Biden Administration Extends ACA Open Enrollment Period!

The Biden Administration is doing all it can to encourage Americans to sign up for health insurance, including extending enrollment periods and subsidies. And now, because the Covid Special Enrollment Period that ended in August was so successful (3 million Americans signed up for health insurance during that time!) President Biden has decided to extend…

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Should You Pay Your Life Insurance Premiums Annually, Quarterly, Or Monthly?

When it comes to purchasing life insurance, you’ll have a lot of decisions to make, including how much coverage you need, who your beneficiary will be, and which carrier to buy a policy from. But you will also have to consider how you are going to pay for it: depending on the life insurance policy,…

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How Your Health Plan Might Cover A Hot Tub, And More Amazing Benefits!

Health insurance is just one of those things you need in life - after all, you want to stay as healthy as possible, without going broke.  Let’s face it: going to the doctor can be pricey, and let’s not even get into how much it would cost if you had an emergency without having health…

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Health Insurance Open Enrollment FAQ

The Open Enrollment Period for health insurance is a very important time, when you can change or enroll in a health insurance plan for coverage beginning the following year. It runs from November 1 to December 15, and is the only time during the year when you can purchase a plan, unless you qualify for…

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Medical Bills Over Your Income? Have Your Medical Debt Forgiven.

If you have had a medical emergency, are dealing with a major health issue, or if you have a family member that needs medical attention, your medical bills are most likely piling up. And, unfortunately, accrued medical bills often lead to medical debt, which is something that many Americans are all too familiar with. In…

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How To Switch Plans During The Open Enrollment Period

Not happy with your health insurance plan? Looking to make a change during this year’s Open Enrollment Period? Well, now is the time to make the switch to a plan that better suits your needs - you only have from November 1st to December 15th to do so! But we get it, health insurance can…

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If You Missed The Covid Special Enrollment Period, You’ve Got Another Chance To Sign Up!

Life can get pretty hectic, so it’s totally understandable if you missed out on the Covid-19 Special Enrollment Period, which ran from February to August of this year, and allowed Americans to sign up for health insurance outside of the usual Open Enrollment Period. But if you’re kicking yourself for not changing your plan or…

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The Complete Guide to Open Enrollment for Employers

It’s here! Open Enrollment for your group health insurance plan has come around again, running from November 1 - December 15. Now is the time when you can choose new benefits, or review and change existing health insurance benefits for your employees, and we get it: this time of year can be hectic and stressful,…

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What Information Will You Need in Order To Enroll in a Health Insurance Plan for 2022?

The Health Insurance Open Enrollment Period, or ACA Open Enrollment Period, begins on November 1st and runs through December 15 in most states, or through January in a select number of states. You can change your healthcare plan during this time, or if you don’t have health insurance, this is the time of year to…

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Covid-19 Has Not Only Led To Academic Issues In Children, But Mental Health Issues Too

The pandemic forced many schools to close down in 2020, meaning many children spent the rest of the 2019-2020 school year and most, if not all, of the 2020-2021 school year learning online. It was not an easy transition for many children or for their parents, with reports from KFF Vaccine Monitor reporting that around…

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Facts About Dyslexia

Did you know that dyslexia is the most common learning disability in the United States? Approximately 1 in 5 people are dyslexic, and although it is considered a learning disability, being diagnosed with it does not mean you are not intelligent: in fact, studies show that people with dyslexia are often more creative and actually…

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Does Hypnotherapy Actually Work?

Hypnosis dates back to at least the 18th century, when it was used to induce dreams and get to the root of a problem. Nowadays, many people swear by it as a way to help battle obesity, quit smoking, fight phobias, and find relief from other conditions. So have you ever considered hypnotherapy, and have…

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What Is Spina Bifida?

According to the Centers for Disease Control and Prevention (CDC), 1 out of every 2,758 babies are born in the U.S. with the birth defect spina bifida. This condition, which develops in a fetus during pregnancy, affects the spine; it is usually identified at birth, although there are different types of spina bifida, one of…

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Itchy Scalp? Lice VS Dandruff

If you are one of the many people who have had dandruff, you know how uncomfortable it is. Those little flakes are not only embarrassing (especially if you’re wearing black!), but dandruff also usually comes with a dry, itchy scalp. But what if your head is itchier than normal? Did you ever consider that those…

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Unvaccinated? Be Prepared To Pay More For Health Insurance

While President Biden had a goal of getting 70% of Americans vaccinated by July 4th, the vaccination rate in the U.S. is still only around 60% for those ages 12 and up. That means we are currently unable to reach herd immunity; not only that, but the Delta variant of the virus is spreading rapidly,…

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Millennials Health Is Declining, How EZ Can Help

Recent data from insurance company Blue Cross Blue Shield shows that one-third of millennials have health conditions, with around 44% of older Millennials having at least one chronic health condition, putting them on track to be one of the unhealthiest generations in United States history. This means that millennials are shelling out more money in…

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High Cholesterol Is More Common Than It Should Be

More likely than not, you know someone with high cholesterol, or maybe you have been diagnosed with it yourself: roughly 38% of American adults have been diagnosed with this condition - and even more might have it and not know, because there are no symptoms. It is important to get checked and to know your…

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How Does the Family and Medical Leave Act (FMLA) Work?

The Family and Medical Leave Act (FMLA), a federal law passed in 1993, allows employees to take leave from work for an illness, or to take care of a family member without fear of losing their job. This leave is unpaid, but you will still be able to keep your employer-based health insurance during this…

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