Author: Landon
The Centers for Medicare & Medicaid Services (CMS) has finally released Medicare costs for 2021. Knowing these costs will help you decide whether to stick with Original Medicare or buy a Medicare ...
Open Enrollment for health insurance has begun. This period gives employers and employees the opportunity to change their benefit options, and many companies use this time to review their employees’...
Medicare Open Enrollment is the perfect opportunity for you to change plans and find ways to get more coverage and save money. Medicare Open Enrollment is also the perfect opportunity for scammers to ...
Insurance terminology can be confusing, you’re a business owner, not an insurance expert. It can be difficult to differentiate between terms, but it is crucial to understand the differences in order...
When it is time to enroll in Medicare, change your Medicare plan, or purchase a Medicare Supplement Plan, speaking to an agent is a great idea. But before you do, make sure you have all of your inform...
With age comes wear and tear to your body. Knees are especially vulnerable to damage because of how much use they get over the years. As you age, the cartilage in your knees wears down, and can become...
For many people, turning 65 and starting to collect Social Security means being automatically enrolled into Medicare. There are exceptions to this and ways to put off enrolling into Medicare, such as ...
Employers who have trouble providing their employees with a traditional group health insurance plan sometimes turn to health reimbursement arrangements (HRAs) to help. HRAs are not health insurance, t...
Whether it’s for a job, to attend school, or just to start a new life, moving is a life-changing event. Changing locations impacts a lot of things in your life, including your current health insuran...
One of the best ways to attract better employees is by offering group health insurance. Unfortunately, providing high quality health insurance usually means that your business is going to pay a lot fo...
Being a small business owner means being on a tight budget, so fitting in a group health insurance plan for your employees can seem a bit overwhelming. Offering group health insurance, though, is not ...
It is easy to find cheap commercial insurance, but, more likely, a cheap plan will not provide the coverage that your business needs. If a policy is a lot less expensive than others, there is usually ...
While Medicare does not have a “network” of doctors in the same way that a private insurance policy does, there is still a risk that you could get hit with a bill if you see the wrong doctor. Medi...
As a small business owner, you want to provide the best for your employees. That includes offering group health insurance that will not break the bank. When researching group health plans for your emp...
It's 6 PM and your child is running a high fever. The pediatrician's office is closed, but you want to speak to a doctor immediately. Should you go to the emergency room? Use telehealth services? Or s...
When you own a small business that offers advice or services, there’s always a risk of lawsuits due to errors and omissions. Even if you have done your job to the best of your ability, something can...
Health insurance companies are projected to owe rebates to almost 8 million people this year. Are you one of them? According to the Kaiser Family Foundation, 7.9 million policyholders will receive som...
It can be easy to put safety on the back burner when working in a fast-paced environment, but having an unsafe workplace is bad for your employees, and bad for business. No business owner wants to be ...
Getting hit with an unexpected medical bill can be scary. It can happen to anyone; in fact, surprise medical bills have affected more than half of all Americans. Even if you have health insurance, the...
Having commercial insurance is important for your business. The right coverage mitigates any financial risks and protects you in case of any unexpected events. To make sure that your business has adeq...
Strokes are more common than you might think: they are one of the leading causes of death and disability in the US. According to the CDC, each year almost 800,000 people suffer a stroke. Nearly three-...
Open Enrollment begins on November 1, and the 2021 premium rates for ACA plans have now been announced. Rates will be increasing slightly, because insurance companies have had to shoulder the costs of...
It’s easy to simply purchase a health insurance plan, get comfortable with it, and not review it at the end of your year-long policy period. But if you automatically renew your plan and don't look a...
If you feel like healthcare costs are out of control, you’re not alone. It seems like costs are constantly rising, making it hard for many to afford a health insurance plan or their medications. Bec...
Allergies. Anyone can suffer from them, no matter their age. They can be seasonal, they can be food-related, they can be triggered by pets...but no matter the cause, they’re always annoying, and som...
One of the most common causes of repeat seizures is epilepsy. A diagnosis of this disorder usually comes after someone has experienced at least 2 seizures that were not caused by another medical condi...
Open Enrollment is less than 2 weeks away (November 1- December 15), so make sure you’re prepared! Whether you are enrolling in an individual health insurance plan for the first time, renewing your ...
Amid uncertainties about Medicare prices for 2021, Congress has taken action to provide some relief next year for the 64 million Medicare beneficiaries in the United States. On Wednesday, September ...
You're probably already familiar with Original Medicare, especially if you’re nearing the age of 65 and getting ready to enroll. You may not be aware, though, that there are some gaps in Original Me...
Approximately 80% of Medicare beneficiaries stay with the same Medicare plan year after year, which means that they could be losing money. You should resist the temptation to automatically re-enroll i...
According to a recent study, Medicare spent $1.4 billion on drugs in 2017 and 2018 that ended up being discarded. More specifically, Medicare spent $695 million on discarded Part B drugs in 2017, and ...
When was the last time you were checked for pancreatic cancer? This “silent killer” is difficult to diagnose early on, because it often causes no symptoms until it affects the organs around it. Ma...
It is a misconception that women over the age of 65 do not need regular pap smears or annual pelvic exams. One recent study conducted in San Francisco found that women over the age of 65 were less lik...
It's almost impossible to walk anywhere these days without seeing a smartphone in nearly everyone’s hand. Smartphones are wildly popular, and their technology has advanced greatly in the last few ye...
Starting a small business is a great accomplishment! It takes a lot of hard work, and you probably have a to-do list a mile long. One very important thing on your list should be finding a great group ...
October is Breast Cancer Awareness Month, and it is important that this month, and every month, we continue to focus on preventing and treating this disease. While raising awareness means listening to...
Health insurance is important for everyone, but it can be especially important for women. The right policy will provide coverage for reproductive healthcare, and for preventative services that can det...
How much money have you put into your health savings account recently? If the answer is “not much,” then you should put contributing to it at the top of your to-do list. As long as you are enrolle...
If this was your first year as a Medicare beneficiary, then you are heading into your first Medicare Open Enrollment Period. When you enrolled in Medicare, you chose whether to stick with Original Med...
Over 18 million Americans have some form of sleep apnea, and some need a Continuous Positive Airway Pressure (CPAP) machine. If you are enrolled in Medicare and are one of these millions of people wit...
Health insurance is complicated, and sometimes searching for a plan can leave you with a lot more questions than answers. Purchasing a health insurance plan is a huge investment, so you need to make s...
The price of medications has been steadily increasing over the years, and there is no sign that prices will be going down any time soon. Studies show that the prices of some top-selling brand-name med...
Healthcare claims for sexually transmitted diseases have reached record levels in the United States. Between 2007 and 2018 alone, private insurance claims for STDs rose by approximately 76%. According...
September is here, and with it will come important documents for Medicare's fall Open Enrollment. Medicare Open Enrollment, which is also referred to as the Annual Election Period (AEP), occurs every ...
Medicare Open Enrollment Period (October 15 - December 7) is right around the corner, so it’s time to start reviewing your current plan. Is it working for you? If you’re not totally satisfied with...
If your business is really taking off, and you’ve decided to expand, then you’ll need to start thinking about updating your commercial insurance policies. When you first started your business, you...
Breast cancer. Those two words can be terrifying, especially for older women. The median age for a breast cancer diagnosis is 61 years old, with 41% of breast cancer cases diagnosed in women age 65 an...
Prescription drug prices have been soaring over the past decade, leaving millions of Americans unable to afford the medications that they need. If you have a great health insurance plan, then you have...
According to the National Institute of Neurological Disorders and Stroke, over half a million people over the age of 65 suffer from a stroke every year. A stroke can be very serious, and can have long...
In order to ensure that hospitals, clinics, and other healthcare providers are not being overpaid for Medicare services, CMS usually conducts on-going audits. However, CMS suspended most fee-for-servi...
As fall approaches and the new school year begins, the coronavirus continues to spread in the U.S. Some universities have started allowing students to return to campuses, and their return has been acc...
According to the National Coalition Against Domestic Violence (NCADV), around 20 people are physically abused every minute in the United States by their partners. That equates to over 10 million women...
https://youtu.be/iAjLAfFym2oStarting a small business and working from home is a goal for many people, and a reality for some. Those who are already living the dream will tell you that you need to...
The fastest a vaccine has ever been developed and made available for distribution is 4 years, but scientists are currently trying to develop one for the coronavirus in under a year. Scientists in doze...
The debate over the economic stimulus package continues, despite the fact that Congress is in recess. President Trump has been saying that he would step in if there was no agreement reached, and he ha...
All businesses go through rough patches, whether it be when they first start up, or when they are faced with unforeseen circumstances. If your business falls on hard times, you might end up feeling st...
With the coronavirus pandemic still hitting our country hard, many are hoping that a vaccine is on the horizon. While President Trump is claiming that a vaccine will be ready for distribution before e...
Medical bills can be a huge source of stress. They can seem like they are never ending, but there is actually a limit on how much you can spend on out-of-pocket healthcare costs. The out-of-pocket max...
Over the past few months, many people have gotten used to seeing their doctor virtually, or being able to call them from the comfort of their own home. Access to telemedicine was greatly expanded duri...
One in three Medicare beneficiaries has diabetes, which is more than 3 million people nationwide. Unfortunately, Medicare does not provide coverage for insulin. In May, President Trump announced that ...
The Affordable Care Act (ACA) changed a lot of things about the way healthcare works in the U.S. One of the changes it made was to create an open enrollment period for everyone shopping for a health i...
Many businesses are operating remotely, schooling is being done virtually, weddings have been postponed, masks and social distancing are the new norm, and it seems like no one has been left untouched ...
Ambulance rides are not cheap, they can range anywhere from hundreds to thousands of dollars. During a medical emergency, the last thing you want to worry about is if Medicare will cover the large amb...
When you sign up for Medicare, you will receive several preventive care services at no cost to you. The exams and screenings offered to you are meant to assess your overall health and your risk for de...
Transgender people have fought for a long time to get equal rights. One area that has seen great advancement is the healthcare industry. In the last few decades, the medical community has shifted from...
There are a lot of choices when it comes to Medicare Supplement Plans. You not only have the choice between 10 different letter plans, but you also have the choice of multiple companies to buy your pl...
Coronavirus continues to spread through the US like wildfire, with cases now topping 4 million. Some states, like California, are still seeing a large rise in case numbers, and death tolls in other st...
https://youtu.be/v_LEo0voojAHMO, PPO, and POS, oh my! These are just some of the many different types of group health insurance options on the market. While it’s good to have options, having so ...
Medicare provides peace of mind. It’s great to know that it’ll be there after you retire and no longer have employer-based health insurance. But Medicare Part B only pays for 80% of your medical c...
Health insurance is worth the cost. Paying your monthly premiums can mean the difference between having your medical emergencies or chronic conditions covered, or being hit with huge medical bills and...
Colorectal cancer is the second leading cause of cancer-related deaths in men and women in the U.S. It is estimated that about 1 in 20 people will be diagnosed with colorectal cancer in their lifetime...
Over the past few weeks, coronavirus has been surging in almost every state, forcing two states to order refrigerated trucks for storing bodies, many states to shut back down, and some to begin consid...
The coronavirus hit America hard, forcing much of the country to shut down in mid-March. Schools closed their doors for the remainder of the 2019-2020 school year, and children were forced to continue...
Mental illness does not discriminate. It affects people of all ages, genders, ethnicities, and socio-economic classes. Health insurance claims for the treatment of depression, anxiety, and other menta...
Insurance companies are businesses, and, like most businesses, they have terms and conditions of service. It is possible for your health insurance to legally drop you, but only under certain circumsta...
Going through a divorce can be one of the most stressful and emotional experiences in someone’s life. Not only are you losing your partner and the dreams you shared, but also your sense of normalcy ...
There may come a time in many seniors’ lives when they require emergency hospitalization. The hospital provides the necessary treatment, then they might send the patient to a nursing care facility f...
Owning your own business can be a liability landmine. Just one mistake can mean the end of the business that you’ve invested so much time and money in. The biggest mistake you can make is not having...
As you age, your likelihood of developing cataracts increases. About 30% of Americans 65 and older have some kind of vision impairment from cataracts, and for those over 80, that number jumps to 50%. ...
Large breasts. Some women long to have them, some women love theirs, and others want to get rid of them. They are great food shelves, but they come with some major downsides. This includes the inabili...
The world of health insurance can be intimidating. There are so many industry terms, as well as different types of plans with different coverage options and prices. Doing all of the necessary research...
America is reopening and everyone is adjusting to the “new normal.” This new normal consists of businesses being open, but with people still being required to follow social distancing rules and we...
The cost of health insurance is not one size fits all. If you’re healthy, under 30, and facing financial hardship, you could have some cheaper options available to you. For people in these categorie...
Retirement. A simple word that has so much meaning to it. You have been working your whole life looking forward to the day you no longer have to work. Now that the time has finally come, you can begin...
Businesses in some parts of the country are finally up and running again, but things aren’t going smoothly. Some states are seeing the beginning of a second wave of the coronavirus, and the U.S. has...
High deductible health plans are rising in popularity, with more companies offering them and even more people purchasing them individually. These plans definitely have benefits, like their lower premi...
Did you know that 56% of employees would prefer health insurance over an increase in pay? Offering health insurance also means recruiting the best candidate for a job - most job seekers will not look ...
The Medicare for All debate is full of disagreements between politicians in regards to it’s future. Some Democrats advocate for the single-payer healthcare system that would eliminate private health...
States all over the country have begun transitioning to the yellow phase, allowing businesses to reopen. With businesses opening people are finally able to return to work resulting in a drop in unempl...
If you’re about to turn 65, then you have a lot to look forward to, including finally being able to take advantage of the Medicare benefits that you’ve worked so long for. You probably already kno...
The relationship you have with your doctor is an extremely important one. If you have established a great relationship with your doctor, then consider yourself lucky. Unfortunately though, not all doc...
Although many had hoped that the coronavirus crisis would begin to improve as summer approached, the CDC is predicting otherwise, and is forecasting more deaths for June. However, some states have alr...
If you are unhappy with your current health insurance policy, then it might be time to shop for a different plan. But can you purchase a new plan at any time? Yes, and no. For marketplace plans, once ...
This year it was out with the old and in with the new for Medicare. Out went Medicare Supplement Plan F and High Deductible Plan F, but in came High Deductible Plan G. [caption id="attachment_540...
Now that you are 65 and enrolled in Medicare, you might find that you want a Medicare Supplement Plan to pay for the coverage gaps in Original Medicare. The first thing you need to do when deciding on...
President Trump notes ‘very sad milestone’ after U.S. coronavirus death toll surpasses 100,000- the highest number of any country. Parts of all 50 states have begun to reopen in phases, causing a ...
https://youtu.be/sxn18pmCpmcHealth insurance plans are complicated, and it can be hard to understand the ins and outs of what each plan has to offer. One of the things that you need to look at whe...
When you enroll in Medicare, you might find there are things you don’t love about it, like the out-of-pocket expenses of Part B or the lack of dental, vision, and prescription coverage. However, des...
https://youtu.be/WoDIdoOSWx0Having health insurance is the best way to help keep healthcare costs manageable. When you are signed up for a health insurance plan, you have the peace of knowing that...
The coronavirus crisis continued in our country this week, but the focus of many people’s attention was the battle over when to reopen states and businesses. The federal stay-at-home order expired a...
There are different ways that diseases can be transmitted between people. Some can travel through the air and can infect anyone who breathes it in. These diseases are called airborne diseases. Airborn...
Medicare processes millions of claims each year, and some of them get denied. There can be any number of reasons why claims are denied, ranging from issues with billing codes to not meeting eligibilit...
2020 will bring more health insurance options for people in counties that have previously had few choices. This fall open enrollment period, people shopping in the ACA Marketplace will find about 60% ...
The number of cases and deaths from coronavirus continued to climb this week, with new confirmed cases surging to around 200,000 a day. Because of the rapid increase in new cases, a draft government r...
Enrolling in Medicare can be overwhelming. In addition to all of the new terms that you will need to learn, you will also need to learn about what is covered and how much you will pay for different se...
The coronavirus pandemic continues to affect the United States, with confirmed cases passing 1 million and deaths passing the 60,000 mark. This week, however, brought intensified talk about reopening ...
When many seniors enroll in Medicare , they find that the cost of Part B bills are more than they expected them to be. Luckily, there are a lot of options for Medicare Supplement Plans to help with th...
Got cabin fever? Bored being stuck with your family all day? We get it, but being quarantined with kids does not mean you have to suffer. While it can be challenging to find things to do around the ho...
With 62,603 deaths in America from the Coronavirus as of April 30th, it doesn’t feel as if the situation in our country is improving. However, the stay-at-home orders and social distancing measures ...
You have probably noticed throughout your life that taxes are being taken from your paycheck, most notably FICA (Federal Insurance Contributions Act). The FICA tax is what you pay towards Social Secur...
Are you over 65, working, and on your employer’s insurance? Are you looking into enrolling in Medicare as well? You can have both employer-based health insurance and Medicare at the same time, as lo...
The cost of health care continues to rise every year, making it harder for many people to afford their medical bills. Data collected over the years shows that doctor visits for people under 65 years o...
https://youtu.be/XgFQFasGdHISome people are unaware of all the tax deductions available to them, and might be missing out on great tax-savings opportunities. Remember, the more you can deduct, t...
The time has come and you have decided that you want to part ways with your health insurance plan. But can you actually cancel your policy? To answer the question, yes and no. You can cancel your heal...
As of April 14, total global deaths from Coronavirus have surpassed 100,000, with the U.S. accounting for about 31,000. Also on April 14, President Trump decided to halt funding to the World Health Or...
Remember just a few short months ago when it was dark by 5pm? In the depths of winter, the days can seem to stretch on forever, and it sometimes feels like crawling into bed immediately after dinner i...
According to the CDC, as of April 8, 48 U.S. states and 1 U.S. territory have reported some community spread of the coronavirus. Of these states, New York has the most confirmed cases and has seen 7...
72 million. According to a survey from The Commonwealth Fund, that is the number of working-age Americans who deal with medical debt. In 2019, over half of bankruptcies that were filed in the U.S. wer...
On March 6,2020, Congress signed the Coronavirus Preparedness and Response Supplemental Appropriations Act, which provides emergency relief to the nation during the current COVID-19 health emergency. ...
Protecting Americans and their health is a high priority, especially now during the COVID-19 pandemic. In order to help keep Americans safe, major health insurance providers are waiving copayments and...
Health insurance can be quite expensive, leaving individuals and families stressed due to medical costs. Over the years, health insurance rates have been slowly increasing, and this year is unfortun...
As millions of Americans lose their jobs due to the coronavirus crisis, they also find themselves without health insurance coverage. According to a report by FOX Business unemployment claims have hit ...
When people think of the word vaccines, they often think of babies and young kids. While immunizations are important for children, they are just as important for seniors. Older adults should get vacci...
As everyone is now aware, we are currently in the middle of a global pandemic. This week, Italy recorded its lowest death toll since the beginning of the outbreak, but other countries, including the U...
https://youtu.be/MtLcBhjk19ELosing a job is not easy. You lose the money that paid your bills, and you lose the health insurance that protected you and your family’s health. But you do not have ...
Looking for Medicare quotes? Did you use Medicare’s Plan Finder Tool on their site, Medicare.gov? If so, you could’ve been given the wrong information, which could be costing you hundreds of dolla...
Before President Trump was elected, one of his campaign promises to Americans was that he would not touch Medicare or Social Security. He has now proposed a budget plan for Medicare, which he claims w...
https://youtu.be/tpb2P6osirgEver work with a company and feel like they are doing the bare minimum? We have been there, which is why EZ.Insure goes out of our way to make sure our customers come f...
https://youtu.be/AdiuEzau6rINothing is worse than having to constantly search for insurance plans on different sites. All the back and forth is not only time consuming, but it can be frustrating. ...
https://youtu.be/Sf-UH1h32twTelemarketers. The continuous, pesky monsters that call at all times of the day asking if you are in need of assistance. Generally they start calling right around the t...
https://youtu.be/tU2SNlpJr8sInsurance is a complex thing. When the time comes to pick the best plan, you want to make sure you know that you chose the one that meets your needs and budget. Doing t...
Previously, if Americans did not have health insurance, they would face a penalty, or tax, called the individual mandate penalty. Thanks to the Tax Cuts and Jobs Act, the penalty no longer exists. How...
https://youtu.be/UmCe0ytrmaoIf you offer health insurance to your employees, it can be costly, but luckily there is a silver lining- the small business health care tax credit! One of the provision...
Many people wonder if Humana and Medicare are the same. Simply put, no. Medicare is a government administered health insurance program, and Humana is one of the largest private insurance companies. Pe...
If you are turning 65 soon you might be looking for information on your Medicare eligibility, and what exactly having Medicare means. Medicare provides insurance to seniors under plans known as Part...
Group health plan, and group health insurance plan. These two words are used interchangeably, because they are almost the same thing. Almost. There are some key differences between the two. One is act...
Approximately 1 in 5 older adults suffer from a mental disorder. Declining health issues bring on these kinds of challenges that require medical attention. It is important to know if the services that...
There are many terms in health insurance that you need to understand. Some include deductibles, premiums, copays, and coinsurance. A lot of people confuse copay and coinsurance and think that when the...
Cigna, and small startup insurance company Oscar are teaming to begin offering small business health insurance options that are fully insured. The plans will be branded as Cigna + Oscar, and both comp...
https://youtu.be/8t1gXzOXWoQNothing beats being your own boss! If you are self-employed, then you are probably wondering about your health insurance options. Don’t worry, you do not have to brea...
Medical costs in the U.S. are high, which is why a lot of employees look for a job that offers health insurance. Over 88% of people consider health insurance benefits when choosing a job. For companie...
There are an array of health insurance plans to choose from, and it can be difficult to choose the one that meets your exact needs and budget. If you are healthy, then considering a catastrophic healt...
When dealing with an illness or disability that leads to the assistance of durable medical equipment such as an adjustable bed. Questions come up, mainly how much they are, and if the costs of these b...
If you are enrolling in your employer’s health insurance, you might have some questions regarding which kind of plan to choose. Your employer might offer a high deductible plan, in which you can sig...
Accidents happen. If an employee gets hurt at work, not only can you lose a lot of money in a lawsuit, but you can lose your business as well. The best way to protect yourself is with a Workers’ Com...
Medical life alert systems were created to help older adults in the unfortunate event of a fall, or a medical emergency. Generally, these alert devices are worn around the neck or on the wrist, so tha...
https://youtu.be/s0eSB-CQ9ywWhen a person is eligible for benefits under two health insurance plans, it is called Coordination of Benefits. Suppose you start a new job, but do not want to necessar...
Intermittent fasting has become a popular trend over the past couple of years. Why? Well it has so many benefits, such as helping shed extra pounds, improving health, and helping you live longer! Cont...
Too much of anything can be a bad thing, even something that's good for you like water! We are told by doctors and nutritionists that we should be drinking at least 8 cups of water a day. This has bee...
As you age, being fit is more important than ever in order to stay healthy, and enhance your overall quality of life. Going to the gym is beneficial in order to build muscle and hop on the treadmill t...
After having sex with someone new, whether you use protection or not, sometimes your mind will begin to think and fear the possibility of an STI. STIs such as chlamydia, HPV, herpes, and gonorrhea are...
Did you know that a balanced pH level of a vagina is between 3.8 and 4.5? When pH levels are not in this range, bacteria can thrive, and cause different infections, such as a urinary tract infection, ...
In the past, when you would have surgery, you were most likely to spend a couple of days recovering in the hospital. As medicine advanced, people are now able to have their gallbladder removed and be ...
Choosing a health insurance company and plan can be complicated, and very time consuming. Companies and the plans they offer vary state by state. When it is time to start researching companies and pla...
Medicare normally kicks in when you turn 65. You can enroll 3 months before you turn 65, the month you turn 65, and three months after the month you turn 65. While it is mandatory to enroll when you t...
The federal government designed a tool to help seniors navigate through all their possible Medicare choices. This was created for them to be able to choose their best option. There have been some bugs...
https://youtu.be/FXWGff0VoaoThe time has come, and you find yourself in need of a new insurance plan. A sense of anxiety sets in, and you slowly become overwhelmed with researching. When shopping ...
Medicare is a federal health insurance program for people who are 65 and older. Medicare works within a network of doctors to provide beneficiaries, like yourself, with proper care. However, sometimes...
In the past, when a person had hemophilia, it meant they had a very short life expectancy, around 20-30 years. Thanks to research, over the past 7 decades, the life expectancy has increased almost 10-...
https://youtu.be/vjFj1Irq4j8 You worked hard to create your business, building it from the ground up, research, elbow grease, and, of course, capital.A simple mistake can happen, and ...
Medicare and Medicaid are two government-run health care programs. The two programs sound similar, but they are far from it. They serve different people, and are both operated and funded by different ...
Searching for the perfect plan can take a long time, and sometimes the search is never-ending. After some time, or due to time constraints, people will just settle with something to end the frustratio...
If you want to increase longevity, research suggests optimism could be the cheat code. A new study finds that people who are optimistic and have a cheerful outlook on life are more likely to live abou...
https://youtu.be/C90QrwZ0FaQHealth insurance is complex. With a variety of coverage options offered by dozens of insurance companies, shopping for a new policy can go from a chore to overwhelming ...
When the fall open enrollment begins, it’s time to think about different insurance options that will best suit your budget and needs. You might choose to enroll in a health savings account (HSA) or ...
When you sign up for a health insurance plan, there are fees that accompany the policy. These fees are premiums, copays, and deductibles. While copays aren’t cheap, the deductible and monthly premiu...
Bowel movements are a regular part of healthy digestion, it is the way our body removes waste. After you eat a meal, your body will take the vitamins and nutrients from the food, and then get rid of t...
In your circulatory system, blood pressure is the force of blood moving through your veins. It carries oxygen-rich cells to all parts of your body.When you get your blood pressure checked, they...
Once you sign up for a health insurance plan, you are immediately expected to start monthly premium payments. Then, if you incur medical expenses such as lab work, you are expected to pay these expens...
Intermittent fasting is a hot trend. Going 16-18 hours a day without consuming any calories does not sound that easy, but it can be. Recent studies show that there are long-term benefits to intermitte...
If you have Medicare, you probably already know that you aren’t covered for dental or vision under the program. That is unless you purchase additional coverage through Advantage or standalone polici...
When you are in the market for health insurance, you will come across two popular terms: PPO and HMO. Health Maintenance Organization(HMO) and Preferred Provider Organization(PPO). These are two of th...
A dress that you can wear to a wedding, the office, and running errands? Yes, please! It fits everyone, and every occasion!After doing some research, we have found the dress--the perfect garment t...
https://youtu.be/b0ill1okyWMCompetition between insurance companies is fierce. While some offer tempting deals, hooked discounts, or otherwise, others will make unfounded claims that they’re the...
Medicare provides seniors with the necessary care they need. However, this is not the case when it comes to dental coverage. People 60 years old, and older often face dental issues. At least 20% of th...
Imagine opening up a hospital bill for last month’s procedure, and it’s way more than you expected. You don’t understand why it is so high, especially since it was within your network coverage. ...
Getting older means dealing with things like menopause, gray hairs, and wrinkles. As we age, our skin loses elasticity and collagen. The loss of these two proteins causes the skin to look saggy and le...
A new year means new rates. This is especially true for health insurance, and more so in the state of Pennsylvania. The ACA Marketplace individual plan costs are going up for PA next year by 4%, accor...
https://youtu.be/YG5LYZJlb7oWhen it comes to health insurance, people typically hold off on getting it until they need it. Health insurance can be quite expensive, which is why many healthy people...
Bone broth or liquid gold?Drinking bone broth offers many health benefits. Want a better digestive system? Drink some bone broth. Something to help ease the joint pain? Drink bone broth! When adde...
When you start a new job, you might be offered group health insurance. Employer health insurance is usually cheaper than an individual plan, which is why an attractive benefits plan is such a big deal...
Health insurance doesn’t cover everything--a bitter pill to swallow considering how expensive it is. While we can’t control which services are covered (or how much to pay for them), we can underst...
https://youtu.be/sAbWkHTcDj0The moment you go online, websites collect your information. This is especially true when you volunteer it for applications. It’s almost unavoidable when you want to ...
https://youtu.be/j9F7UH3MpYgThe time has come to research insurance plans, whether Medicare, health, group, or commercial insurance. There is a ton of information on each type, and so many differe...
With all of the recent talk and debates about “Medicare For All”, President Trump has decided to take action. In October, Trump signed an executive order while visiting Florida, pertaining to the ...
https://youtu.be/oj0OJidfCDsWhen it comes to getting insurance, all companies are the same right? Wrong. When we started EZ.Insure, we were sick and tired of watching people struggle with other co...
Hot flashes. Mood changes. Chills. Slowed metabolism. And worst of all, vaginal dryness. These are just some of the symptoms that accompany menopause.When the time comes, menopause will be a new p...
Everyone’s worst nightmare is losing their home. As you get older, you might find yourself needing extra care, thus moving into a nursing care facility. These facilities are not cheap, and you will ...
Many people think that HIV and AIDS are the same things, using the two words interchangeably. While they are connected, they are two distinct illnesses. [caption id="attachment_3787" al...
Picture this: you’re on a date with someone--finally, after weeks of texting and phone calls. The date goes well, and you guys hook up. Then, bam! Just when you thought you were ...
Influenza is back again--and the CDC (Center for Disease Control and Prevention) has sky-high estimates for this year. During the 2018-2019 flu season, up to 647,000 people were hospitalized and 61,...
Christmas is the most wonderful time of the year, to some. To others, especially lonely seniors, it is a very depressing time. Some seniors exist in the “assisted living” environment; they canno...
If you are like me, then talking dirty can lead to some cringe-worthy moments. It’s no secret that “dirty talk” is one part of sex that most people, well, talk about.I get it--it’s a...
Hearing loss affects one-third of people over the age of 65, and two-thirds of those over 70. Many people who deal with hearing loss refuse a hearing aid, even when their insurance helps pay for it....
You would think with the rise of Human Papillomavirus(HPV) cases, the number of vaccinations would also rise. Unfortunately, this isn’t the case. HPV is the most common STI because people don’t ...
What better time for selflessness than the holidays? And nothing says “selfless” like volunteering. Volunteering can greatly impact your community and make a difference. Not only do you help oth...
Big changes are coming for Medicare next year, affecting your coverage and wallet. Medicare Supplement plans C and F will disappear. Part B premiums and deductibles will rise. And for the first ti...
When you think of Thanksgiving, many things come to mind, generally turkey, mac and cheese, mashed potatoes, gravy, and green bean casserole to name a few. Very few think of veganism or any sort of Th...
Following the recent democratic debates, Mayor of South Bend, IN, Pete Buttigieg has sparked conversations lately. The democratic debate found disagreements and controversy revolving around healthca...
There was confusion and misinformation regarding the 3-day rule for skilled nursing facility coverage. In order to get the 100 days of skilled nursing coverage from Medicare, the mandate states a bene...
A little bit of kindness goes a long way, even something as simple as a smile. November 13 is World Kindness Day, while you are not obligated to do some large generous act, or even participate at all ...
When a person is diagnosed with lung cancer, the first question asked is “were they a smoker?” The reason is that most people believe you only get lung cancer from smoking cigarettes. Whereas the ...
It is more common for retired seniors to work. Almost 27% of people aged 65-74 are in the workforce, and the projected stats are rising. Some seek extra money, while others do it to pass the time. Whe...
Veganism is slowly taking over the country, and not because it is a “fad.” The countless health benefits it provides have people sharing their stories, and encouraging others to give it a try. Man...
Insurers were given a pass in 2019 by Congress regarding their annual health insurance tax. The reason was that the government was concerned about consumers’ out-of-pocket costs. However, if the ACA...
When people think of an epileptic seizure, they imagine a person convulsing on the ground. This is normally what occurs, but for older adults, that is not the case. Older adults experience seizures su...
The number of people with diabetes has risen from 108 million to 422 million in only 35 years, and the rate of increase is getting worse. Diabetes affects the body’s ability to produce or use insuli...
Chronic obstructive pulmonary disease, COPD, is common with almost 12 million people in the U.S. diagnosed every year. Of those adults who are diagnosed, about 120,000 die from it annually. COPD inclu...
Sex is an act that comes in many forms. There is vanilla sex, kinky sex, fetishes, BDSM, and so much more. People learn about sex at a fairly young age, and their knowledge expands as they get older b...
For American men, prostate cancer is the second most common cancer, and the second most deadly. It is worse for African American men compared to Caucasian men, and any other men of color. There are tr...
In the U.S., 1 in 10 births is premature. Full-term pregnancies last from 39 to 40 weeks. “Preterm labor” is when labor begins earlier than 37 weeks of pregnancy, and can lead to premature birth. ...
https://youtu.be/GOMlt8CKyOQNot convinced small business coverage is worth it? Find out why we think it is.
1. It’s Cake.
As a business owner, your greatest currency is time. So the last thi...
If you are a fan of the Golden Girls, then you know that having good friends keeps you going. According to research, this is especially true for “SuperAgers.” SuperAgers are people in their 80s or...
Long-distance relationships require a lot of patience and work. Not being able to physically touch the person you love is not easy. Many times it can be extremely hard, but studies show that couples w...
Balancing your exercises, counting calories, and staying on track can be overwhelming. It is also time-consuming, which is why people often give up on their fitness plan and goals. Thanks to technolog...
It’s the summer of 2006. I’m in the shower.I decide to give myself a breast exam after learning about it in school.“What is this? Is this a lump?”Panic sets in.It is a lump and pretty ...
Some days are just rough, and can be both hectic and stressful. We’ve all been there; you snooze your alarm one too many times and end up late for work. Worse yet, there is traffic on the way, and y...
Many women find it hard to achieve orgasm. Because of this, some women fake an orgasm when they are with their partner. In fact, a 2010 study found that over 50% of women reported “faking it” duri...
Manipulation is hard to spot and practiced manipulators prey on your good intentions. It is especially hard for people to recognize it when they are in a romantic relationship. Manipulators will twist...
Medicare does not typically cover acupuncture or chiropractic care for seniors. If you do decide to take any of these treatments, then you will be responsible for 100% of the costs. With the price tag...
“The Talk.”The one talk that every parent dreads having with their child: sex. Too many parents do not know when the appropriate age is to start sexual education. The more curious your kids are,...
Coffee is one of the most popular drinks in the world and has been for a while. It gives you a boost when you first wake up, the smell is satisfying, and it tastes delicious. In the past, negative asp...
By now, you have most likely have heard of people sending pictures of their feet for money. It might seem odd to some people, but for those on the receiving end of those pictures, it is invigorating. ...
For some people, Halloween is the best day of the year. It is filled with horror movies, spooky decorations, costumes, and plenty of candy. The bountiful candy is delicious, but it is important to pra...
Almost every parent with an extremely energetic child has thought it: is my child just super energetic, or do they have Attention Deficit Hyperactivity Disorder(ADHD)? The number of children diagnosed...
Finding love at any age can be difficult, but the older you get, the more difficult it becomes. Whether you have faced the loss of your spouse, or divorce, getting back out there is not easy. You may ...
Suicide is often associated with young people, but it is in fact much more common among seniors. The suicide risk increases with age, and is unfortunately hard to estimate the exact number due to “s...
Millions of women with polycystic ovary syndrome do not know they have it. The reason is that the signs and symptoms are considered normal issues among women, so it is overlooked. Skipping a period or...
AFib, known as Atrial Fibrillation, is an irregular heartbeat that can lead to stroke, heart failure, blood clots, and other heart issues. Almost 3 million Americans live with AFib. The condition is g...
Cannabis, also known as medical marijuana, has been growing in popularity and is even being legalized in numerous states around the U.S. Cannabidiol, or CBD oil, is the non-psychoactive chemical found...
Finding a cure for Alzheimer’s has been a battle for scientists and researchers for years. Researchers even created a game that people can play to help detect early stages of Alzheimer’s. There ha...
Head lice are common among children aged 3-11. These pesky mites are everywhere, and it does not matter the demographic, whether rich or poor. It even infests the cleanest of heads, which they actuall...
[caption id="attachment_3228" align="alignright" width="205"] The rate of STIs has been steadily increasing in recent years. This is probably due to the fact that people avoid the topic.[/caption]In...
Sometimes during sex, things do not go as planned. A condom can break, or you might realize you forgot to take your birth control. This is where anxiety sets in. Luckily, there is an over-the-counter,...
Suicide has been a hot topic due to the continual rise every year. The suicide rate rose in all the states between 1999 and 2016, except for Nevada, and continues to climb every year since. Suicide ha...
The time has come. You made it to 26 with health insurance coverage through your parents. But now your birthday is approaching and are getting kicked off your parent's health insurance plan. You...
September 8 is Grandparents Day, and you are probably wondering what kind of gift would show how special they are to you. Buying a gift for your grandparents can be tough, especially when they have ex...
The prostate is about the size of a walnut and wraps around the tube that carries urine out of the bladder in men. It grows larger, the older you get, but if it gets too large, then health issues can ...
You sit at a gathering, and you hear your favorite song come on. You scoot around in your chair, resisting the urge to get up and dance because you are either hesitant to get hurt, or feel embarrassed...
Fall Prevention Day is September 23rd, so now is the perfect time to start the conversation about tips to prevent falls, especially for seniors. Falls happen to everyone, no matter what your age is, b...
Stuck in traffic after a long day of work? No motivation to go to the gym? Well, do not lose hope. Virtual reality gyms are popping up, as well as stations in gyms, and virtual reality exercise games ...
Getting older can bring on challenges with one’s mental and physical state. Friends and loved ones may not come as often to visit, and you can become lonely, and depressed. One way to battle lonelin...
If you have noticed recent stomach issues, such as nausea, reduced appetite, and abdominal pain, then you might be dealing with gastroparesis. The word ‘gastro’ means stomach, and the word ‘pare...
You stand there in the mirror, picking out the negative things about your post-baby body: loose skin here, stretch marks there, and cellulite everywhere. You reminisce about the body you had before ha...
When President Trump took office, one of his campaign promises was to get rid of Obamacare also known as the Affordable Care Act (ACA), and replace it with new health care. Trump delivered on this cam...
Acupuncture has been used as a form of alternative medicine in China for centuries. It has many benefits, and has been said to cure ailments in the body, including sexual ones. There are pressure poin...
After retirement, some seniors decide to embark on a new challenge: moving. You may want to relocate to a warmer place that is more “senior friendly.” A lot goes into planning when moving, and it ...
I hear the kid’s bedroom door open, so my eyes open as well.I look at the clock, it is 2 a.m. I hear little footsteps go down the stairs as I stare at the ceiling. Next thing ...
If you had chicken pox when you were younger, then you are at a high risk of getting shingles when you are older. Shingles typically occur in people 50 and older, and can be extremely painful. New res...
Every 65 seconds, someone in the United States develops Alzheimer’s. This degenerative brain disease is the 6th leading cause of death in the United States, and almost 6 million Americans are living...
Unfortunately, the sad reality is that criminals target seniors seen as weak, easy prey. A U.S. Department of Justice report noted that between 2003 and 2013, 93 percent of all crimes against people o...
What you eat affects your overall health and well-being, it is no secret that specific diets focus on curing bodily ailments. This is especially true for people dealing with psoriasis and other chroni...
You might have seen someone at your local gym wearing a mask that looks like Bane from the movie Batman, and wondered, “what is going on? Are they wearing this mask to look cool? What does it do? Ar...
August is National Breastfeeding Month, and breastfeeding is an intricate topic. This stems from there being more to it than just putting a nipple in a baby's mouth. Many women face latching issues wi...
In April, Senator Bernie Sanders introduced a new version of his “Medicare for All” bill, a single-payer health care that would eliminate private health insurance companies. Under Medicare for All...
Whether you have been in a long-term relationship or a fairly new relationship, good sex is important. Want to know the secret to having better sex? Sexercise! Sexercises are not only exercises you ca...
When it comes to buying health insurance, there are two main factors to consider: what the plan offers, and how much it costs. People confuse the two terms “premiums” and “deductibles.” These ...
As the time approaches birth, a question may come up amongst your doctor, partner, or friends. Are you keeping your cord blood after? Cord blood is the blood from the umbilical cord and placenta. Ther...
Medical underwriting is a process when a private insurance company reviews your medical history to determine whether they will provide you with coverage, how much to charge you, and whether to set a w...
Stem cell research has been a controversial issue between politicians, scientists, and religious groups since the 1990s. There are two primary stem cell research types: adult stem cells, and embryonic...
Fasting is a practice that dates back through centuries in religion and cultures. Recently, fasting became quite popular in America due to the claims of health benefits, mainly weight loss. There are ...
Many seniors think that they have to collect their Social Security benefits in order to enroll in Medicare. While yes, Medicare and Social Security go hand in hand in some ways, it does not necessaril...
Seniors are living longer, healthier, and more active lives. Because of this, more seniors are on the road driving, and research even shows that they are crashing less often in comparison to 10 years ...
Art has been displayed throughout history, dating as far back as the ancient Egyptians using hieroglyphics to tell their stories. Older adults have been living longer, taking on new activities, and ad...
I will never forget the time I was at a Labor Day party, checking on my kids, who were 4 and 2 at the time, and someone at the party made a helicopter noise with their mouth. I stopped and looked at h...
According to the CDC, about 75% of people living with Hepatitis C were born during 1945-1965. People born between these years are generally referred to as the “baby boomers,” and they are five tim...
Cystic Fibrosis is a genetic condition that affects protein in the body, which causes thickened mucus to form in the lungs, lung infections, and can lead to malnutrition. This condition will eventuall...
Women have various ways to prevent pregnancy, such as IUDs, injections, vaginal rings, diaphragms, the pill, and more. Birth control pills have been available to women for over 60 years. As for men, t...
In a marriage the D word is not an easy pill to swallow. Divorce is normal at any age, but recently the divorce rate among couples in long-term marriages is increasing. While the average American divo...
Many Medicare beneficiaries confuse a yearly physical with a yearly wellness exam. Medicare WILL cover an annual wellness visit, but WILL NOT cover an annual physical. If you do not clarify exactly wh...
A stroke can be horrifying, leaving the person with various challenges to overcome afterward. Aphasia is one of these challenges, caused by damage to the brain. It affects about 2 million Americans an...
If you have been diagnosed with scoliosis, then you are aware of the corrective options: either a brace or surgery. But, did you know there are exercises you can do to help correct it? Well, there are...
Yes, you read it correctly, eat whatever you want at the right time and lose weight. The Chrono Diet sounds too good to be true, but it has been shown to work, as long as you stick to the strict rules...
Athletes soak in an ice bath to improve performance and to recover from muscle pains and spasms. Since the late 1970s, Japan has been using cold treatments, exposing the body to temperatures below -20...
According to research, postpartum depression affects about one in seven women. It is a serious mental illness, and can lead down harmful roads like experiencing thoughts about taking your own life, or...
It is that time of year again, the sun is out, the birds are singing, and the days are longer. With the sun and summer months, also comes the heat. If you are not hydrated throughout the day, especial...
Every year, about 11 million couples try to conceive a child, and about 7 million of them have male fertility issues. In the US, about 1 in 8 couples experience this. The reason? Low sperm count. Almo...
Imagine walking up to the pharmacy and hearing that your medication is no longer covered by Medicare, followed by the price of the drug. This happens often, and it can be overwhelming. Fortunately, th...
Everyone has heard of the word “hernia,” and the pain that accompanies it, but what does it actually mean? A hernia is when an organ, usually in the abdomen or groin, pushes through an opening in ...
Open relationships. The first thought that comes to a lot of people’s minds is, “how does that even work?” Or, “I could never!” But many others consider and even prefer the non-monogamous ro...
Now that you have retired, you are probably sitting around wondering what you should do with all of your free time. Save up some money, and go travel! Traveling has so many positive health benefits th...
It is common knowledge that the older a woman gets, the riskier it is to have a baby. This goes for both the mother and the baby. The older parents are when they have a child, the more likely they are...
This year, the CDC estimates over 7,000 deaths will occur because of melanoma, a form of skin cancer. A lot of people only apply sunscreen when going to the beach or pool. That is one of the biggest m...
Over the past couple of months, President Trump has made a few promises to the public regarding healthcare. Just this past December, he promised to protect pre-existing conditions, and now during his ...
Black cones, black ice cream, black smoothies, black everything! It seems the dark side has taken over for the benefit of your health. But is it really beneficial? Activated charcoal has become one of...
A major reason why seniors fall, break a hip, or get injured is due to lack of physical activity, and balance/flexibility issues. As you age, your bones become less dense and more fragile. You may fee...
Having a baby is considered one of life’s happiest, and most indescribable moments. You spend 9 months growing this little treasure inside of you, and then when it is time, the baby makes its way in...
#LetsTalkAboutHD is a social media campaign whose creation was to bring hope and awareness to Huntington’s Disease, HD. The disease affects one out of every 10,000 people a year, which is about 30,0...
Considering a Medicare Supplement Plan? There are 10 different plans to choose from. Of those choices, Plan G and Plan N are the most popular. Choosing between the two can be tough because they have m...
Most people would love the opportunity to live forever, while science hasn’t found a way to live eternally yet, studies are showing there are ways to make sure you live as long as possible with si...
There were some interesting and exotic burials decades ago, such as Egyptian mummification, Indians throwing themselves into a river, and Vikings launched out on ship-made crematoriums. Americans adop...
Allergies are one of the most unpredictable things in anyone’s life. It can happen at any point in your life as well, whether you are born with it, or just develop one young, or old. And to top it o...
Everyone who has sex has one main goal in the end, an orgasm. A sex trend, Karezza was introduced a couple of years ago, and it has people raving about it. Karezza aims for you to feel more pleasure a...
Just when you think that you are aware of all the scams going around and feel educated and safe, another one is created. Unfortunately, scammers never stop trying to take your money and get your infor...
Did you know that glaucoma is the second leading cause for blindness in the world? While everyone is at risk for developing glaucoma, people over the age of 60 have a higher risk. Statistics show that...
Based off personal experience, oh yeah! When you are married for a long time, a lot of your texts between your spouse become short, and based on important topics. These topics generally include dinner...
Recently, actress Selma Blair opened up about her diagnosis of MS, what occurs during her flare-ups, and how she fights through it. This has brought a lot of attention, and awareness of the disease. M...
Seniors being unable to use the computer has been a longstanding stereotype. However, people over the age of 60 access the internet more than ever. YouTube is a free website that provides people the a...
Heart disease is the number one killer in America. It affects African Americans more than members of any other race or ethnic background. According to the CDC (Centers for Disease Control and Preventi...
Lush, if you have ever had the pleasure of shopping at this store, then consider yourself lucky. This company prides itself on their fresh handmade cosmetics. But does it work? We took the liberty of ...
Do you ever have menstrual cramp-like pain that can be so unbearable that you can’t go about your normal daily activities? Is it sometimes painful during sex? If you answered yes to either of ...
As you age and your body changes, your sex life does as well. This does not mean that your sex life is no longer existent. A senior can still have a satisfying, healthy, and exciting sex life. Not onl...
Diseases often get misdiagnosed due to similar symptoms. This is especially true for dementia and depression, because the symptoms mimic one another. Pseudodementia is a term used to describe symptoms...
A couple of weeks ago, I published an article regarding the allegations against R. Kelly, made by his victims who came forward. In the article, I focused on how a sexual predator like him got away wit...
Technology has become a huge part of our daily lives, increasing screen time more than ever. Screen time is not just limited to cell phones, but also includes tv, tablets, and your computer. For some ...
Hypertension, another name for high blood pressure, can lead to serious complications including heart disease, stroke, and death. One in 3 adults have hypertension, which is about 75 million Americans...
It has always been said that being around kids keeps you young, and this theory applies to seniors as well. Seniors who babysit, or are around their grandchildren often live up to 5 years longer than ...
Period sex. The first thought that pops into a lot of women’s heads is “gross,” and it is off-limits. There are a lot of reasons women think period sex is off limits. You may not feel comfortabl...
Hearing that someone you love is diagnosed with Alzheimer’s can be devastating. It is not only tough for the person going through it, it is also tough for the entire family. Over 16 million people i...
Usually we are unaware of how much salt we consume in a day. Around 75% of the things we eat already have salt in it, even things like bread, and cereal. It is important to keep an eye on our salt...
Helping prevent cancer is so easy it might surprise you. It is as simple as adding the right types of food to your diet to decrease your chances! While there is no magical fruit or vegetable that will...
An eating disorder is a mental illness that involves abnormal eating, whether not eating at all, binging and purging, or overeating. Eating disorders impact a person’s mental and physical health neg...
Aging not only brings on wrinkles and hair graying, it also brings on some health issues. Conditions develop and progress with age, and these conditions should be monitored so they do not reduce your ...
“Have you been flossing regularly?” The question a lot of people dread hearing from the dentist, and never really answer truthfully. A survey conducted around the U.S. resulted in the truth- that ...
With the weather getting worse during the winter months, you end up getting stuck inside your home a lot. Being cooped up indoors for a long time can drive anyone crazy, and for some cause seasonal af...
In recent news, Apple watches have been the reason for saving some lives by monitoring their heart rates. WatchOS 4 was installed in Apple watches which when enabled; the feature tells the owner...
Just before Christmas, a federal Texas judge, Reed O’Connor, ruled that the entire Affordable Care Act, also known as Obamacare, was unconstitutional. This all began December 2017, when President Tr...
Studies show that bad habits can age you almost 12 years and shorten your lifespan. These things are smoking, drinking, not exercising, and not eating healthier foods, especially fruits and vegetables...
The American Cancer Society estimates 13,000 women to be diagnosed with cervical cancer this year. About 50% of these women are 50 or over, and 15% of them are aged 65 and older. Cervical cancer can e...
As we age, the more critical it is to become healthy and strengthen your heart health. Heart disease is the lead cause of death among women and men, killing over 600,000 Americans every year. If you d...
Plastered all over the media right now is the R. Kelly docu-series featuring the stories of victims coming forward to talk about the sexual, emotional, and physical abuse perpetrated by R. Kelly. But...
Children and adolescents experience mental health issues the same way adults do. The faster it is recognized, then the faster the treatment for the children, which will help them in the long run. Chil...
Virtual doctor conferencing, also known as telehealth, has advanced tremendously in recent years and is not becoming the popular route for patients instead of going into the doctor’s office. You can...
The Centers for Medicare & Medicaid Services, CMS, announced that they will begin covering Medicare cancer patients’ diagnostic lab tests using gene sequencing technology. It began last November...
Human trafficking has become a global epidemic with millions of women, children, and men as victims. Human trafficking is when victims are recruited and transported across states, and even borders int...
Medicare has major coverage gaps, most notably that Part B pays only 80 percent of covered expenses, and the other 20 percent must be paid by the consumer. When you purchase a Medicare Supplement plan...
In 2014, the Affordable Care Act established the premium tax credit so that individuals or families with low or moderate income can be able to pay for health insurance through the Health Insurance Mar...
Every year 1 in 33 babies are born with birth defects, which account for 20% of all infant deaths. Birth defects are any abnormality in development of the fetus. This can result in malformation, funct...
More than 4 million people will require a blood transfusion this year, whether because of cancer, accidents, or surgeries. There is such a high demand for blood to save lives, and a limited amount of
...
Every year from October 15 to December 7 is Medicare’s Annual Enrollment. This is the time you can switch from Medicare to Medicare Advantage, and vice versa. You can also change your Medicare Adv...
Everyone has heard of the term hypothermia, but what does it mean, and what are the symptoms? Hypothermia occurs when your body loses heat faster than it can produce it. If it gets too low, then the d...
Whenever the new year rolls around, people focus on changing habits they do not like. People usually try to make resolutions towards a healthier lifestyle. What is mostly focused on is drinking less, ...
A lot of people do not see the point in making a yearly doctor appointment, especially if they are in healthy condition. However, going to the doctor on a regular basis is more important than you thin...
At times people are unaware if they qualify for cost-sharing reductions. Cost-sharing reductions are a discount that lowers your deductibles, copayments, and coinsurance. Your household and income is ...
A thyroid is a butterfly shaped gland in the throat that sits above the Adam’s apple, and it’s main function is to control the body’s metabolism. More than 30 million Americans have some type of...
Now that the new year has started, the majority of people have made new year’s resolutions. Everyone joins the gym, and you begin to notice this month that your gym is packed. But by the next month ...
Physical activity is beneficial for seniors to help prevent a lot of serious health conditions such as heart disease, and a stroke. Physical activity can be any activity that raises your heart rate an...
It is officially 2019 and time to set some resolutions you intend to keep this year. First thing you should do is reflect on last year, then reflect on what you would like to change or do differently....
Going full vegan is not as easy as most people think it is, but becoming a partial vegan is achievable. A lot of people consider going vegan because it has a lot of benefits for your health. Not only ...
Diabetes has been a growing concern over the past couple of years. Now with more focus on children, as the number of kids with type 2 diabetes has increased over the years. There are a number of facto...
Cold sores and canker sores are often mistaken for one another because of their similarities, but they are not the same. You are more likely to get a canker or cold sore during the colder months due t...
Over the years, President Trump has been slowly picking away at Obamacare, also known as the Affordable Care Act. But there has been one section of the ACA that he intends to keep, which is the pre-ex...
There are three main types of diabetes, type 1, type 2, and gestational diabetes. Type 1 diabetes occurs when your body attacks its own pancreas with antibodies, therefore the inability to produce ins...
This past October, the CMS released the new rates for Medicare deductibles and copays for 2019. It is important to review the new rates to determine if it is affordable for you and your situation. If ...
In 2019, Mutual of Omaha, an Omaha-based insurer will begin selling Medicare Advantage plans with prescription drug coverage. They have partnered up with Lumeris, a St. Louis company that will handle ...
Are you completely happy with your health insurance? The 2019 open enrollment period has officially begun on November 1st, and will continue until December 15, 2018, lasting six weeks. During this tim...
Medicare has announced new guidelines for beneficiaries who receive high-dose opioids. Due to the rising deaths from opioids in America, the government and Medicare officials have decided to take acti...
With the world at our fingertips, it has become even easier to fall victim to online scams. Over the years, there have been many scams, and have evolved to trick people into participating. Once people...
Fitbit has created a new health care platform called Fitbit Care that will help coach people with their health and wellness. Now people can use this platform and the new app connected to it, Fitbit Pl...
Over 120,000 people. That’s the number of people in the U.S. that are currently waiting for an organ. This number increases by one more about every 12 minutes. For those who are not able to receive ...
The holidays are supposed to be a joyful time, but in reality it is a stressful time for a lot of people. This is especially true for seniors, because it can accompany grief, as well as depression. Tr...
Every parent has a right over what they think is best for their child. Some choose the herbal route when their kids are sick, while others choose the medicinal route. Over the past couple of years, th...
Medicare Supplement plans do not have annual enrollment periods, so it is important to know when to apply for one. The Medicare Supplement initial enrollment period is the time to sign up for a plan. ...
The holidays can bring on a lot of stress, accompanied with anxiety, and depression. This is known as the "holiday blues". If you feel these blues, just know that you are not alone, because it can aff...
Beans, greens, potatoes, tomatoes, chicken, turkey, you name it! The holidays are filled with buffet-style delicious food, which includes a lot of unhealthy ones such as pies, eggnog, cookies, and pas...
A lot of stress accompanies the joyfulness of the holidays. Stress from work, school, kids, shopping, decorating, family get togethers, and so on. We forget to take care of ourselves during the holida...
Are a lot of your friends birthdays in September? Ever wonder why? It is a simple explanation- a lot of babies are conceived on Christmas! Based on a record database by MooseRoots, Christmas is the nu...
We are taught at a young age that giving presents are how we express our love. But as we get older, we realize that it is not the materialistic presents that matter. What truly matters is the present ...
It has been said that more deaths occur during the holidays, and statistics show this to be true. Different reasons account to why people die or get hurt during the holidays. Knowing these issues, esp...
While the holidays are a cheerful time with loved ones and filled with a lot of delicants, it is also a very busy and stressful time. It may be a busy time of year at work, and can get stressful runni...
The fall is the beginning of an extremely busy holiday season, bringing on holiday after holiday. The holidays are known as a time for giving presents, but more importantly, it is about family. Spendi...
The end of the Medicare Annual Enrollment Period is right around the corner. From October 15 through December 7, Medicare beneficiaries have the ability to decide if they like what they have, or if th...
A lot of times, people think that once they retire then they are eligible to start receiving Medicare benefits. But, that is not necessarily true. If you retire early there will be some consequences w...
As the colder months approach, viruses and sickness become prevalent and inevitable. One particular virus, influenza, also known as the flu, arises during these months. It is typically known as flu se...
Many Americans are turning 65 every day, and can be overwhelmed with the retirement costs to come, especially when unprepared. It is important to plan for retirement and costs for Medicare. Most peopl...
Medicare is making some positive moves in the diabetes field. Not only are they now covering some continuous glucose monitors (CGMs), but they are also beginning to connect it to smartphones. Glucose ...
Healthcare boundaries have recently begun to blur, starting with CVS and Aetna merging, and continue to blur. Insurance companies, doctors, and hospitals have teamed up in order to cut costs due to th...
Medicare covers thousands of seniors, and many of them are unaware of mistakes that can lead them to lose more money. It is important for retirees who are on a fixed income to try and save as much as ...
It doesn't matter who you are or what your background is, if you have any form of contact with the outside world you know that the #MeToo movement has been taking the media by storm. This movement is ...
Veganism has become a mainstream lifestyle and has been becoming more popular within the last couple of years. There are many health benefits to becoming vegan and now there are financial benefits. An...
Short term insurance is insurance anyone can receive if they missed open enrollment, or need insurance in between gaps of insurance. This is typical for those who are healthy and only need it temporar...
While announcing the proposal of association health plans amongst small businesses, the Trump Administration is also aiming to facilitate health insurance policies across state lines. The rule will al...
Should you take antibiotics? Are they harmful? Will a bacteria grow resistance from antibiotics? How should they be taken? There has been a lot of questions and debates about the use of antibiotics. A...
Comparing and finding the best health insurance, Medicare Supplement, or Medicare Advantage plans can be a complicated process. Many people jump around different sites thinking that this will help the...
As of June 2018, the World Health Organization, WHO, has recognized and listed “compulsive sexual behavior disorder” as a mental health disorder. There have been many people labeling compulsive se...
A lot of times when we are unable to wash our hands, we will use hand sanitizers as our cleaners. Hand sanitizers have become popular over the years, it is even plastered on almost every wall in hospi...
Did you know that one in every five people suffer from arthritis in their joint and bones? Arthritis usually develops over a couple of years, with symptoms such as stiffness, tenderness, pain, and lim...
Stop men dying too young. It happens too often and is not spoken about as it should be- prostate cancer. Men do not like to talk about their health or take action. That is until the Movember Foundatio...
Trying to fit in and find yourself during your teenage years is tough. There are constant changes in friends, clothing style, likes, and dislikes. On top of the changes teens experience, they have to ...
Growing up we are taught to brush our teeth twice a day in order to prevent bad breath, cavities, and gum disease. What a lot of people are unaware is the other health conditions that may develop due ...
With age comes some onset mental health issues. Depression and mood disorders are widespread amongst older adults. Most of the time it goes undiagnosed and untreated, which only worsens the conditions...
Prescription medication can be very expensive, and there is no way around it because it is necessary. However, Medicare has a way to make medication more affordable. The step therapy program allows Me...
When you invite children to cook with you in the kitchen, you teach them lifelong lessons and the ability to make healthier decisions. Kids cooking with their parents/guardians or grandparents has man...
When was the last time you sat down with your family and ate dinner? Is the answer not in a while? Between going to work, taking kids to after-school activities, and making sure their homework is done...
Medicare Savings Account (MSA) is a tax-favored savings account for seniors 65 and older. It is a special type of Medicare Advantage plan. Just like other types of Medicare Advantage plans, MSAs are o...
In 2017 when President Trump did away with cost-sharing subsidies, it forced insurers to raise premiums. The cost-sharing subsidies helped pay back insurers for giving customers lower premiums due to ...
In order to stick to a healthy diet, it is important to consume the right amount of calories for how active you are throughout the day. You must have a balanced diet so that your body receives all the...
A healthy diet is important, especially for seniors to stay healthy. Your diet can impact a lot of different diseases such as heart and lung, osteoporosis, and diabetes to name a few. Tissues in our b...
Medicare may sometimes fall short on coverage and can be a financial burden to retirees. It is wise to look into Medicare Supplement Insurance to help ease the burden, and receive more coverage. Med...
In January, three major corporations- Amazon, Berkshire Hathaway, and JPMorgan Chase, announced they will join forces to form an independent healthcare company for their employees. They are offering a...
Over the years, the number of people over the age of 55 with colon cancer has gone up by 3%. According to statistics from research, it is estimated that over 100,000 adults in the U.S. will be diagnos...
The ketogenic diet, also known as the keto diet, has recently become popular after being pushed by fitness gurus and endorsed by celebrities. This diet has promised to help detox your body, along with...
With the internet at our fingertips, many people would rather research things on their own rather than seek professional help. People are worried that a professional will try to sell them something th...
Almost 60 million Americans are dealing with arthritis and the pain that comes with it. Arthritis is a joint disorder that inflames the joints and can causes severe pain. Osteoarthritis is the most co...
It is important for people of all ages to keep active and exercise in order to maintain a healthy life. This is especially true for seniors, as long as it is in a safe manner. Studies have shown that ...
Exercise and diet, we hear how important it is all the time, but does it really hold its value as we age? We live in a time where every week there is a new fad diet or exercise program in the works ...
Stress has no age limit, including for children. Kids get stressed out while growing up, especially throughout the school year. You can learn to spot the signs of stress, and help your kids cope with ...
“Three things in human life are important: the first is to be kind; the second is to be kind; and the third is to be kind-” as stated by Henry James. It is important in our lives to be kind, espec...
Good personal hygiene can make a huge difference in how you feel about yourself, both physically and mentally. As you age continuing to be social is an important part of keeping your mind as young and...
Medicare is the nation’s largest health insurance program for adults 65 and older. It is used by over 57 million Americans, and at times there is a lot of confusion about how it all works. Misunde...
Yoga can improve your overall quality of life and is good for all ages, especially seniors. It can help combat stress, fatigue, and pain, and help seniors to feel younger. Yoga increases flexibility, ...
As we age, it becomes harder to make new friends or socialize with current friends that might have moved away or have severe medical issues. The older we get, the less energetic we become and would pr...
We have all been in a situation where the pile of work in front of us seems to just keep getting bigger, and we begin to feel overwhelmed and stressed. At times it seems like it will never end, and st...
Medicare offers free preventive care services that many seniors do not know about or forget to take advantage of. All people with Part B are covered for these services at no cost to them. Utilizing th...
Sleep is one of the most important things that we need to survive and function on a daily basis. There are often times when we are busy, or something important comes up, and staying up all night to co...
Starting in April 2018, The Centers for Medicare & Medicaid services will be issuing new Medicare ID cards to Medicare beneficiaries. As stated on their website, www.cms.gov, the new cards issued ...
If a mental illness goes untreated, it can have a serious life impact on a person, leading to depression and even death. The National Alliance on Mental Illness states that depression is the number on...
Retirement is the perfect time to begin traveling and enjoying your freedom. Original Medicare will cover your medical needs while traveling within the United States and American territories- Puerto R...
Research has found that almost everyone will experience a panic attack (also known as an anxiety attack) at least once in their life. Anxiety disorders are one of the most common mental illnesses in t...
When you turn 65, there are so many new choices when it comes to health insurance. You might feel overwhelmed and unsure about how to pick a plan. Once you turn 65 you are eligible for government Medi...
Experts are warning that a new sexually transmitted disease, mycoplasma genitalium, MG, can become the next superbug because it can sometimes be symptomless. Most of the time this disease is mistaken ...
Medicare Supplement plans are purchased to help relieve some of the burden that Medicare part A & B leave behind in the form of out of pocket expenses. Medicare covers only 80 percent of Part B co...
The simple answer, no. Medicare does not cover the expenses for assisted living, but it will cover the costs for some of the services offered. Services covered include a skilled nursing facility, and ...
Medicare is the federal health insurance program for people who are 65 or older. When you enroll in Medicare, it is important to understand how it works and whether or not you will need a Medicare Sup...
Stress can cause our bodies to become tired, causing them to become weak when fighting against an illness. When constantly dealing with stress, including constant stress at work, it takes a large toll...
We have all heard the about the gluten diet fad, it has taken over eating, there is everything from some foods with the label “gluten-free,” to restaurants now offering gluten-free options. This h...
Many people, especially older people think to themselves “why should I stop smoking? It has already been so long, why quit now.” A lot of times, seniors will think that it is too late to quit smok...
When it is time to consider Medicare, usually around the time you turn 65 years old, it would be wise to take a look at different Medicare Advantage plans. Medicare Advantage plans, also known as Medi...
Medicare is the federal health insurance program for people who are 65 or older. When you enroll in Medicare, it is important to understand how it works and whether or not you will need a Medicare Sup...
No strings attached, casual, marriage, and friends with benefits are just some of the labels we hear when it comes to relationships and sex. Defining a relationship and what you are looking for is imp...
The Federal Government has extended the time to sign up for Medicare, mainly the relief period, also known as the Special Enrollment Period (SEP), for people through September 30.Normally the annu...
The Centers for Medicare and Medicaid Services, CMS, has announced that beginning in 2019, there will be a continuous Medicare Open Enrollment Period which will now be January 1- March 31st. During th...
Medicare Open Enrollment is the time someone can sign up for Medicare, or make a switch to another plan. Insurance companies can make changes to its Medicare plan every year to things such as drug cos...
Since President Trump and the Department of Health and Human Services cut cost-sharing reductions in October, some states have brought a lawsuit against the government. The lawsuit centers on the loss...
There are specific times of the year when you can enroll, disenroll, or switch from a Medicare Advantage Plan, also called Part C or MA Plans. These plans are sold by private insurance companies that ...
When enrolled in a Marketplace Insurance plan, it is important to make sure your household information is up to date every year. There may be benefits you are missing out on and possible consequences ...
Medicare drug prices continue to increase making it harder for seniors to afford, President Trump decided to take action. Trump proposed a plan to bring down the prices of Medicare drugs by giving bac...
Americans have been striking and pushing for a higher minimum wage from $7.25 to $15 an hour. Higher minimum wage would have many unforeseen negative effects, especially on taxes and health insurance ...
The GOP tax bill that the Republicans have been working on, can lead to major cuts in Medicare funding and spending in 2018. The bill is estimated to cut $25 billion from Medicare starting 2018, and r...
Working out is recommended at least 3-4 times a week by doctors to stay fit. It takes some discipline to go to the gym, and current fitness trends can influence how you work out. Every year there are ...
The Center for Medicare and Medicaid Innovation (CMMI) reported that Medicare Wellness Programs have the ability to improve physical and mental health in seniors. The six programs have been found to h...
When the Trump Administration announced a rule to stop cost-sharing subsidies to insurance companies, there were threats of lawsuits. The threats have now become a reality, with an insurance co-op rec...
The US government and the Centers for Medicare and Medicaid Services, CMS, have proposed an increase in Medicare Advantage payment rates. The increase will be an average of 1.84 percent. This increase...
Health insurance premiums and deductibles can become costly, and continuously go u p every year depending on the plan. There are ways to help ease the burden of a high premium/deductible plan that is ...
A Medicare Diabetes Prevention Program (MDPP) was announced by the CDC to begin in 2018. The model will be added as a covered benefit for Medicare enrollees who meet the criteria. The program started ...
Medicare is a vital program for seniors when they turn 65. Medicare Part A and Part B covers doctor visits, hospitalization, lab tests, and more. However, since Medicare only covers a portion of these...
The Affordable Care Act is once again facing a new challenge, this time by Republican states trying to dismantle it once and for all. The basis of the claim filed is that since the individual mandate ...
The Trump Administration has finally finalized expanding insurance companies ability to sell short-term health insurance plans for up to 3 years (36 months). This will allow consumers to buy less expe...
Details have emerged after a report was released on the investigation into Medicare drug prices. The report "Manufactured Crisis: How devastating drug price increases are harming America's seniors,”...
Short term health insurance plans have taken the spotlight in the news due to Trump announcing the extensions of short term plan durations. Rather than having a limit of 3 months, it has been extended...
When it comes to determining if a short-term health insurance plan or a major medical health insurance is best for you, there are many factors you must consider. Two of the main things to consider are...
Usually we are unaware of how much salt we consume in a day. Around 75% of the things we eat already have salt in it, even things like bread, and cereal. It is important to keep an eye on our salt int...
The GOP tax bill that the Republicans have been working on, can lead to major cuts in Medicare funding and spending in 2018. The bill is estimated to cut $25 billion from Medicare starting 2018, and r...
Uber has announced a new business line called Uber Health that will provide a ride-hailing platform for healthcare providers. Uber is offering to take patients to their medical appointments, as long a...
In 2017 when President Trump did away with cost-sharing subsidies, it forced insurers to raise premiums. The cost-sharing subsidies helped pay back insurers for giving customers lower premiums due to ...
Medicare Supplement Insurance Does Not Have a Deadline
Many senior citizens think that the Medicare Open Enrollment period is the only time they can purchase a Medicare Supplement plan. But, there is ...
Medicare Advantage Plans have become very popular over the years, and like other insurance plans, changes occur every year. The most common changes are the list of drugs that are covered, how much you...
The fourth quarter is when senior citizens learn about their social security benefits and Medicare. They find out if they will receive higher social security, and how much, also how much monthly premi...
Plans will be at least 34 percent higher in 2018 due to Trump’s decision to halt cost-sharing subsidy payments to insurers.Because the Trump administration ceased these cost-sharing payments to in...
Republicans have been working to get rid of the individual mandate from the Affordable Care Act. The reason is to not only save the government money, but to “provide more tax relief to middle class ...
Before 2018, one of the largest pharmaceutical and drugstore chains, CVS, and one of the oldest insurance companies, Aetna, hope to finalize a $70 billion merge.To gain control of costs and provid...
Every year, there is an open enrollment period to purchase, change, or stop your health insurance plan. Unless you qualify for special enrollment, you cannot sign up for health insurance until the ope...
The Centers for Medicare and Medicaid (CMS) announced an extension of Medicare Open Enrollment for Americans affected by hurricanes Harvey, Irma, and Maria. This special enrollment period will be exte...
Republicans have made many attempts to end Obamacare, recently proposing a tax reform bill to end the individual mandate. The mandate gives Americans an incentive to buy healthcare insurance or to pay...
Shortened Open Enrollment Period- When Is The Deadline & What This Means For You
This year the government has decided to shorten the Open Enrollment Period from three months to only six weeks, las...