choosing a health insurance company and plan can be complicated, and very time consuming. Companies and the plans they offer vary state by state. When it is time to start researching companies and pla...