Health Insurance

You probably sound like a broken record to your children, constantly telling them “go brush your teeth.” But you know what? Kids aren’t always that great at brushing their teeth - and even if they are, some are just more susceptible than others to dental issues. That means they could end up with cavities, which…

Did you know that more than 7 in 100,000 people are diagnosed with stomach cancer each year and that 3 in 100,000 people will die from it? On this World Cancer Day, we’d like to take a look at this type of cancer and give you some information on how to help detect it. After…

Heart disease is the number one killer of Americans, and African Americans ages 18-49 are two times as likely to die from heart disease as are Caucasians. Not only that, but according to the CDC, one out of every three African-American adults suffer from high blood pressure, and fewer than half have the condition under…

Rare disease day is February 28, and so today, we wanted to shed some light on a rare childhood illness, Kawasaki disease. It is estimated that more than 4,200 children in the U.S. are diagnosed with Kawasaki disease each year. The average age of those affected by the disease is under 5 years old, and…

Keeping on top of your health is one of your top priorities - or at least it should be! You know you shouldn’t put off getting that weird pain you’ve been feeling or that mole on your arm checked out, so that whatever is going on doesn’t get any worse. But maybe you’re avoiding a…

Qualifying for health insurance subsidies has gotten much easier these days, now that President Biden has extended premium subsidies to those who earn up to 400% of the federal poverty level. That means that millions more Americans can save hundreds of dollars a year on insurance - but it doesn’t mean that everyone qualifies. So…

The Open Enrollment Period is coming to an end soon, and if you still haven’t looked into your health insurance options for the new year, now is the time to do so. But we get that picking a plan can be overwhelming because of all the options out there, so we want to give you…

New reports surfacing show that people who dealt with Covid-19 in 2021 are now facing thousands of dollars in out-of-pocket medical costs from their hospitals, doctors, and ambulance companies. When the pandemic first started in 2020, doctors and hospitals were waiving fees such as co-pays and deductibles, when it came to Covid patients. That is…

The new year is here, and we could all definitely use a better year than we’ve had the past couple of years. Maybe you’ve made some resolutions to help make this a better year - but is being healthier one of those resolutions? If not, it should be, because the healthier you are, the better…

The Open Enrollment Period is almost over: you only have until January 15 to purchase or change your plan! With that being said, though, some states have chosen to extend their deadline; they can do this because, under the Affordable Care Act (ACA), each state can run its own health insurance exchange, or Marketplace, in…

The past couple of years have been unpredictable to say the least, bringing hundreds of thousands of hospitalizations and deaths due to Covid-19, as well as job losses and financial struggles to many. Because of all of this, it is more important now than ever to make sure you and your family are insured. Now…

The ACA Open Enrollment Period is the only time of the year when everyone can enroll in a health insurance plan. But can literally anyone enroll, or is there any reason you can be denied coverage during this time? The short answer to this question is no: the whole idea behind the creation of the…

The ACA Open Enrollment Period only comes around once a year, usually lasting from November 1- December 15, although this year the deadline has been extended to January 15. During this period, you can enroll in a new health insurance plan, or make changes to your current  plan. If you’re happy with your current plan,…

In case you haven’t heard, earlier this year, President Biden passed the American Rescue Plan Act (ARP), which extended health insurance premium tax credits to more Americans. What this means is that you can now qualify for premium tax credits that you probably couldn’t have before. So, how much can you save exactly? Well, to…

The ongoing pandemic has brought financial hardship to many people in this country; to help alleviate this, President Biden signed the American Rescue Plan Act into law in March, as part of the $1.9 trillion Covid relief bill. The ARP extended temporary child tax credits, giving the parents of 60 million children $250-$300 per child…

All health insurance plans change every year: you’ve probably noticed that your prices go up, or that different things are covered from year to year. But sometimes, the rules surrounding health insurance plans also change, as they are set to in 2022. Next year, aside from the newly extended Open Enrollment Period and the Special…

When former President Obama came into office, one of his top priorities was to make sure all Americans were insured, and thus the Affordable Care Act (ACA), or Obamacare, was enacted in March 2010. The ACA has not only made health insurance easier to get for millions of Americans, but it has also meant that…

Do you have a Health Savings Account (HSA)? If not, you could be missing out on some savings. HSA allows you to set aside pre-tax money to help pay for out-of-pocket medical expenses; they are particularly helpful for people with a lot of medical expenses, but they are not compatible with all health insurance plans.…