Congress has been weighing whether to cut Medicare spending since 2011, but it looks like, once again, these cuts are going to be delayed at least until the end of 2021. The Budget Control Act, which passed in 2011, included annual 2% cuts to Medicare spending as part of the government’s plan to reduce the…

Tax season is here! Are you still working on filing your taxes? And are you, like most people, looking for ways to get the biggest refund? If so, you should know that itemizing your deductions on your income taxes is the best way to get some money back; you should also know that medical expenses…

Rejection happens to the best of us. Things are no different when it comes to life insurance: some companies might reject your application for a policy. If you get denied for life insurance coverage, you might question why you were denied. There could be a number of reasons, such as your financial history, health, lifestyle,…

Is a low credit score stressing you out? Maybe you’re trying to get a mortgage or a credit card with amazing travel rewards and are getting “no”s everywhere you turn. You could even be running into trouble trying to rent an apartment or get a new smartphone. There’s no doubt about it: your credit score…

Getting married and setting up a life with your partner is a joyful time, and life insurance might not be at the top of your minds. But it’s an important subject to discuss: after all, you both want to support each other for as long as possible. There are multiple options to consider when looking…

Did you know that nearly 1 in 3 children in the U.S. are infected with cytomegalovirus (CMV) before the age of 5? According to the CDC, around 1 out of every 200 babies is born with congenital CMV, with many having long-term health problems because of it. Like shingles, the cytomegalovirus remains in the body…

If you started your small business on your own, you only had yourself to consult and collaborate with. In some ways, maybe that was easier, but in other ways it was probably holding you back. After all, as business consultant and motivational speaker Ken Blanchard said, “None of us is as smart as all of…

There are some things in life that go without saying, and others that you need to be very clear about. For example, you can’t assume that your loved ones will know what your wishes are when it comes to your end-of-life care. It is important to have a written document that spells out exactly what…

Having thick skin can be a positive thing if we’re talking about how well you respond to criticism, but what about having actual thick skin? Thick skin could be a sign of an autoimmune rheumatic disease known as scleroderma. June is National Scleroderma Awareness Month, so to better understand this rare condition, we’re going to…

Time flies when you’re...doing work? Ok, maybe that’s not how the saying goes, but doesn’t it sometimes feel like 8 hours is just not enough time for you and your employees to get everything done? It definitely sounds like a lot of time, so what’s going on? Sure, you could blame all of the personal…

Life insurance as a concept is pretty simple: you pay a premium each month so that your family will receive a lump sum, or death benefit, when you are gone. But in practice, it’s not always that easy; there are many different twists and turns to navigate, and a lot of different kinds of life…

Thyroid conditions are very common in people over 60, and chances of developing them increase with age. In fact, an estimated 20% of women over the age of 60 have some form of thyroid disease. Each kind of thyroid condition - hypothyroidism and hyperthyroidism - has different symptoms and treatments associated with it, and being…

As we age, we can all develop health problems, which can make finding affordable life insurance an issue. If you have pre-existing conditions, life insurance companies could either deny you coverage or raise the price of your premiums. The greater the risk it is to cover you, the higher the price for whole life insurance…

Summer is here and everyone is beginning to loosen up and get ready for summer fun. But just because summer is here doesn’t mean you can be totally carefree! We don’t want to be a buzzkill, but, while there is tons of enjoyment to be had in the summer, there are also plenty of health…

Ok, guys, it’s time we had a talk. Being the “strong, silent type” might be ok in some scenarios, but it’s just not working out when it comes to your health. For some reason, whether it’s because of cultural expectations of men or because men feel like they just don’t have the time, guys aren’t…

It’s June, and that means it’s Pride Month! Last year gathering together in-person was out of the picture, but this year, things are looking up! So as we reflect on the struggles we’ve been through over the past year, and as we start to feel thankful for the hopefulness on the horizon, it’s worth remembering…

It’s a scary statistic, but every 15 minutes, an American man dies from prostate cancer. According to cancer.org, approximately 1 in 8 men will be diagnosed with prostate cancer during his lifetime. That means, for every 8 men you know in your life, 1 could be diagnosed with prostate cancer, and that likelihood goes up…

How would you describe the past year? Crazy? Unprecedented? And how have you felt during this crazy and unprecedented year? Scared? Frustrated? Bored? Zoom-weary? How about lonely? If so, you’re not alone (no pun intended): over the past year, a “loneliness epidemic” has been brewing, with 36% of respondents in one study last year saying…