A Pill That Treats Covid? What This Could Mean for the Fight Against the Virus

As the fight against Covid-19 continues, with vaccines and booster shots still being widely discussed, one drug maker is now testing an experimental pill to treat Covid. Merck’s pill has shown positive results for people already sick with Covid-19, reducing hospitalizations and deaths by half in initial trials! While many are hailing this as great…

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Biden Administration Extends ACA Open Enrollment Period!

The Biden Administration is doing all it can to encourage Americans to sign up for health insurance, including extending enrollment periods and subsidies. And now, because the Covid Special Enrollment Period that ended in August was so successful (3 million Americans signed up for health insurance during that time!) President Biden has decided to extend…

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Should You Pay Your Life Insurance Premiums Annually, Quarterly, Or Monthly?

When it comes to purchasing life insurance, you’ll have a lot of decisions to make, including how much coverage you need, who your beneficiary will be, and which carrier to buy a policy from. But you will also have to consider how you are going to pay for it: depending on the life insurance policy,…

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Being Grateful Feels Good – And It Can Actually Change Your Brain

Turkey Day is approaching and this year we want you to forget about the effects of tryptophan (that amino acid in turkey that everyone claims makes you sleepy) on your body, or of pumpkin pie on your waistline, and focus on something more important to the season: the effects of thankfulness (hey, it’s right there…

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How Your Health Plan Might Cover A Hot Tub, And More Amazing Benefits!

Health insurance is just one of those things you need in life - after all, you want to stay as healthy as possible, without going broke.  Let’s face it: going to the doctor can be pricey, and let’s not even get into how much it would cost if you had an emergency without having health…

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What’s the Difference Between the Medicare AEP and the Medicare General Enrollment Period?

Did you know that there is more than one type of Medicare enrollment period? When you first enroll in Medicare, this can seem confusing: for example, there is a Medicare Annual Enrollment Period, or AEP, an annual event during which you can make changes to your Medicare plan, but there is also the Medicare General…

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Medicare Options For Seniors With ALS & ESRD

Medicare offers great coverage and benefits, giving you the ability to choose a plan that meets your specific needs, no matter what those needs are. While some people might think that older adults with certain disabilities or health concerns are unable to enroll in Medicare, that is not true - but there are some things…

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Level Term Life Insurance: What It Is and How It Works

Term life insurance policies are a popular pick for many Americans, because they are generally the most affordable and convenient type of life insurance policy. Not only that, but there are multiple kinds of term life insurance policies to choose from, so most people will be able to find one that is right for them.…

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How to Avoid the Holiday Debt Trap

‘Tis the season again... so what does the thought of the approaching holidays conjure up in your mind? Families blissfully singing carols around a roaring fire? Dinners with loved ones, parties with friends? Children excitedly ripping open presents? How about a credit card bill a mile long? If it’s the latter, you’re certainly not alone.…

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The Different Types Of Life Insurance Policies

Shopping for a life insurance policy can feel a little bit overwhelming, because there are so many different types - but the upside is that, with so many options, you’re sure to find a policy that fits your needs and budget. If you’re not sure where to even begin, we have listed multiple types of…

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Health Insurance Open Enrollment FAQ

The Open Enrollment Period for health insurance is a very important time, when you can change or enroll in a health insurance plan for coverage beginning the following year. It runs from November 1 to December 15, and is the only time during the year when you can purchase a plan, unless you qualify for…

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How Depression Affects Life Insurance Coverage

Major depressive disorder affects approximately 17.3 million American adults, or about 7.1% of the U.S. population age 18 and older, in any given year. That means that, if you are suffering from depression, you are certainly not alone - and if you’re thinking about how this condition affects your family, and your options for providing …

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The Difference Between Medicare AEP & OEP

Do you know the difference between the Medicare Annual Enrollment Period, or AEP, and the Medicare Open Enrollment Period, or OEP? Unfortunately, some Medicare beneficiaries are unaware of the difference, and this lack of knowledge can often mean losing out on money and coverage. There are different time frames for these enrollment periods, as well…

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Lighting a Candle in the Darkness: How Thistle Farms Is Giving Women the Sanctuary They Need

There’s an old proverb that says: “It’s better to light a single candle than to curse the darkness.” And what could be truer than that? Instead of despairing over a problem you see, take whatever small action you can to make things better - or, in the case of Becca Stevens, founder of Thistle Farms,…

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What To Do When Your Term Life Insurance Policy Runs Out

Term life insurance is great for people who need a life insurance policy for a specific period of time, like until a large debt is paid down or paid off. These policies can last you anywhere from 5 to 30 years, but what happens when your term life insurance policy comes to an end? What…

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‘Tis the Season…For Illness! How Seniors Can Boost Their Immune Systems

These days, we’re all thinking about our health and immune systems, and if you’re an older adult, that probably goes double for you. But even before people of all ages were wondering whether they should be disinfecting their groceries, you’d probably been noticing that your immune system just wasn’t what it used to be. And…

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Mental Health: There’s an App for That

Seems like there’s an app for everything these days. You can keep track of your sleep, track your fitness, find a date, make sure you’re drinking enough water or standing up enough, monitor your heart health...and the list goes on and on. But did you know that there are actually a ton of apps -…

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Life Insurance for HIV Positive Applicants

While some of the focus has been taken off of HIV these days, the sad reality is there are still many people contracting and living with this virus in the U.S.: according to HIV.gov, about 1.2 million people in the U.S. have HIV. Fortunately, we have made great strides in controlling the virus with medication,…

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